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Bank Alfalah Limited (PSX:BAFL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
56.45
-0.30 (-0.53%)
At close: Aug 21, 2026

Bank Alfalah Cash Flow Statement

Millions PKR. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
33,87827,80239,85436,51118,39514,437
Depreciation & Amortization
11,29710,6848,6786,9105,4304,400
Other Amortization
414.25414.25376.28327.5351.77396.18
Gain (Loss) on Sale of Assets
-110.72-91.94-136.52-145.03-121.17-53.35
Gain (Loss) on Sale of Investments
-3,341-1,873-4,515-598.42,526253.1
Total Asset Writedown
1,3401,493-200.651,4361,328986.12
Provision for Credit Losses
1,1292,0431,2659,7308,6321,466
Change in Trading Asset Securities
-233,288-33,3898,778-266,48987,580-30,557
Change in Other Net Operating Assets
279,971-198,330-164,260-141,266-3,51218,122
Other Operating Activities
14,62910,961-14,780513,1912,9972,611
Net Cash from Discontinued Operations
-4.56-1,439----
Operating Cash Flow
105,377-183,017-126,175157,917122,93711,488
Operating Cash Flow Growth
---28.45%970.12%-89.01%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-11,005-13,628-19,805-12,791-8,721-3,872
Sale of Property, Plant and Equipment
476.13176.54483.42217.09442.0870.91
Investment in Securities
-476,356-123,748109,045-673,920-408,816-239,855
Income (Loss) Equity Investments
-536.64-1,292-1,233-1,691-669.83-573.25
Divestitures
8.13396.86----
Other Investing Activities
2,8403,5327.444,7833,7361,458
Investing Cash Flow
-484,037-133,27089,731-681,710-413,359-242,198

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
----7,000-
Long-Term Debt Repaid
--6,802-6,138-5,076-3,833-3,260
Net Debt Issued (Repaid)
10,843-6,802-6,138-5,0763,167-3,260
Repurchase of Common Stock
-----6,044-
Common Dividends Paid
-14,643-15,717-23,208-7,275-3,382-7,092
Net Increase (Decrease) in Deposit Accounts
370,730359,28451,163598,105347,827257,259
Other Financing Activities
---13.3---
Financing Cash Flow
366,930336,76521,804585,754341,568246,908

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-1,5001,434-1,943-19,476-11,928-5,351
Net Cash Flow
-13,27021,878-16,60442,48539,21710,846

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
94,372-196,644-145,980145,126114,2167,616
Free Cash Flow Growth
---27.06%1399.62%-92.45%
Free Cash Flow Margin
48.34%-109.37%-84.75%99.23%130.78%12.53%
Free Cash Flow Per Share
29.92-62.34-46.2846.0132.222.14

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
192,448221,804377,917-263,0221,5051,078
Cash Income Tax Paid
46,56839,72158,97342,25416,9948,346