Atlas Insurance Limited (PSX:ATIL)
74.51
+0.45 (0.61%)
At close: Sep 10, 2026
Atlas Insurance Ratios and Metrics
Market cap in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 11,199 | 11,155 | 8,659 | 6,201 | 5,183 | 5,179 | |
Market Cap Growth | -5.13% | 28.84% | 39.64% | 19.64% | 0.08% | -0.88% |
Enterprise Value | 9,862 | 9,377 | 7,386 | 4,646 | 4,049 | 4,500 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.55 | 5.37 | 4.58 | 6.16 | 7.21 | 6.20 |
PS Ratio | 1.71 | 1.92 | 1.69 | 1.87 | 2.26 | 2.33 |
PB Ratio | 0.97 | 1.01 | 1.06 | 1.30 | 1.45 | 1.24 |
P/FCF Ratio | - | - | 177.68 | 12.35 | 6.90 | 5.05 |
P/OCF Ratio | - | - | 34.94 | 10.52 | 6.25 | 4.88 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.51 | 1.62 | 1.45 | 1.40 | 1.76 | 2.03 |
EV/EBITDA Ratio | 2.40 | 2.69 | 2.33 | 2.44 | 3.58 | 3.72 |
EV/EBIT Ratio | 2.48 | 2.75 | 2.37 | 2.48 | 3.67 | 3.78 |
EV/FCF Ratio | - | - | 151.57 | 9.25 | 5.39 | 4.39 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.02 | 0.02 | 0.01 | 0.02 | 0.03 | 0.01 |
Debt / EBITDA Ratio | 0.05 | 0.06 | 0.02 | 0.04 | 0.09 | 0.05 |
Debt / FCF Ratio | - | - | 1.40 | 0.15 | 0.13 | 0.06 |
Net Debt / Equity Ratio | -0.11 | -0.09 | -0.18 | -0.31 | -0.41 | -0.22 |
Net Debt / EBITDA Ratio | -0.33 | -0.28 | -0.46 | -0.77 | -1.28 | -0.75 |
Net Debt / FCF Ratio | 3.21 | 2.36 | -30.02 | -2.92 | -1.94 | -0.89 |
Quick Ratio | 0.39 | 0.22 | 0.28 | 0.28 | 0.37 | 0.27 |
Current Ratio | 1.07 | 0.66 | 0.68 | 0.76 | 0.77 | 0.66 |
Asset Turnover | 0.29 | 0.27 | 0.31 | 0.29 | 0.24 | 0.23 |
Return on Equity (ROE) | 24.39% | 21.69% | 29.20% | 24.11% | 18.54% | 18.66% |
Return on Assets (ROA) | 10.91% | 9.72% | 11.89% | 10.25% | 7.32% | 7.83% |
Return on Invested Capital (ROIC) | 22.00% | 21.50% | 28.94% | 24.23% | 18.30% | 18.52% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 21.98% | 18.62% | 21.81% | 16.24% | 13.88% | 16.13% |
FCF Yield | -3.72% | -3.71% | 0.56% | 8.10% | 14.49% | 19.81% |
Dividend Yield | 10.81% | 12.80% | 18.76% | 16.11% | 20.62% | 21.08% |
Payout Ratio | 50.53% | 59.96% | 42.73% | 55.53% | 84.41% | 94.38% |
Buyback Yield / Dilution | - | - | - | - | - | -0.00% |
Total Shareholder Return | 10.81% | 12.80% | 18.76% | 16.11% | 20.62% | 21.08% |