PSE:PBC Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,799	5,904	1,884	2,504	2,528	2,899
Investment Securities	62,688	63,719	40,243	36,575	27,335	22,703
Trading Asset Securities	5,923	-	-	-	-	886.29
Total Investments	68,610	63,719	40,243	36,575	27,335	23,589
Gross Loans	106,705	101,429	101,622	91,952	80,064	68,197
Allowance for Loan Losses	-3,828	-3,540	-3,206	-2,795	-2,864	-2,732
Other Adjustments to Gross Loans	-53.76	-50.99	-61	-62	-54.18	-44.76
Net Loans	102,823	97,837	98,354	89,095	77,145	65,420
Property, Plant & Equipment	986.6	863.85	823.05	814.49	803.84	882.22
Other Intangible Assets	583.76	543.83	515.3	525.22	525.61	527.5
Investments in Real Estate	1,489	1,512	1,558	1,605	1,694	1,743
Accrued Interest Receivable	-	1,448	1,219	953.87	699.23	559.77
Other Receivables	40.99	2,386	1,690	1,366	1,022	1,710
Restricted Cash	8,632	7,860	7,297	12,205	11,336	10,271
Other Current Assets	330.51	430.38	566.34	323.39	230.44	265.86
Long-Term Deferred Tax Assets	647.73	564.92	486.22	404.32	390.57	325.61
Other Real Estate Owned & Foreclosed	2,021	2,038	2,130	975.76	962.11	834.3
Other Long-Term Assets	137.05	154.15	127.82	130.64	206.04	201.77
Total Assets	192,100	185,260	156,896	147,478	124,878	109,229

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	724.83	629.39	439.13	314.71	276.65	310.96
Accrued Expenses	751.2	744.19	772.91	765.59	671.21	621.55
Interest Bearing Deposits	146,314	130,453	110,584	116,700	99,444	86,946
Total Deposits	146,314	130,453	110,584	116,700	99,444	86,946
Short-Term Borrowings	-	2,360	5,317	8,531	4,993	5,203
Current Portion of Long-Term Debt	20,977	27,920	11,070	1,156	2,601	807.64
Current Portion of Leases	101.61	94.36	93.55	67.43	91.49	98.21
Current Income Taxes Payable	103.5	202.33	136.7	100.58	118.81	66.82
Accrued Interest Payable	608	650.37	625.4	761.83	193.19	59.19
Other Current Liabilities	650.24	440.79	660.99	1,099	567.66	493.43
Long-Term Debt	-	-	7,623	-	-	-
Long-Term Leases	181.25	143.89	122.03	121.81	122.71	154.29
Pension & Post-Retirement Benefits	-	18.22	42.86	21.71	-	-
Other Long-Term Liabilities	185.15	171.07	175.24	182.01	232.48	292.16
Total Liabilities	170,597	163,828	137,663	129,822	109,312	95,054

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	12,016	12,016	12,016	12,016	12,016	12,016
Additional Paid-In Capital	2,262	2,262	2,262	2,262	2,262	2,262
Retained Earnings	8,835	7,859	5,780	3,570	1,673	40.86
Comprehensive Income & Other	-1,610	-705.63	-825.73	-192.74	-384.88	-143.42
Total Common Equity	21,503	21,432	19,233	17,656	15,566	14,176
Shareholders' Equity	21,503	21,432	19,233	17,656	15,566	14,176
Total Liabilities & Equity	192,100	185,260	156,896	147,478	124,878	109,229

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	21,260	30,518	24,225	9,876	7,808	6,263
Net Cash (Debt)	-9,538	-24,615	-22,341	-7,372	-5,280	-2,478
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-19.84	-51.21	-46.48	-15.34	-10.99	-5.16
Filing Date Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Total Common Shares Outstanding	480.65	480.65	480.65	480.65	480.65	480.65
Book Value Per Share	44.74	44.59	40.02	36.73	32.39	29.49
Tangible Book Value	20,920	20,888	18,718	17,131	15,040	13,648
Tangible Book Value Per Share	43.52	43.46	38.94	35.64	31.29	28.40