Rizal Commercial Banking Corporation (PSE:RCB)
Philippines flag Philippines · Delayed Price · Currency is PHP
26.15
+0.25 (0.97%)
At close: May 14, 2025, 2:45 PM PST

Rizal Commercial Banking Income Statement

Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
63,76461,05149,40734,97031,90033,909
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Interest Income on Investments
17,44218,03216,88210,8655,2113,043
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Total Interest Income
81,20679,08366,28945,83537,11136,952
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Interest Paid on Deposits
30,00031,10828,03510,0574,0595,288
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Interest Paid on Borrowings
5,9575,4744,6254,5624,2215,383
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Total Interest Expense
35,95736,58232,66014,6198,28010,671
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Net Interest Income
45,24942,50133,62931,21628,83126,281
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Net Interest Income Growth (YoY)
25.96%26.38%7.73%8.27%9.70%17.49%
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Trust Income
--423415392323
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Income From Trading Activities
1,6701,495444-378636,084
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Gain (Loss) on Sale of Assets
1,7461,3526,9573,08810136
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Gain (Loss) on Sale of Equity Investments
8585923212-94
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Other Non-Interest Income
7,0827,9758,0628,8506,1955,283
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Total Non-Interest Income
10,58310,90715,97812,3487,56311,632
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Non-Interest Income Growth (YoY)
-18.14%-31.74%29.40%63.27%-34.98%-13.77%
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Revenues Before Loan Losses
55,83253,40849,60743,56436,39437,913
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Provision for Loan Losses
9,5638,3376,6775,3475,0139,375
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Revenue
46,26945,07142,93038,21731,38128,538
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Revenue Growth (YoY)
10.17%4.99%12.33%21.78%9.96%-1.85%
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Salaries and Employee Benefits
8,3198,0597,1506,5636,3716,626
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Occupancy Expenses
7,5037,2716,6275,9455,8405,743
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Selling, General & Administrative
629629501322324288
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Other Non-Interest Expense
15,36715,01214,49311,6709,2618,954
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Total Non-Interest Expense
31,81830,97128,77124,50021,79621,611
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EBT Excluding Unusual Items
14,45114,10014,15913,7179,5856,927
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Asset Writedown
-282-282-211-359-1,035-
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Legal Settlements
-830-830-823-600-739-434
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Other Unusual Items
--390890--
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Pretax Income
13,33912,98813,51513,6487,8116,493
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Income Tax Expense
3,5933,4681,2981,5687281,475
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Earnings From Continuing Operations
9,7469,52012,21712,0807,0835,018
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Minority Interest in Earnings
--1--12
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Net Income
9,7469,52012,21812,0807,0825,020
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Preferred Dividends & Other Adjustments
1,0961,0961,0681,037964320
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Net Income to Common
8,6508,42411,15011,0436,1184,700
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Net Income Growth
-9.61%-22.08%1.14%70.57%41.08%-6.81%
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Basic Shares Outstanding
2,4262,4202,1982,0371,9791,936
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Diluted Shares Outstanding
2,4262,4202,1982,0371,9791,936
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Shares Change (YoY)
2.78%10.10%7.90%2.93%2.22%-
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EPS (Basic)
3.573.485.075.423.092.43
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EPS (Diluted)
3.573.485.075.423.092.43
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EPS Growth
-6.33%-31.38%-6.43%75.36%27.34%-12.75%
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Dividend Per Share
0.7000.7001.0141.0800.6180.485
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Dividend Growth
-30.97%-30.97%-6.11%74.76%27.42%-12.77%
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Effective Tax Rate
26.94%26.70%9.60%11.49%9.32%22.72%
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Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.