Rizal Commercial Banking Statistics

Total Valuation

PSE:RCB has a market cap or net worth of PHP 60.85 billion.

Market Cap	60.85B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, May 12, 2025.

Earnings Date	May 12, 2025
Ex-Dividend Date	Apr 15, 2025

Share Statistics

PSE:RCB has 2.42 billion shares outstanding. The number of shares has increased by 25.11% in one year.

Current Share Class	2.42B
Shares Outstanding	2.42B
Shares Change (YoY)	+25.11%
Shares Change (QoQ)	-13.51%
Owned by Insiders (%)	0.19%
Owned by Institutions (%)	22.00%
Float	841.87M

Valuation Ratios

The trailing PE ratio is 7.14.

PE Ratio	7.14
Forward PE	n/a
PS Ratio	1.32
PB Ratio	0.38
P/TBV Ratio	0.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.27%.

Return on Equity (ROE)	6.27%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.00M
Profits Per Employee	1.31M
Employee Count	6,611
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +16.44% in the last 52 weeks. The beta is 0.34, so PSE:RCB's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+16.44%
50-Day Moving Average	26.19
200-Day Moving Average	25.16
Relative Strength Index (RSI)	44.08
Average Volume (20 Days)	126,495

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:RCB had revenue of PHP 46.27 billion and earned 8.63 billion in profits. Earnings per share was 3.52.

Revenue	46.27B
Gross Profit	46.27B
Operating Income	14.45B
Pretax Income	13.34B
Net Income	8.63B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.52

Full Income Statement

Balance Sheet

The company has 101.21 billion in cash and 155.56 billion in debt, giving a net cash position of -54.35 billion or -22.46 per share.

Cash & Cash Equivalents	101.21B
Total Debt	155.56B
Net Cash	-54.35B
Net Cash Per Share	-22.46
Equity (Book Value)	159.94B
Book Value Per Share	60.12
Working Capital	-820.43B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -39.79 billion and capital expenditures -1.44 billion, giving a free cash flow of -41.24 billion.

Operating Cash Flow	-39.79B
Capital Expenditures	-1.44B
Free Cash Flow	-41.24B
FCF Per Share	-17.04

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	31.22%
Pretax Margin	28.83%
Profit Margin	21.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 2.78%.

Dividend Per Share	0.70
Dividend Yield	2.78%
Dividend Growth (YoY)	-30.97%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-25.11%
Shareholder Yield	-22.32%
Earnings Yield	14.19%
FCF Yield	-67.77%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 9, 2007. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 9, 2007
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a