Atlas Insurance Limited (PSX:ATIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
76.64
-1.31 (-1.68%)
At close: Jul 30, 2026

Atlas Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,2015,8045,1103,3132,2952,222
Revenue Growth
18.38%13.57%54.23%44.38%3.30%30.19%
Operating Income
3,7553,4123,1181,8711,1041,190
Net Income
2,2882,0771,8891,007719.31835.38
Earnings Per Share
15.3113.9012.646.744.815.59
EPS Growth
22.53%9.96%87.53%40.02%-13.89%29.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor
1,0721,024937.79790.87635.39534.54
Fire and Property Damage
668.88658.44596.91425.84258.99272.14
Marine, Aviation and Transport
1,2471,244949.86823.98908.5713.1
Miscellaneous
648.76622.96397.4338.19330.02310.9
Unallocated Investment Income
2,3942,0801,892603.082.45330.42
Unallocated Other Income
133.31133.29284.07281.14132.5849.63
Total
6,1635,7635,0583,2632,2682,211

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,7551,1791,5311,5451,554974.54
Total Debt
192.68202.9468.376.1899.8560.18
Net Cash (Debt)
1,563976.391,4631,4691,454914.36
Net Cash Growth
34.52%-33.26%-0.39%1.02%59.00%12.92%
Net Cash Per Share
10.466.539.799.839.736.12

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-159.9-255.98247.81589.7828.681,061
Capital Expenditures
-176.21-157.3-199.07-87.56-77.59-34.76
Free Cash Flow
-336.11-413.2948.73502.15751.091,026
Free Cash Flow Growth
---90.30%-33.14%-26.78%67.22%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
60.57%58.79%61.02%56.46%48.11%53.54%
Pretax Margin
60.26%58.47%60.88%55.01%47.74%53.18%
Profit Margin
36.90%35.78%36.96%30.40%31.34%37.60%
FCF Margin
-5.42%-7.12%0.95%15.15%32.73%46.17%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.5008.5008.5004.6004.3753.977
Dividend Per Share Growth
0%0%84.78%5.14%10.00%0%
Dividend Yield
11.09%12.39%18.17%15.60%19.96%20.41%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.005.374.586.167.216.20
P/FCF Ratio
--177.6812.356.905.05
PS Ratio
1.851.921.691.872.262.33