Philippine Bank of Communications (PSE:PBC)
Philippines · Delayed Price · Currency is PHP 14.80
0.00 (0.00%)
At close: Aug 28, 2026
PSE:PBC Financials Overview
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 8,109 | 7,795 | 6,853 | 5,985 | 5,265 | 4,760 |
Revenue Growth | 17.41% | 13.75% | 14.49% | 13.68% | 10.60% | 6.40% |
Net Income Net Income Growth | 2,617 | 2,548 | 2,210 | 1,898 | 1,632 | 1,573 |
Earnings Per Share EPS Growth | 5.44 | 5.30 | 4.60 | 3.95 | 3.39 | 3.27 |
EPS Growth | 25.21% | 15.25% | 16.48% | 16.30% | 3.73% | 34.58% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Head Office and Rental Head Office and Rental Growth | 1,853 | 1,859 | 1,562 | 1,185 | 892.68 | 873.35 |
Corporate Banking Corporate Banking Growth | 2,505 | 2,595 | 2,353 | 2,758 | 1,779 | 2,278 |
Branch Banking Branch Banking Growth | 2,440 | 2,320 | 2,135 | 1,579 | 2,147 | 1,304 |
Trust and Wealth Management Segment Trust and Wealth Management Segment Growth | 42.35 | 42.85 | 39.48 | 33.78 | 30.63 | 29.38 |
Treasury Segment Treasury Segment Growth | 1,096 | 812.68 | 527.13 | 215.4 | 47.05 | -24.73 |
Consumer Finance Segment Consumer Finance Segment Growth | 177.73 | 169.77 | 237.9 | 216.25 | 377.72 | 301.61 |
Total Total Growth | 8,114 | 7,799 | 6,855 | 5,988 | 5,275 | 4,762 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 11,722 | 5,904 | 1,884 | 2,504 | 2,528 | 3,786 |
Total Debt Total Debt Growth | 21,260 | 30,518 | 24,225 | 9,876 | 7,808 | 6,263 |
Net Cash (Debt) Net Cash Growth | -9,538 | -24,615 | -22,341 | -7,372 | -5,280 | -2,478 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -19.84 | -51.21 | -46.48 | -15.34 | -10.99 | -5.16 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -8,362 | 1,656 | -9,576 | -11,388 | -8,918 | -3,951 |
Capital Expenditures CapEx Growth | -178.73 | -100.92 | -69.49 | -72.28 | -52.15 | -195.53 |
Free Cash Flow Free Cash Flow Growth | -8,541 | 1,556 | -9,646 | -11,460 | -8,970 | -4,147 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 32.27% | 32.69% | 32.25% | 31.70% | 30.99% | 33.05% |
FCF Margin | -105.33% | 19.96% | -140.76% | -191.48% | -170.37% | -87.11% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 2.72 | 3.15 | 3.46 | 3.58 | 3.81 | 5.44 |
P/FCF Ratio | - | 5.16 | - | - | - | - |
PS Ratio | 0.88 | 1.03 | 1.12 | 1.13 | 1.18 | 1.80 |