Rizal Commercial Banking Corporation (PSE:RCB)

Rizal Commercial Banking Statistics

Total Valuation

PSE:RCB has a market cap or net worth of PHP 58.07 billion.

Market Cap	58.07B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, August 12, 2026.

Earnings Date	Aug 12, 2026
Ex-Dividend Date	Apr 15, 2026

Share Statistics

PSE:RCB has 2.42 billion shares outstanding. The number of shares has increased by 14.50% in one year.

Current Share Class	2.42B
Shares Outstanding	2.42B
Shares Change (YoY)	+14.50%
Shares Change (QoQ)	-78.55%
Owned by Insiders (%)	0.92%
Owned by Institutions (%)	26.47%
Float	941.20M

Valuation Ratios

The trailing PE ratio is 5.75.

PE Ratio	5.75
Forward PE	n/a
PS Ratio	1.19
PB Ratio	0.39
P/TBV Ratio	0.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.61
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.01%.

Return on Equity (ROE)	7.01%
Return on Assets (ROA)	0.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.77%
Revenue Per Employee	7.40M
Profits Per Employee	1.53M
Employee Count	6,886
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:RCB has paid 2.36 billion in taxes.

Income Tax	2.36B
Effective Tax Rate	17.85%

Stock Price Statistics

The stock price has decreased by -7.69% in the last 52 weeks. The beta is 0.27, so PSE:RCB's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	-7.69%
50-Day Moving Average	23.79
200-Day Moving Average	24.94
Relative Strength Index (RSI)	44.47
Average Volume (20 Days)	10,690

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:RCB had revenue of PHP 48.89 billion and earned 10.10 billion in profits.

Revenue	48.89B
Gross Profit	48.89B
Operating Income	14.16B
Pretax Income	13.19B
Net Income	10.10B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 124.83 billion in cash and 129.74 billion in debt, with a net cash position of -4.90 billion or -2.03 per share.

Cash & Cash Equivalents	124.83B
Total Debt	129.74B
Net Cash	-4.90B
Net Cash Per Share	-2.03
Equity (Book Value)	149.42B
Book Value Per Share	n/a
Working Capital	-948.75B

Cash Flow

In the last 12 months, operating cash flow was -76.48 billion and capital expenditures -3.92 billion, giving a free cash flow of -80.40 billion.

Operating Cash Flow	-76.48B
Capital Expenditures	-3.92B
Depreciation & Amortization	n/a
Net Borrowing	-26.15B
Free Cash Flow	-80.40B
FCF Per Share	-33.23

Margins

Gross Margin	n/a
Operating Margin	28.96%
Pretax Margin	26.99%
Profit Margin	22.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 2.92%.

Dividend Per Share	0.70
Dividend Yield	2.92%
Dividend Growth (YoY)	15.71%
Years of Dividend Growth	n/a
Payout Ratio	20.76%
Buyback Yield	-14.50%
Shareholder Yield	-11.58%
Earnings Yield	17.38%
FCF Yield	-138.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on March 9, 2007. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 9, 2007
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2