Atlas Insurance Limited (PSX:ATIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
74.51
+0.45 (0.61%)
At close: Sep 10, 2026

Atlas Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,5475,8045,1103,3132,2952,222
Revenue Growth
25.37%13.57%54.23%44.38%3.30%30.19%
Operating Income
3,9713,4123,1181,8711,1041,190
Net Income
2,4612,0771,8891,007719.31835.38
Earnings Per Share
16.4713.9012.646.744.815.59
EPS Growth
35.84%9.96%87.53%40.02%-13.89%29.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire and Property Damage
622.78658.44596.91425.84258.99272.14
Motor
1,1271,024937.79790.87635.39534.54
Miscellaneous
669.66622.96397.4338.19330.02310.9
Marine, Aviation and Transport
1,3821,244949.86823.98908.5713.1
Unallocated Investment Income
2,5702,0801,892603.082.45330.42
Unallocated Other Income
132.12133.29284.07281.14132.5849.63
Total
6,5035,7635,0583,2632,2682,211

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5351,1791,5311,5451,554974.54
Total Debt
198.77202.9468.376.1899.8560.18
Net Cash (Debt)
1,337976.391,4631,4691,454914.36
Net Cash Growth
29.78%-33.26%-0.39%1.02%59.00%12.92%
Net Cash Per Share
8.956.539.799.839.736.12

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-200.73-255.98247.81589.7828.681,061
Capital Expenditures
-215.86-157.3-199.07-87.56-77.59-34.76
Free Cash Flow
-416.6-413.2948.73502.15751.091,026
Free Cash Flow Growth
---90.30%-33.14%-26.78%67.22%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
60.65%58.79%61.02%56.46%48.11%53.54%
Pretax Margin
60.37%58.47%60.88%55.01%47.74%53.18%
Profit Margin
37.59%35.78%36.96%30.40%31.34%37.60%
FCF Margin
-6.36%-7.12%0.95%15.15%32.73%46.17%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.5008.5008.5004.6004.3753.977
Dividend Per Share Growth
0%0%84.78%5.14%10.00%0%
Dividend Yield
10.81%12.80%18.76%16.11%20.62%21.08%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.555.374.586.167.216.20
P/FCF Ratio
--177.6812.356.905.05
PS Ratio
1.711.921.691.872.262.33