Rizal Commercial Banking Corporation (PSE:RCB)

Rizal Commercial Banking Statistics

Total Valuation

PSE:RCB has a market cap or net worth of PHP 58.07 billion.

Market Cap	58.07B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 23, 2026.

Earnings Date	Feb 23, 2026
Ex-Dividend Date	Apr 15, 2025

Share Statistics

PSE:RCB has 2.42 billion shares outstanding.

Current Share Class	2.42B
Shares Outstanding	2.42B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+14.98%
Owned by Insiders (%)	0.19%
Owned by Institutions (%)	26.47%
Float	839.02M

Valuation Ratios

The trailing PE ratio is 5.92.

PE Ratio	5.92
Forward PE	n/a
PS Ratio	1.20
PB Ratio	0.38
P/TBV Ratio	0.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.60
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.82%.

Return on Equity (ROE)	6.82%
Return on Assets (ROA)	0.78%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.75%
Revenue Per Employee	7.31M
Profits Per Employee	1.48M
Employee Count	6,611
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:RCB has paid 2.70 billion in taxes.

Income Tax	2.70B
Effective Tax Rate	20.34%

Stock Price Statistics

The stock price has decreased by -9.60% in the last 52 weeks. The beta is 0.32, so PSE:RCB's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	-9.60%
50-Day Moving Average	25.17
200-Day Moving Average	25.25
Relative Strength Index (RSI)	33.92
Average Volume (20 Days)	16,890

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:RCB had revenue of PHP 48.33 billion and earned 9.81 billion in profits. Earnings per share was 4.06.

Revenue	48.33B
Gross Profit	48.33B
Operating Income	14.22B
Pretax Income	13.25B
Net Income	9.81B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.06

Balance Sheet

The company has 159.76 billion in cash and 141.40 billion in debt, with a net cash position of 18.36 billion or 7.59 per share.

Cash & Cash Equivalents	159.76B
Total Debt	141.40B
Net Cash	18.36B
Net Cash Per Share	7.59
Equity (Book Value)	151.17B
Book Value Per Share	62.48
Working Capital	-886.39B

Cash Flow

In the last 12 months, operating cash flow was -50.77 billion and capital expenditures -3.63 billion, giving a free cash flow of -54.40 billion.

Operating Cash Flow	-50.77B
Capital Expenditures	-3.63B
Free Cash Flow	-54.40B
FCF Per Share	-22.48

Margins

Gross Margin	n/a
Operating Margin	29.43%
Pretax Margin	27.42%
Profit Margin	21.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 2.92%.

Dividend Per Share	0.70
Dividend Yield	2.92%
Dividend Growth (YoY)	-30.97%
Years of Dividend Growth	n/a
Payout Ratio	26.66%
Buyback Yield	n/a
Shareholder Yield	2.92%
Earnings Yield	16.90%
FCF Yield	-93.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 9, 2007. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 9, 2007
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2