Bank Alfalah Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	106,117	64,293	56,083	90,027	78,450	62,494
Investment Securities	1,245,723	1,868,810	1,801,185	1,880,387	1,179,056	721,916
Trading Asset Securities	223,888	327,833	294,133	286,469	19,290	103,429
Total Investments	1,469,612	2,196,642	2,095,318	2,166,855	1,198,346	825,345
Gross Loans	1,080,744	1,158,259	1,164,924	782,742	771,302	704,682
Allowance for Loan Losses	-47,130	-48,570	-46,883	-42,237	-33,320	-25,194
Other Adjustments to Gross Loans	-	-1,068	-450.4	-613.55	-942.57	-561.74
Net Loans	1,033,613	1,108,621	1,117,591	739,891	737,040	678,927
Property, Plant & Equipment	98,271	97,760	89,040	61,821	48,493	39,562
Other Intangible Assets	1,709	1,729	1,560	1,380	1,304	1,119
Accrued Interest Receivable	60,875	62,886	84,553	83,686	44,334	24,715
Other Receivables	44,679	39,714	27,622	21,607	14,083	4,065
Restricted Cash	151,736	167,965	173,179	144,684	102,438	74,073
Other Current Assets	39,343	51,748	41,183	33,701	22,828	22,979
Long-Term Deferred Tax Assets	-	-	-	3,619	7,551	1,157
Other Real Estate Owned & Foreclosed	8,138	8,151	8,322	1,685	1,585	1,607
Other Long-Term Assets	5,328	11,747	1,525	710.53	267.03	729.99
Total Assets	3,043,046	3,835,085	3,717,056	3,349,668	2,256,720	1,736,773
Accrued Expenses	38,559	38,479	27,345	27,464	19,658	13,355
Interest Bearing Deposits	1,446,596	1,581,303	1,345,851	1,294,628	825,475	638,288
Non-Interest Bearing Deposits	1,024,435	914,086	790,254	790,314	661,361	500,722
Total Deposits	2,471,031	2,495,389	2,136,105	2,084,941	1,486,836	1,139,010
Short-Term Borrowings	63,301	764,532	1,012,902	761,222	336,949	229,896
Current Portion of Long-Term Debt	-	10,526	63,971	15,395	8,810	37,042
Current Portion of Leases	2,624	2,432	2,062	1,835	3,452	3,039
Current Income Taxes Payable	3,589	-	-	14,386	12,844	10,498
Accrued Interest Payable	20,837	28,783	36,730	41,125	18,094	6,133
Other Current Liabilities	87,085	124,717	98,119	59,979	71,902	43,713
Long-Term Debt	85,170	72,950	80,487	150,474	160,346	125,384
Long-Term Leases	31,016	30,141	27,494	21,065	14,063	10,181
Long-Term Unearned Revenue	4,840	5,092	4,064	3,201	2,591	1,386
Long-Term Deferred Tax Liabilities	6,491	27,399	19,459	-	-	-
Other Long-Term Liabilities	37,845	34,433	26,931	28,957	19,112	15,263
Total Liabilities	2,852,387	3,634,875	3,535,669	3,210,045	2,154,656	1,634,899
Common Stock	15,772	15,772	15,772	15,772	15,772	17,772
Additional Paid-In Capital	4,731	4,731	4,731	4,731	4,731	4,731
Retained Earnings	134,329	127,989	114,616	93,950	65,866	59,590
Comprehensive Income & Other	35,827	51,719	46,246	25,465	15,567	19,651
Total Common Equity	190,659	200,211	181,365	139,918	101,936	101,744
Minority Interest	-	-	21.7	-294.67	127.8	129.89
Shareholders' Equity	190,659	200,211	181,387	139,623	102,063	101,874
Total Liabilities & Equity	3,043,046	3,835,085	3,717,056	3,349,668	2,256,720	1,736,773
Total Debt	182,111	880,581	1,186,916	949,991	523,619	405,542
Net Cash (Debt)	285,621	-473,424	-741,982	-485,579	-350,867	-228,446
Net Cash Per Share	90.55	-150.09	-235.23	-153.94	-98.97	-64.27
Filing Date Shares Outstanding	3,154	3,154	3,154	3,154	3,154	3,554
Total Common Shares Outstanding	3,154	3,154	3,154	3,154	3,154	3,554
Book Value Per Share	60.44	63.47	57.50	44.36	32.32	28.63
Tangible Book Value	188,950	198,482	179,805	138,538	100,631	100,625
Tangible Book Value Per Share	59.90	62.92	57.00	43.92	31.90	28.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.