Adamjee Life Assurance Company Limited (PSX:ALIFE)
Pakistan · Delayed Price · Currency is PKR 31.00
-0.39 (-1.23%)
At close: Sep 3, 2026
PSX:ALIFE Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 35,096 | 35,430 | 30,285 | 22,686 | 20,315 | 20,128 |
Total Interest & Dividend Income | 11,671 | 11,990 | 15,029 | 11,858 | 5,927 | 3,139 |
Gain (Loss) on Sale of Investments | 6,488 | 8,482 | 10,934 | 5,199 | -2,920 | -478.78 |
Other Revenue | 759.48 | 494.95 | 719.5 | 881.47 | 720.17 | 383.08 |
| 54,014 | 56,397 | 56,968 | 40,624 | 24,042 | 23,171 | |
Revenue Growth | -8.49% | -1.00% | 40.23% | 68.97% | 3.76% | 11.15% |
Policy Benefits | 46,500 | 48,864 | 49,643 | 34,894 | 19,172 | 18,596 |
Policy Acquisition & Underwriting Costs | 3,816 | 3,613 | 3,287 | 2,995 | 3,184 | 3,138 |
Selling, General & Administrative | 1,733 | 1,622 | 1,426 | 1,241 | 854.16 | 1,252 |
Other Operating Expenses | 180.2 | 135.03 | 146.55 | 61.44 | 6.71 | 11.23 |
Total Operating Expenses | 52,230 | 54,234 | 54,502 | 39,191 | 23,217 | 22,998 |
Operating Income | 1,784 | 2,163 | 2,465 | 1,433 | 825.5 | 173.59 |
Interest Expense | -44.63 | -49.22 | -11.74 | -9.68 | -18.19 | -23.98 |
EBT Excluding Unusual Items | 1,740 | 2,114 | 2,454 | 1,423 | 807.31 | 149.61 |
Gain (Loss) on Sale of Assets | 6.81 | 6.81 | -0.69 | 1.41 | 0.95 | 0.89 |
Asset Writedown | 38.96 | 24.26 | 83.29 | 116.86 | 2.05 | 80.71 |
Pretax Income | 1,785 | 2,145 | 2,536 | 1,541 | 810.31 | 231.21 |
Income Tax Expense | 623.86 | 830.47 | 981.93 | 633.13 | 312.61 | 57.4 |
Net Income | 1,162 | 1,314 | 1,554 | 908.08 | 497.7 | 173.8 |
Net Income to Common | 1,162 | 1,314 | 1,554 | 908.08 | 497.7 | 173.8 |
Net Income Growth | -21.82% | -15.44% | 71.17% | 82.45% | 186.36% | -9.01% |
Shares Outstanding (Basic) | 262 | 263 | 263 | 263 | 263 | 177 |
Shares Outstanding (Diluted) | 262 | 263 | 263 | 263 | 263 | 177 |
Shares Change | -0.06% | - | - | - | 48.52% | 79.93% |
EPS (Basic) | 4.43 | 5.01 | 5.92 | 3.46 | 1.90 | 0.98 |
EPS (Diluted) | 4.43 | 5.01 | 5.92 | 3.46 | 1.90 | 0.98 |
EPS Growth | -21.77% | -15.44% | 71.17% | 82.45% | 92.80% | -49.43% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -6,276 | -2,634 | 3,844 | -571.16 | 3,258 | 6,555 |
Free Cash Flow Per Share | -23.93 | -10.04 | 14.64 | -2.18 | 12.41 | 37.09 |
Dividend Per Share | 2.500 | 2.500 | 1.905 | 1.905 | - | - |
Dividend Growth | 28.05% | 31.25% | 0% | - | - | - |
Operating Margin | 3.30% | 3.84% | 4.33% | 3.53% | 3.43% | 0.75% |
Profit Margin | 2.15% | 2.33% | 2.73% | 2.23% | 2.07% | 0.75% |
Free Cash Flow Margin | -11.62% | -4.67% | 6.75% | -1.41% | 13.55% | 28.29% |
EBITDA | 1,904 | 2,261 | 2,544 | 1,499 | 878.47 | 211.39 |
EBITDA Margin | 3.52% | 4.01% | 4.46% | 3.69% | 3.65% | 0.91% |
D&A For EBITDA | 119.65 | 97.58 | 78.35 | 66.52 | 52.97 | 37.8 |
EBIT | 1,784 | 2,163 | 2,465 | 1,433 | 825.5 | 173.59 |
EBIT Margin | 3.30% | 3.84% | 4.33% | 3.53% | 3.43% | 0.75% |
Effective Tax Rate | 34.94% | 38.72% | 38.72% | 41.08% | 38.58% | 24.83% |
Revenue as Reported | 54,063 | 56,431 | 57,056 | 40,748 | 24,050 | 23,256 |