Philippine Bank of Communications (PSE:PBC)
Philippines · Delayed Price · Currency is PHP 14.80
0.00 (0.00%)
At close: Aug 28, 2026
PSE:PBC Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,617 | 2,548 | 2,210 | 1,898 | 1,632 | 1,573 |
Depreciation & Amortization | 410.13 | 401.16 | 362.64 | 303.07 | 304.48 | 292.63 |
Other Amortization | 67.31 | 74.01 | 39.3 | 39.4 | 82.05 | 94.99 |
Gain (Loss) on Sale of Assets | -741.42 | -662.94 | -183.33 | -34.08 | -57.57 | -21.03 |
Gain (Loss) on Sale of Investments | -10.57 | -111.61 | 4.03 | 298.47 | 703.11 | 232.47 |
Total Asset Writedown | 102.07 | -4.5 | -2.06 | -2.37 | -10.48 | -1.85 |
Provision for Credit Losses | 338.88 | 338.88 | 436.74 | -27.76 | 298.05 | 317.66 |
Change in Trading Asset Securities | -5,949 | - | - | - | 886.29 | -177.79 |
Change in Other Net Operating Assets | -3,958 | -735.35 | -11,877 | -14,540 | -12,536 | -5,876 |
Other Operating Activities | -1,244 | -162.38 | -458.4 | -5.18 | -403.3 | -263.58 |
Operating Cash Flow | -8,362 | 1,656 | -9,576 | -11,388 | -8,918 | -3,951 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -178.73 | -100.92 | -69.49 | -72.28 | -52.15 | -195.53 |
Sale of Property, Plant and Equipment | 20.75 | 19 | 11.46 | 6.26 | 4.18 | 3.48 |
Investment in Securities | -10,517 | -22,907 | -3,965 | -9,461 | -5,098 | -14,946 |
Income (Loss) Equity Investments | -0.45 | -0.38 | -0.62 | -1.63 | -0.31 | -0.29 |
Purchase / Sale of Intangibles | -87.64 | -50.68 | -21.72 | -39.01 | -80.15 | -8.97 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 11.07 | 11.07 | 2.46 | 11.81 | 22.54 | 24.12 |
Other Investing Activities | - | - | 6.9 | 2,566 | 905.21 | 432.06 |
Investing Cash Flow | -9,939 | -22,336 | -3,813 | -6,947 | -4,174 | -14,628 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 1,879 | 1,474 | 2,644 | 1,096 | 595.09 |
Long-Term Debt Issued | - | 560,276 | 325,976 | 326,755 | 242,380 | 111,742 |
Total Debt Issued | 727,511 | 562,156 | 327,450 | 329,400 | 243,477 | 112,337 |
Short-Term Debt Repaid | - | -1,857 | -1,511 | -2,584 | -1,132 | -1,037 |
Long-Term Debt Repaid | - | -554,422 | -311,880 | -324,901 | -241,188 | -108,106 |
Total Debt Repaid | -726,868 | -556,279 | -313,391 | -327,484 | -242,321 | -109,143 |
Net Debt Issued (Repaid) | 643.15 | 5,877 | 14,059 | 1,915 | 1,156 | 3,194 |
Common Dividends Paid | -480.65 | -480.65 | - | - | - | - |
Net Increase (Decrease) in Deposit Accounts | 23,300 | 19,866 | -6,122 | 17,266 | 12,498 | 3,158 |
Other Financing Activities | - | - | -78.16 | - | - | - |
Financing Cash Flow | 23,463 | 25,262 | 7,858 | 19,181 | 13,654 | 6,352 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -3.08 | -0.73 | 4.24 | -1.42 | 131.66 | -26.2 |
Net Cash Flow | 5,158 | 4,582 | -5,527 | 844.29 | 693.82 | -12,254 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -8,541 | 1,556 | -9,646 | -11,460 | -8,970 | -4,147 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -105.33% | 19.96% | -140.76% | -191.48% | -170.37% | -87.11% |
Free Cash Flow Per Share | -17.77 | 3.24 | -20.07 | -23.84 | -18.66 | -8.63 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 4,766 | 4,622 | 4,298 | 2,654 | 654.33 | 525.62 |
Cash Income Tax Paid | 981.98 | 879.87 | 770.86 | 651.61 | 539.76 | 551.45 |