Pakistan · Delayed Price · Currency is PKR Bank Alfalah Statistics
Total Valuation
Bank Alfalah has a market cap or net worth of PKR 179.01 billion.
| Market Cap | 179.01B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, July 30, 2026.
| Earnings Date | Jul 30, 2026 |
| Ex-Dividend Date | Aug 12, 2026 |
Share Statistics
Bank Alfalah has 3.15 billion shares outstanding. The number of shares has decreased by -0.01% in one year.
| Current Share Class | 3.15B |
| Shares Outstanding | 3.15B |
| Shares Change (YoY) | -0.01% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 21.76% |
| Owned by Institutions (%) | 5.79% |
| Float | 917.77M |
Valuation Ratios
The trailing PE ratio is 5.28 and the forward PE ratio is 6.29.
| PE Ratio | 5.28 |
| Forward PE | 6.29 |
| PS Ratio | 0.92 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 1.90 |
| P/OCF Ratio | 1.70 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.64 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.51%.
| Return on Equity (ROE) | 17.51% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.30% |
| Revenue Per Employee | 11.17M |
| Profits Per Employee | 1.94M |
| Employee Count | 17,481 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank Alfalah has paid 38.80 billion in taxes.
| Income Tax | 38.80B |
| Effective Tax Rate | 53.39% |
Stock Price Statistics
The stock price has increased by +13.82% in the last 52 weeks. The beta is 0.66, so Bank Alfalah's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +13.82% |
| 50-Day Moving Average | 58.59 |
| 200-Day Moving Average | 57.77 |
| Relative Strength Index (RSI) | 40.26 |
| Average Volume (20 Days) | 3,931,634 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Bank Alfalah had revenue of PKR 195.21 billion and earned 33.88 billion in profits. Earnings per share was 10.74.
| Revenue | 195.21B |
| Gross Profit | 189.27B |
| Operating Income | 72.48B |
| Pretax Income | 72.67B |
| Net Income | 33.88B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 10.74 |
Balance Sheet
The company has 166.33 billion in cash and 909.47 billion in debt, with a net cash position of -743.14 billion or -235.59 per share.
| Cash & Cash Equivalents | 166.33B |
| Total Debt | 909.47B |
| Net Cash | -743.14B |
| Net Cash Per Share | -235.59 |
| Equity (Book Value) | 196.74B |
| Book Value Per Share | 62.37 |
| Working Capital | -3,198.06B |
Cash Flow
In the last 12 months, operating cash flow was 105.38 billion and capital expenditures -11.00 billion, giving a free cash flow of 94.37 billion.
| Operating Cash Flow | 105.38B |
| Capital Expenditures | -11.00B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 10.84B |
| Free Cash Flow | 94.37B |
| FCF Per Share | 29.92 |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.13% |
| Pretax Margin | 37.23% |
| Profit Margin | 17.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 48.34% |
Dividends & Yields
This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 10.57%.
| Dividend Per Share | 6.00 |
| Dividend Yield | 10.57% |
| Dividend Growth (YoY) | 21.05% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 43.22% |
| Buyback Yield | 0.01% |
| Shareholder Yield | 10.58% |
| Earnings Yield | 18.93% |
| FCF Yield | 52.72% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Bank Alfalah is 70.45, which is 24.14% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 70.45 |
| Price Target Difference | 24.14% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | -4.81% |
Stock Splits
The last stock split was on April 20, 2026. It was a forward split with a ratio of 2.
| Last Split Date | Apr 20, 2026 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |