Rizal Commercial Banking Corporation (PSE:RCB)

Rizal Commercial Banking Statistics

Total Valuation

PSE:RCB has a market cap or net worth of PHP 61.46 billion.

Market Cap	61.46B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Sunday, November 2, 2025.

Earnings Date	Nov 2, 2025
Ex-Dividend Date	Apr 15, 2025

Share Statistics

PSE:RCB has 2.42 billion shares outstanding. The number of shares has increased by 38.46% in one year.

Current Share Class	2.42B
Shares Outstanding	2.42B
Shares Change (YoY)	+38.46%
Shares Change (QoQ)	+10.72%
Owned by Insiders (%)	0.19%
Owned by Institutions (%)	22.81%
Float	840.71M

Valuation Ratios

The trailing PE ratio is 6.64.

PE Ratio	6.64
Forward PE	n/a
PS Ratio	1.29
PB Ratio	0.38
P/TBV Ratio	0.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.61%.

Return on Equity (ROE)	6.61%
Return on Assets (ROA)	0.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.19M
Profits Per Employee	1.41M
Employee Count	6,886
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:RCB has paid 3.26 billion in taxes.

Income Tax	3.26B
Effective Tax Rate	23.81%

Stock Price Statistics

The stock price has decreased by -6.70% in the last 52 weeks. The beta is 0.40, so PSE:RCB's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-6.70%
50-Day Moving Average	25.37
200-Day Moving Average	25.56
Relative Strength Index (RSI)	50.50
Average Volume (20 Days)	24,465

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:RCB had revenue of PHP 47.57 billion and earned 9.31 billion in profits. Earnings per share was 3.83.

Revenue	47.57B
Gross Profit	47.57B
Operating Income	14.80B
Pretax Income	13.67B
Net Income	9.31B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.83

Balance Sheet

The company has 25.19 billion in cash and 113.80 billion in debt, giving a net cash position of -88.61 billion or -36.62 per share.

Cash & Cash Equivalents	25.19B
Total Debt	113.80B
Net Cash	-88.61B
Net Cash Per Share	-36.62
Equity (Book Value)	163.02B
Book Value Per Share	61.39
Working Capital	-896.86B

Cash Flow

In the last 12 months, operating cash flow was -56.04 billion and capital expenditures -1.33 billion, giving a free cash flow of -57.37 billion.

Operating Cash Flow	-56.04B
Capital Expenditures	-1.33B
Free Cash Flow	-57.37B
FCF Per Share	-23.71

Margins

Gross Margin	n/a
Operating Margin	31.11%
Pretax Margin	28.74%
Profit Margin	21.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 2.79%.

Dividend Per Share	0.70
Dividend Yield	2.79%
Dividend Growth (YoY)	-30.97%
Years of Dividend Growth	n/a
Payout Ratio	26.91%
Buyback Yield	-38.46%
Shareholder Yield	-35.67%
Earnings Yield	15.14%
FCF Yield	-93.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 9, 2007. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 9, 2007
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2