Atlas Insurance Limited (PSX:ATIL)

Atlas Insurance Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	3,173	2,882	2,379	2,133	1,831	1,405
Total Interest & Dividend Income	1,014	1,047	641.48	385.22	333.64	208.96
Gain (Loss) on Sale of Investments	854.17	901.26	12.44	-351.22	8.02	44.7
Other Revenue	181.46	280.07	280.71	128.1	49.38	47.48
Total Revenue	5,222	5,110	3,313	2,295	2,222	1,706
Revenue Growth (YoY)	24.88%	54.23%	44.38%	3.30%	30.19%	-1.81%
Policy Benefits	896.54	777.22	702.55	721.23	622.19	449.6
Policy Acquisition & Underwriting Costs	651.1	635.83	498.73	326.64	23.34	18.46
Selling, General & Administrative	1,322	1,238	986.91	781.57	644.37	551.82
Other Operating Expenses	-646.61	-659.33	-745.38	-638.48	-257.73	-230.39
Total Operating Expenses	2,223	1,992	1,443	1,191	1,032	789.48
Operating Income	3,000	3,118	1,871	1,104	1,190	917.01
Interest Expense	-17.38	-11.82	-11.9	-9.27	-7.52	-9.23
Currency Exchange Gain (Loss)	-1	-1	-36.97	-5.31	-1.84	-0.72
Other Non Operating Income (Expenses)	1.64	1.89	0.37	1.69	1.03	0.26
EBT Excluding Unusual Items	2,983	3,107	1,822	1,091	1,181	907.31
Gain (Loss) on Sale of Assets	4	4	0.43	4.49	0.26	0.47
Pretax Income	2,987	3,111	1,823	1,096	1,182	907.78
Income Tax Expense	1,175	1,222	815.45	376.31	346.13	262.35
Net Income	1,812	1,889	1,007	719.31	835.38	645.43
Net Income to Common	1,812	1,889	1,007	719.31	835.38	645.43
Net Income Growth	22.01%	87.53%	40.02%	-13.89%	29.43%	3.56%
Shares Outstanding (Basic)	149	149	149	149	149	149
Shares Outstanding (Diluted)	149	149	149	149	149	149
Shares Change (YoY)	-	-	-	-	0.00%	-
EPS (Basic)	12.13	12.64	6.74	4.81	5.59	4.32
EPS (Diluted)	12.13	12.64	6.74	4.81	5.59	4.32
EPS Growth	22.01%	87.53%	40.02%	-13.89%	29.43%	3.56%
Free Cash Flow	-454.49	48.73	502.15	751.09	1,026	613.45
Free Cash Flow Per Share	-3.04	0.33	3.36	5.03	6.87	4.11
Dividend Per Share	8.500	8.500	4.600	4.375	3.977	3.977
Dividend Growth	136.11%	84.78%	5.14%	10.00%	-	10.00%
Operating Margin	57.44%	61.02%	56.46%	48.11%	53.54%	53.74%
Profit Margin	34.70%	36.96%	30.40%	31.34%	37.60%	37.82%
Free Cash Flow Margin	-8.70%	0.95%	15.15%	32.73%	46.17%	35.95%
EBITDA	3,066	3,177	1,908	1,133	1,211	938.66
EBITDA Margin	58.71%	62.17%	57.58%	49.35%	54.50%	55.01%
D&A For EBITDA	66.23	58.67	37.29	28.51	21.36	21.65
EBIT	3,000	3,118	1,871	1,104	1,190	917.01
EBIT Margin	57.44%	61.02%	56.46%	48.11%	53.54%	53.74%
Effective Tax Rate	39.34%	39.29%	44.74%	34.35%	29.30%	28.90%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.