Atlas Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11,131	11,155	8,659	6,201	5,183	5,179
Market Cap Growth	26.27%	28.84%	39.64%	19.64%	0.08%	-0.88%
Enterprise Value	9,569	9,377	7,386	4,646	4,049	4,500
PE Ratio	4.86	5.37	4.58	6.16	7.21	6.20
PS Ratio	1.80	1.92	1.69	1.87	2.26	2.33
PB Ratio	1.06	1.01	1.06	1.30	1.45	1.24
P/FCF Ratio	-	-	177.68	12.35	6.90	5.05
P/OCF Ratio	-	-	34.94	10.52	6.25	4.88
EV/Sales Ratio	1.54	1.62	1.45	1.40	1.76	2.03
EV/EBITDA Ratio	2.47	2.69	2.33	2.44	3.58	3.72
EV/EBIT Ratio	2.55	2.75	2.37	2.48	3.67	3.78
EV/FCF Ratio	-	-	151.57	9.25	5.39	4.39
Debt / Equity Ratio	0.02	0.02	0.01	0.02	0.03	0.01
Debt / EBITDA Ratio	0.05	0.06	0.02	0.04	0.09	0.05
Debt / FCF Ratio	-	-	1.40	0.15	0.13	0.06
Net Debt / Equity Ratio	-0.15	-0.09	-0.18	-0.31	-0.41	-0.22
Net Debt / EBITDA Ratio	-0.41	-0.28	-0.46	-0.77	-1.28	-0.75
Net Debt / FCF Ratio	4.65	2.36	-30.02	-2.92	-1.94	-0.89
Quick Ratio	0.48	0.22	0.28	0.28	0.37	0.27
Current Ratio	0.96	0.66	0.68	0.76	0.77	0.66
Asset Turnover	0.28	0.27	0.31	0.29	0.24	0.23
Return on Equity (ROE)	23.86%	21.69%	29.20%	24.11%	18.54%	18.66%
Return on Assets (ROA)	10.44%	9.72%	11.89%	10.25%	7.32%	7.83%
Return on Invested Capital (ROIC)	21.02%	21.50%	28.94%	24.23%	18.30%	18.52%
Earnings Yield	20.56%	18.62%	21.81%	16.24%	13.88%	16.13%
FCF Yield	-3.02%	-3.71%	0.56%	8.10%	14.49%	19.81%
Dividend Yield	11.40%	12.39%	18.17%	15.60%	19.96%	20.41%
Payout Ratio	54.40%	59.96%	42.73%	55.53%	84.41%	94.38%
Buyback Yield / Dilution	-	-	-	-	-	-0.00%
Total Shareholder Return	11.40%	12.39%	18.17%	15.60%	19.96%	20.41%