PSE:PBC Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,209	5,904	1,884	2,504	2,528	2,899
Investment Securities	57,483	63,719	40,243	36,575	27,335	22,703
Trading Asset Securities	1,592	-	-	-	-	886.29
Total Investments	59,075	63,719	40,243	36,575	27,335	23,589
Gross Loans	101,231	101,429	101,622	91,952	80,064	68,197
Allowance for Loan Losses	-3,728	-3,540	-3,206	-2,795	-2,864	-2,732
Other Adjustments to Gross Loans	-55.7	-50.99	-61	-62	-54.18	-44.76
Net Loans	97,447	97,837	98,354	89,095	77,145	65,420
Property, Plant & Equipment	915.48	863.85	823.05	814.49	803.84	882.22
Other Intangible Assets	559.86	543.83	515.3	525.22	525.61	527.5
Investments in Real Estate	1,500	1,512	1,558	1,605	1,694	1,743
Accrued Interest Receivable	1,253	1,448	1,219	953.87	699.23	559.77
Other Receivables	2,042	2,386	1,690	1,366	1,022	1,710
Restricted Cash	15,619	7,860	7,297	12,205	11,336	10,271
Other Current Assets	-	430.38	566.34	323.39	230.44	265.86
Long-Term Deferred Tax Assets	615.42	564.92	486.22	404.32	390.57	325.61
Other Real Estate Owned & Foreclosed	2,068	2,038	2,130	975.76	962.11	834.3
Other Long-Term Assets	1,331	154.15	127.82	130.64	206.04	201.77
Total Assets	188,633	185,260	156,896	147,478	124,878	109,229

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	629.39	439.13	314.71	276.65	310.96
Accrued Expenses	-	744.19	772.91	765.59	671.21	621.55
Interest Bearing Deposits	137,098	130,453	110,584	116,700	99,444	86,946
Total Deposits	137,098	130,453	110,584	116,700	99,444	86,946
Short-Term Borrowings	-	2,360	5,317	8,531	4,993	5,203
Current Portion of Long-Term Debt	-	27,920	11,070	1,156	2,601	807.64
Current Portion of Leases	-	94.36	93.55	67.43	91.49	98.21
Current Income Taxes Payable	292.36	202.33	136.7	100.58	118.81	66.82
Accrued Interest Payable	1,410	650.37	625.4	761.83	193.19	59.19
Other Current Liabilities	257.08	440.79	660.99	1,099	567.66	493.43
Long-Term Debt	27,591	-	7,623	-	-	-
Long-Term Leases	-	143.89	122.03	121.81	122.71	154.29
Pension & Post-Retirement Benefits	-	18.22	42.86	21.71	-	-
Other Long-Term Liabilities	1,234	171.07	175.24	182.01	232.48	292.16
Total Liabilities	167,881	163,828	137,663	129,822	109,312	95,054

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	12,016	12,016	12,016	12,016	12,016	12,016
Additional Paid-In Capital	2,262	2,262	2,262	2,262	2,262	2,262
Retained Earnings	8,262	7,859	5,780	3,570	1,673	40.86
Comprehensive Income & Other	-1,788	-705.63	-825.73	-192.74	-384.88	-143.42
Total Common Equity	20,752	21,432	19,233	17,656	15,566	14,176
Shareholders' Equity	20,752	21,432	19,233	17,656	15,566	14,176
Total Liabilities & Equity	188,633	185,260	156,896	147,478	124,878	109,229

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	27,591	30,518	24,225	9,876	7,808	6,263
Net Cash (Debt)	-19,791	-24,615	-22,341	-7,372	-5,280	-2,478
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-41.18	-51.21	-46.48	-15.34	-10.99	-5.16
Filing Date Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Total Common Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Book Value Per Share	43.18	44.59	40.02	36.73	32.39	29.49
Tangible Book Value	20,192	20,888	18,718	17,131	15,040	13,648
Tangible Book Value Per Share	42.01	43.46	38.94	35.64	31.29	28.40