Rizal Commercial Banking Corporation (PSE:RCB)
Philippines · Delayed Price · Currency is PHP 23.00
0.00 (0.00%)
At close: Aug 28, 2026
Rizal Commercial Banking Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 9,323 | 10,559 | 9,520 | 12,218 | 12,080 | 7,082 |
Depreciation & Amortization | 2,902 | 3,038 | 2,871 | 3,365 | 3,037 | 3,020 |
Other Amortization | 598 | 598 | 508 | - | - | - |
Gain (Loss) on Sale of Assets | -1 | -657 | -1,352 | -6,957 | -3,088 | -101 |
Gain (Loss) on Sale of Investments | 11 | 11 | -10 | 6,677 | - | - |
Total Asset Writedown | 4,453 | 49 | 282 | 211 | 5,706 | 5,825 |
Provision for Credit Losses | 14,846 | 14,846 | 8,281 | - | - | - |
Change in Trading Asset Securities | -3,871 | -2,741 | 1,544 | -4,741 | -1,174 | -975 |
Change in Other Net Operating Assets | -64,797 | -66,647 | -55,669 | -75,024 | -23,168 | -67,058 |
Other Operating Activities | -9,427 | -9,444 | -15,183 | -19,861 | 774 | -1,894 |
Operating Cash Flow | -46,901 | -50,770 | -49,693 | -81,614 | -5,609 | -53,983 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -4,117 | -3,630 | -1,387 | -3,716 | -1,627 | -1,333 |
Sale of Property, Plant and Equipment | 1,608 | 1,608 | 1,047 | 9,836 | 2,487 | 88 |
Investment in Securities | -37,611 | 59,117 | -99,989 | 50,061 | -159,227 | -130,485 |
Income (Loss) Equity Investments | 110 | - | -85 | -92 | -32 | -12 |
Purchase / Sale of Intangibles | -933 | -632 | -519 | -381 | -334 | -494 |
Other Investing Activities | 144 | 328 | 322 | 318 | 293 | 105 |
Investing Cash Flow | -40,909 | 56,791 | -100,526 | 56,118 | -158,408 | -132,119 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 93,485 | 67,086 | 15,333 | 76,898 | 166,693 |
Long-Term Debt Repaid | - | -85,754 | -44,140 | -70,939 | -86,300 | -124,188 |
Net Debt Issued (Repaid) | 27,272 | 7,731 | 22,946 | -55,606 | -9,402 | 42,505 |
Issuance of Common Stock | - | - | - | 26,708 | - | 4,369 |
Repurchase of Common Stock | -17,130 | -17,130 | - | - | -12 | - |
Common Dividends Paid | -2,516 | -2,815 | -3,548 | -3,289 | -2,308 | -1,897 |
Net Increase (Decrease) in Deposit Accounts | 78,858 | 2,661 | 66,082 | 99,468 | 184,785 | 136,671 |
Financing Cash Flow | 86,484 | -9,553 | 85,480 | 67,281 | 173,063 | 181,648 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -1,326 | -3,532 | -64,739 | 41,785 | 9,046 | -4,454 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -51,018 | -54,400 | -51,080 | -85,330 | -7,236 | -55,316 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -107.51% | -112.57% | -113.33% | -198.76% | -18.93% | -176.27% |
Free Cash Flow Per Share | -21.07 | -22.48 | -21.11 | -38.82 | -3.55 | -27.95 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 26,469 | 29,292 | 36,633 | 30,830 | 12,577 | 8,244 |
Cash Income Tax Paid | 2,724 | 2,554 | 3,709 | 4,099 | 2,069 | 859 |