Atlas Insurance Limited (PSX:ATIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
75.60
-0.39 (-0.51%)
At close: Nov 2, 2026

Atlas Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,4585,8045,1103,3132,2952,222
Revenue Growth
16.74%13.57%54.23%44.38%3.30%30.19%
Operating Income
3,7453,4123,1181,8711,1041,190
Net Income
2,3592,0771,8891,007719.31835.38
Earnings Per Share
15.7913.9012.646.744.815.59
EPS Growth
24.24%9.96%87.53%40.02%-13.89%29.43%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire and Property Damage
658.44596.91425.84258.99272.14
Motor
1,024937.79790.87635.39534.54
Miscellaneous
622.96397.4338.19330.02310.9
Marine, Aviation and Transport
1,244949.86823.98908.5713.1
Unallocated Investment Income
2,0801,892603.082.45330.42
Unallocated Other Income
133.29284.07281.14132.5849.63
Total
5,7635,0583,2632,2682,211

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,3921,1791,5311,5451,554974.54
Total Debt
185.82202.9468.376.1899.8560.18
Net Cash (Debt)
1,206976.391,4631,4691,454914.36
Net Cash Growth
-32.18%-33.26%-0.39%1.02%59.00%12.92%
Net Cash Per Share
8.076.539.799.839.736.12

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-69.11-255.98247.81589.7828.681,061
Capital Expenditures
-200.49-157.3-199.07-87.56-77.59-34.76
Free Cash Flow
-269.6-413.2948.73502.15751.091,026
Free Cash Flow Growth
---90.30%-33.14%-26.78%67.22%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
57.99%58.79%61.02%56.46%48.11%53.54%
Pretax Margin
57.86%58.47%60.88%55.01%47.74%53.18%
Profit Margin
36.53%35.78%36.96%30.40%31.34%37.60%
FCF Margin
-4.17%-7.12%0.95%15.15%32.73%46.17%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.5008.5008.5004.6004.3753.977
Dividend Per Share Growth
0%0%84.78%5.14%10.00%0%
Dividend Yield
11.24%11.39%14.67%11.08%12.61%11.47%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.795.374.586.167.216.20
P/FCF Ratio
--177.6812.356.905.05
PS Ratio
1.751.921.691.872.262.33