Atlas Insurance Limited (PSX:ATIL)

Atlas Insurance Statistics

Total Valuation

Atlas Insurance has a market cap or net worth of PKR 11.80 billion. The enterprise value is 10.77 billion.

Market Cap	11.80B
Enterprise Value	10.77B

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	Mar 26, 2025

Share Statistics

Atlas Insurance has 149.42 million shares outstanding.

Current Share Class	149.42M
Shares Outstanding	149.42M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.05%
Owned by Institutions (%)	6.36%
Float	32.38M

Valuation Ratios

The trailing PE ratio is 6.51.

PE Ratio	6.51
Forward PE	n/a
PS Ratio	2.26
PB Ratio	1.37
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.47, with an EV/FCF ratio of -23.71.

EV / Earnings	5.95
EV / Sales	2.06
EV / EBITDA	3.47
EV / EBIT	3.59
EV / FCF	-23.71

Financial Position

The company has a current ratio of 0.81, with a Debt / Equity ratio of 0.02.

Current Ratio	0.81
Quick Ratio	0.27
Debt / Equity	0.02
Debt / EBITDA	0.05
Debt / FCF	-0.32
Interest Coverage	172.58

Financial Efficiency

Return on equity (ROE) is 25.01% and return on invested capital (ROIC) is 25.47%.

Return on Equity (ROE)	25.01%
Return on Assets (ROA)	10.63%
Return on Invested Capital (ROIC)	25.47%
Return on Capital Employed (ROCE)	20.83%
Revenue Per Employee	21.58M
Profits Per Employee	7.49M
Employee Count	242
Asset Turnover	0.30
Inventory Turnover	n/a

Taxes

In the past 12 months, Atlas Insurance has paid 1.17 billion in taxes.

Income Tax	1.17B
Effective Tax Rate	39.34%

Stock Price Statistics

The stock price has increased by +86.03% in the last 52 weeks. The beta is 0.11, so Atlas Insurance's price volatility has been lower than the market average.

Beta (5Y)	0.11
52-Week Price Change	+86.03%
50-Day Moving Average	80.80
200-Day Moving Average	63.97
Relative Strength Index (RSI)	45.42
Average Volume (20 Days)	12,487

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Atlas Insurance had revenue of PKR 5.22 billion and earned 1.81 billion in profits. Earnings per share was 12.13.

Revenue	5.22B
Gross Profit	3.67B
Operating Income	3.00B
Pretax Income	2.99B
Net Income	1.81B
EBITDA	3.07B
EBIT	3.00B
Earnings Per Share (EPS)	12.13

Balance Sheet

The company has 1.18 billion in cash and 147.13 million in debt, giving a net cash position of 1.03 billion or 6.89 per share.

Cash & Cash Equivalents	1.18B
Total Debt	147.13M
Net Cash	1.03B
Net Cash Per Share	6.89
Equity (Book Value)	8.60B
Book Value Per Share	57.59
Working Capital	-1.10B

Cash Flow

In the last 12 months, operating cash flow was -323.56 million and capital expenditures -130.93 million, giving a free cash flow of -454.49 million.

Operating Cash Flow	-323.56M
Capital Expenditures	-130.93M
Free Cash Flow	-454.49M
FCF Per Share	-3.04

Margins

Gross margin is 70.36%, with operating and profit margins of 57.44% and 34.70%.

Gross Margin	70.36%
Operating Margin	57.44%
Pretax Margin	57.19%
Profit Margin	34.70%
EBITDA Margin	58.71%
EBIT Margin	57.44%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 8.50, which amounts to a dividend yield of 10.76%.

Dividend Per Share	8.50
Dividend Yield	10.76%
Dividend Growth (YoY)	183.33%
Years of Dividend Growth	1
Payout Ratio	68.74%
Buyback Yield	n/a
Shareholder Yield	10.89%
Earnings Yield	15.35%
FCF Yield	-3.85%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2023. It was a forward split with a ratio of 1.6.

Last Split Date	Jun 20, 2023
Split Type	Forward
Split Ratio	1.6

Scores

Altman Z-Score	n/a
Piotroski F-Score	2