Bank Alfalah Limited (PSX:BAFL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
94.00
+4.71 (5.27%)
At close: Aug 12, 2025

Bank Alfalah Income Statement

Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
436,988507,120412,005214,106100,41292,623
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Interest Income on Investments
1,8341,3281,0231,091492.3313.53
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Total Interest Income
438,821508,448413,028215,197100,90492,937
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Interest Paid on Deposits
305,111380,338286,053136,93354,14847,929
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Net Interest Income
133,710128,110126,97578,26446,75645,008
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Net Interest Income Growth (YoY)
2.23%0.89%62.24%67.39%3.88%-0.51%
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Gain (Loss) on Sale of Assets
77.3136.52145.03111.9753.3567.31
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Gain (Loss) on Sale of Investments
19,66214,021295.74-65.023,1442,285
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Gain (Loss) on Sale of Equity Investments
1,2841,2331,691669.83573.25612.62
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Other Non-Interest Income
27,18228,99327,46620,82112,65810,212
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Total Non-Interest Income
48,20544,38329,59721,53816,42813,177
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Non-Interest Income Growth (YoY)
32.78%49.96%37.42%31.11%24.67%23.82%
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Revenues Before Loan Losses
181,915172,493156,57299,80263,18458,185
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Provision for Loan Losses
1,378249.7610,32512,4672,3757,589
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180,536172,244146,24787,33560,80850,595
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Revenue Growth (YoY)
11.44%17.78%67.45%43.62%20.19%-4.27%
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Salaries and Employee Benefits
1,5991,6971,715907.44498.44494.43
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Selling, General & Administrative
15,1317,8586,8984,4272,8772,467
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Other Non-Interest Expense
85,21976,76158,69645,30633,54529,247
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Total Non-Interest Expense
102,84487,03967,67150,83337,06332,208
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EBT Excluding Unusual Items
77,69285,20578,57736,50323,74618,388
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Asset Writedown
-21.47-21.47--63.57-
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Other Unusual Items
65.1263.75161.12174.8697.2555.55
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Pretax Income
77,01685,24778,73836,67723,90718,443
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Income Tax Expense
43,93045,38442,65118,2809,4467,600
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Earnings From Continuing Operations
33,08739,86336,08618,39714,46010,843
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Earnings From Discontinued Operations
-81.71-----
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Minority Interest in Earnings
-8.14-9.68425.1-2.7-23.76-11.11
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Net Income
32,99739,85436,51118,39514,43710,832
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Net Income to Common
32,99739,85436,51118,39514,43710,832
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Net Income Growth
-17.13%9.15%98.49%27.42%33.28%-16.98%
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Basic Shares Outstanding
1,5771,5771,5771,7731,7771,777
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Diluted Shares Outstanding
1,5771,5771,5771,7731,7771,777
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Shares Change (YoY)
-0.00%--11.03%-0.25%-0.05%
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EPS (Basic)
20.9225.2723.1510.388.126.10
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EPS (Diluted)
20.9225.2723.1510.388.126.10
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EPS Growth
-17.13%9.15%123.09%27.74%33.28%-17.02%
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Dividend Per Share
9.5008.5008.0005.0004.0004.000
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Dividend Growth
-20.83%6.25%60.00%25.00%--
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Effective Tax Rate
57.04%53.24%54.17%49.84%39.51%41.21%
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.