Rizal Commercial Banking Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Sep '25 Sep 10, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	61,577	60,125	55,649	48,288	40,750	36,545	Upgrade
Market Cap Growth	10.58%	8.04%	15.24%	18.50%	11.51%	-17.91%	Upgrade
Last Close Price	25.45	24.21	21.45	21.11	17.28	15.88	Upgrade
PE Ratio	6.65	7.14	4.99	4.37	6.66	7.78	Upgrade
PS Ratio	1.29	1.33	1.30	1.26	1.30	1.28	Upgrade
PB Ratio	0.38	0.38	0.37	0.42	0.37	0.36	Upgrade
Debt / Equity Ratio	0.70	0.77	0.62	1.28	1.33	1.08	Upgrade
Return on Equity (ROE)	6.61%	6.13%	9.10%	10.62%	6.67%	5.45%	Upgrade
Return on Assets (ROA)	0.81%	0.73%	1.02%	1.14%	0.82%	0.65%	Upgrade
Earnings Yield	15.11%	15.83%	21.95%	25.02%	17.38%	13.74%	Upgrade
FCF Yield	-93.17%	-84.96%	-153.34%	-14.99%	-135.75%	-50.45%	Upgrade
Dividend Yield	2.75%	2.89%	4.73%	5.12%	3.58%	3.05%	Upgrade
Payout Ratio	26.91%	37.27%	26.92%	19.11%	26.79%	21.43%	Upgrade
Buyback Yield / Dilution	-38.46%	-10.10%	-7.90%	-2.93%	-2.22%	-	Upgrade
Total Shareholder Return	-35.71%	-7.21%	-3.18%	2.19%	1.35%	3.05%	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.