Rizal Commercial Banking Corporation (PSE:RCB)
Philippines · Delayed Price · Currency is PHP 23.00
0.00 (0.00%)
At close: Aug 28, 2026
Rizal Commercial Banking Financials Overview
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 47,455 | 48,326 | 45,071 | 42,930 | 38,217 | 31,381 |
Revenue Growth | -0.23% | 7.22% | 4.99% | 12.33% | 21.78% | 9.96% |
Net Income Net Income Growth | 9,143 | 9,814 | 8,424 | 11,150 | 11,043 | 6,118 |
Earnings Per Share EPS Growth | 3.78 | 4.06 | 3.48 | 5.07 | 5.42 | 3.09 |
EPS Growth | -1.36% | 16.50% | -31.38% | -6.43% | 75.36% | 27.34% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Retail Growth | 41,958 | 38,772 | 30,051 | 24,540 | 17,287 |
Corporate Banking Group Excl. SME Banking Group Corporate Banking Group Excl. SME Banking Group Growth | 11,000 | 12,595 | 16,403 | 18,506 | 12,032 |
Small and Medium Enterprises (SME) Small and Medium Enterprises (SME) Growth | -572 | 935 | 183 | 4,279 | 4,068 |
Treasury Treasury Growth | 7,584 | 7,429 | 5,368 | 5,595 | 4,930 |
Others Others Growth | 17,542 | 17,334 | 14,813 | 967 | 1,149 |
Elimination of Intersegment Elimination of Intersegment Growth | -29,241 | -32,501 | -24,329 | -15,139 | -9,120 |
Total Total Growth | 48,271 | 44,564 | 42,489 | 38,748 | 30,346 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 91,279 | 159,758 | 137,522 | 178,185 | 138,778 | 139,834 |
Total Debt Total Debt Growth | 152,282 | 141,398 | 122,528 | 94,174 | 148,753 | 148,139 |
Net Cash (Debt) Net Cash Growth | -61,003 | 18,360 | 14,994 | 84,011 | -9,975 | -8,305 |
Net Cash Growth | - | 22.45% | -82.15% | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -25.19 | 7.59 | 6.20 | 38.22 | -4.90 | -4.20 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -46,901 | -50,770 | -49,693 | -81,614 | -5,609 | -53,983 |
Capital Expenditures CapEx Growth | -4,117 | -3,630 | -1,387 | -3,716 | -1,627 | -1,333 |
Free Cash Flow Free Cash Flow Growth | -51,018 | -54,400 | -51,080 | -85,330 | -7,236 | -55,316 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 19.27% | 20.31% | 18.69% | 25.97% | 28.90% | 19.50% |
FCF Margin | -107.51% | -112.57% | -113.33% | -198.76% | -18.93% | -176.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.810 | 0.810 | 0.700 | 1.014 | 1.080 | 0.618 |
Dividend Per Share Growth | 15.71% | 15.71% | -30.97% | -6.11% | 74.76% | 27.42% |
Dividend Yield | 3.54% | 3.23% | 2.99% | 4.89% | 5.29% | 3.70% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.09 | 6.40 | 7.14 | 4.99 | 4.37 | 6.66 |
Forward PE | - | 7.99 | 7.99 | 7.99 | 7.99 | 7.99 |
PS Ratio | 1.17 | 1.30 | 1.33 | 1.30 | 1.26 | 1.30 |