Pakistan · Delayed Price · Currency is PKR Bank Alfalah Statistics
Total Valuation
Bank Alfalah has a market cap or net worth of PKR 182.60 billion.
| Market Cap | 182.60B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, October 22, 2026.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 4, 2026 |
Share Statistics
Bank Alfalah has 3.15 billion shares outstanding. The number of shares has increased by 0.22% in one year.
| Current Share Class | 3.15B |
| Shares Outstanding | 3.15B |
| Shares Change (YoY) | +0.22% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 21.76% |
| Owned by Institutions (%) | 5.74% |
| Float | 917.77M |
Valuation Ratios
The trailing PE ratio is 4.98 and the forward PE ratio is 5.17.
| PE Ratio | 4.98 |
| Forward PE | 5.17 |
| PS Ratio | 0.91 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.58 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.74%.
| Return on Equity (ROE) | 18.74% |
| Return on Assets (ROA) | 1.11% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.91% |
| Revenue Per Employee | 11.46M |
| Profits Per Employee | 2.10M |
| Employee Count | 17,481 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank Alfalah has paid 41.77 billion in taxes.
| Income Tax | 41.77B |
| Effective Tax Rate | 53.18% |
Stock Price Statistics
The stock price has increased by +10.18% in the last 52 weeks. The beta is 0.66, so Bank Alfalah's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +10.18% |
| 50-Day Moving Average | 56.40 |
| 200-Day Moving Average | 58.61 |
| Relative Strength Index (RSI) | 63.71 |
| Average Volume (20 Days) | 1,504,296 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Bank Alfalah had revenue of PKR 200.34 billion and earned 36.77 billion in profits. Earnings per share was 11.63.
| Revenue | 200.34B |
| Gross Profit | 195.02B |
| Operating Income | 78.38B |
| Pretax Income | 78.54B |
| Net Income | 36.77B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 11.63 |
Balance Sheet
The company has 192.29 billion in cash and 312.08 billion in debt, with a net cash position of -119.79 billion or -37.98 per share.
| Cash & Cash Equivalents | 192.29B |
| Total Debt | 312.08B |
| Net Cash | -119.79B |
| Net Cash Per Share | -37.98 |
| Equity (Book Value) | 197.25B |
| Book Value Per Share | 62.59 |
| Working Capital | -2,456.43B |
Cash Flow
In the last 12 months, operating cash flow was -464.54 billion and capital expenditures -13.39 billion, giving a free cash flow of -477.93 billion.
| Operating Cash Flow | -464.54B |
| Capital Expenditures | -13.39B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 12.50B |
| Free Cash Flow | -477.93B |
| FCF Per Share | -151.52 |
Margins
| Gross Margin | n/a |
| Operating Margin | 39.13% |
| Pretax Margin | 39.21% |
| Profit Margin | 18.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 10.36%.
| Dividend Per Share | 6.00 |
| Dividend Yield | 10.36% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 49.13% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.22% |
| Shareholder Yield | 10.14% |
| Earnings Yield | 20.08% |
| FCF Yield | -261.73% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Bank Alfalah is 73.67, which is 27.26% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 73.67 |
| Price Target Difference | 27.26% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 15.88% |
Stock Splits
The last stock split was on April 20, 2026. It was a forward split with a ratio of 2.
| Last Split Date | Apr 20, 2026 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |