Atlas Insurance Limited (PSX:ATIL)

Atlas Insurance Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 19, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	11,654	8,659	6,201	5,183	5,179	5,224
Market Cap Growth	32.20%	39.64%	19.64%	0.08%	-0.88%	5.77%
Enterprise Value	9,874	7,386	4,646	4,049	4,500	4,428
PE Ratio	6.14	4.58	6.16	7.21	6.20	8.10
PS Ratio	2.11	1.69	1.87	2.26	2.33	3.06
PB Ratio	1.10	1.06	1.30	1.45	1.24	1.09
P/FCF Ratio	-	177.68	12.35	6.90	5.05	8.52
P/OCF Ratio	-	34.94	10.52	6.25	4.88	8.22
EV/Sales Ratio	1.78	1.45	1.40	1.76	2.03	2.60
EV/EBITDA Ratio	3.03	2.33	2.44	3.58	3.72	4.72
EV/EBIT Ratio	3.14	2.37	2.48	3.67	3.78	4.83
EV/FCF Ratio	-21.97	151.57	9.25	5.39	4.39	7.22
Debt / Equity Ratio	0.01	0.01	0.02	0.03	0.01	0.02
Debt / EBITDA Ratio	0.04	0.02	0.04	0.09	0.05	0.08
Debt / FCF Ratio	-	1.40	0.15	0.13	0.06	0.12
Net Debt / Equity Ratio	-0.17	-0.18	-0.31	-0.41	-0.22	-0.17
Net Debt / EBITDA Ratio	-0.55	-0.46	-0.77	-1.28	-0.75	-0.86
Net Debt / FCF Ratio	3.96	-30.02	-2.92	-1.94	-0.89	-1.32
Quick Ratio	0.63	0.28	0.28	0.37	0.27	0.32
Current Ratio	1.05	0.68	0.76	0.77	0.66	0.80
Asset Turnover	0.26	0.33	0.29	0.24	0.23	0.20
Return on Equity (ROE)	22.01%	29.20%	24.11%	18.54%	18.66%	15.22%
Return on Assets (ROA)	9.33%	12.42%	10.25%	7.32%	7.83%	6.87%
Return on Invested Capital (ROIC)	19.52%	28.94%	24.23%	18.30%	18.52%	15.20%
Earnings Yield	16.29%	21.81%	16.24%	13.88%	16.13%	12.35%
FCF Yield	-3.86%	0.56%	8.10%	14.49%	19.81%	11.74%
Dividend Yield	10.90%	16.69%	14.33%	18.34%	18.75%	21.91%
Payout Ratio	65.59%	42.73%	55.53%	84.41%	94.38%	82.34%
Buyback Yield / Dilution	-	-	-	-	-0.00%	-
Total Shareholder Return	10.90%	16.69%	14.33%	18.34%	18.75%	21.91%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.