Rizal Commercial Banking Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	61,698	60,125	55,649	48,288	40,750	36,545
Market Cap Growth	-1.54%	8.04%	15.24%	18.50%	11.51%	-17.91%
Last Close Price	25.50	24.21	21.45	21.11	17.28	15.88
PE Ratio	5.96	7.14	4.99	4.37	6.66	7.78
PS Ratio	1.26	1.33	1.30	1.26	1.30	1.28
PB Ratio	0.41	0.38	0.37	0.42	0.37	0.36
Debt / Equity Ratio	0.93	0.77	0.62	1.28	1.33	1.08
Return on Equity (ROE)	7.49%	6.13%	9.10%	10.62%	6.67%	5.45%
Return on Assets (ROA)	0.88%	0.73%	1.02%	1.14%	0.82%	0.65%
Earnings Yield	16.84%	15.83%	21.95%	25.02%	17.38%	13.74%
FCF Yield	-122.35%	-84.96%	-153.34%	-14.99%	-135.75%	-50.45%
Dividend Yield	2.75%	2.89%	4.73%	5.12%	3.58%	3.05%
Payout Ratio	16.36%	37.27%	26.92%	19.11%	26.79%	21.43%
Buyback Yield / Dilution	-41.42%	-10.10%	-7.90%	-2.93%	-2.22%	-
Total Shareholder Return	-38.67%	-7.21%	-3.18%	2.19%	1.35%	3.05%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.