Philippines · Delayed Price · Currency is PHP Rizal Commercial Banking Statistics
Total Valuation
PSE:RCB has a market cap or net worth of PHP 55.65 billion.
| Market Cap | 55.65B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, August 4, 2026.
| Earnings Date | Aug 4, 2026 |
| Ex-Dividend Date | Apr 15, 2026 |
Share Statistics
PSE:RCB has 2.42 billion shares outstanding. The number of shares has decreased by -0.38% in one year.
| Current Share Class | 2.42B |
| Shares Outstanding | 2.42B |
| Shares Change (YoY) | -0.38% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | 0.18% |
| Owned by Institutions (%) | 45.15% |
| Float | 1.29B |
Valuation Ratios
The trailing PE ratio is 6.09.
| PE Ratio | 6.09 |
| Forward PE | n/a |
| PS Ratio | 1.17 |
| PB Ratio | 0.37 |
| P/TBV Ratio | 0.38 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -2.98 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.94%.
| Return on Equity (ROE) | 5.94% |
| Return on Assets (ROA) | 0.69% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.46% |
| Revenue Per Employee | 6.68M |
| Profits Per Employee | 1.29M |
| Employee Count | 6,886 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSE:RCB has paid 2.07 billion in taxes.
| Income Tax | 2.07B |
| Effective Tax Rate | 18.13% |
Stock Price Statistics
The stock price has decreased by -8.73% in the last 52 weeks. The beta is 0.22, so PSE:RCB's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | -8.73% |
| 50-Day Moving Average | 23.06 |
| 200-Day Moving Average | 24.12 |
| Relative Strength Index (RSI) | 48.35 |
| Average Volume (20 Days) | 6,740 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSE:RCB had revenue of PHP 47.46 billion and earned 9.14 billion in profits. Earnings per share was 3.78.
| Revenue | 47.46B |
| Gross Profit | 47.46B |
| Operating Income | 12.46B |
| Pretax Income | 11.39B |
| Net Income | 9.14B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.78 |
Balance Sheet
The company has 91.28 billion in cash and 152.28 billion in debt, with a net cash position of -61.00 billion or -25.21 per share.
| Cash & Cash Equivalents | 91.28B |
| Total Debt | 152.28B |
| Net Cash | -61.00B |
| Net Cash Per Share | -25.21 |
| Equity (Book Value) | 150.84B |
| Book Value Per Share | 62.34 |
| Working Capital | -896.25B |
Cash Flow
In the last 12 months, operating cash flow was -46.90 billion and capital expenditures -4.12 billion, giving a free cash flow of -51.02 billion.
| Operating Cash Flow | -46.90B |
| Capital Expenditures | -4.12B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 27.27B |
| Free Cash Flow | -51.02B |
| FCF Per Share | -21.09 |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.26% |
| Pretax Margin | 24.00% |
| Profit Margin | 19.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.81, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | 0.81 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 15.71% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.99% |
| Buyback Yield | 0.38% |
| Shareholder Yield | 3.92% |
| Earnings Yield | 16.43% |
| FCF Yield | -91.68% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 9, 2007. It was a forward split with a ratio of 1.15.
| Last Split Date | Mar 9, 2007 |
| Split Type | Forward |
| Split Ratio | 1.15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |