Atlas Insurance Limited (PSX:ATIL)

Atlas Insurance Statistics

Total Valuation

Atlas Insurance has a market cap or net worth of PKR 11.65 billion. The enterprise value is 9.87 billion.

Market Cap	11.65B
Enterprise Value	9.87B

Important Dates

The next estimated earnings date is Thursday, February 26, 2026.

Earnings Date	Feb 26, 2026
Ex-Dividend Date	Nov 5, 2025

Share Statistics

Atlas Insurance has 149.42 million shares outstanding.

Current Share Class	149.42M
Shares Outstanding	149.42M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.05%
Owned by Institutions (%)	6.36%
Float	32.38M

Valuation Ratios

The trailing PE ratio is 6.13.

PE Ratio	6.13
Forward PE	n/a
PS Ratio	2.11
PB Ratio	1.10
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.03, with an EV/FCF ratio of -21.96.

EV / Earnings	5.20
EV / Sales	1.78
EV / EBITDA	3.03
EV / EBIT	3.14
EV / FCF	-21.96

Financial Position

The company has a current ratio of 1.05, with a Debt / Equity ratio of 0.01.

Current Ratio	1.05
Quick Ratio	0.63
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	-0.30
Interest Coverage	185.67

Financial Efficiency

Return on equity (ROE) is 22.01% and return on invested capital (ROIC) is 22.53%.

Return on Equity (ROE)	22.01%
Return on Assets (ROA)	9.33%
Return on Invested Capital (ROIC)	22.53%
Return on Capital Employed (ROCE)	17.46%
Revenue Per Employee	22.86M
Profits Per Employee	7.85M
Employee Count	242
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, Atlas Insurance has paid 1.24 billion in taxes.

Income Tax	1.24B
Effective Tax Rate	39.43%

Stock Price Statistics

The stock price has increased by +43.01% in the last 52 weeks. The beta is 0.15, so Atlas Insurance's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	+43.01%
50-Day Moving Average	83.86
200-Day Moving Average	71.32
Relative Strength Index (RSI)	46.61
Average Volume (20 Days)	10,697

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Atlas Insurance had revenue of PKR 5.53 billion and earned 1.90 billion in profits. Earnings per share was 12.71.

Revenue	5.53B
Gross Profit	3.79B
Operating Income	3.15B
Pretax Income	3.14B
Net Income	1.90B
EBITDA	3.22B
EBIT	3.15B
Earnings Per Share (EPS)	12.71

Balance Sheet

The company has 1.92 billion in cash and 136.15 million in debt, giving a net cash position of 1.78 billion or 11.92 per share.

Cash & Cash Equivalents	1.92B
Total Debt	136.15M
Net Cash	1.78B
Net Cash Per Share	11.92
Equity (Book Value)	10.64B
Book Value Per Share	71.20
Working Capital	344.40M

Cash Flow

In the last 12 months, operating cash flow was -314.32 million and capital expenditures -135.06 million, giving a free cash flow of -449.37 million.

Operating Cash Flow	-314.32M
Capital Expenditures	-135.06M
Free Cash Flow	-449.37M
FCF Per Share	-3.01

Margins

Gross margin is 68.52%, with operating and profit margins of 56.89% and 34.33%.

Gross Margin	68.52%
Operating Margin	56.89%
Pretax Margin	56.67%
Profit Margin	34.33%
EBITDA Margin	58.14%
EBIT Margin	56.89%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 8.50, which amounts to a dividend yield of 10.90%.

Dividend Per Share	8.50
Dividend Yield	10.90%
Dividend Growth (YoY)	54.55%
Years of Dividend Growth	1
Payout Ratio	65.59%
Buyback Yield	n/a
Shareholder Yield	10.90%
Earnings Yield	16.30%
FCF Yield	-3.86%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2023. It was a forward split with a ratio of 1.6.

Last Split Date	Jun 20, 2023
Split Type	Forward
Split Ratio	1.6

Scores

Altman Z-Score	n/a
Piotroski F-Score	3