Crescent Star Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-37.81	45.81	56.92	4.51	38.79	48.91
Depreciation & Amortization	2.12	5.17	6.7	10.7	13.43	13.1
Other Amortization	0.02	0.02	0.08	0.17	0.22	0.13
Gain (Loss) on Sale of Assets	-1.71	-1.71	0	-	-1.14	-
Gain (Loss) on Sale of Investments	2.71	2.71	-1.11	-0	-	-
Change in Other Net Operating Assets	85.27	-69.95	127.61	-43.66	-41.03	-56.26
Other Operating Activities	-24.6	-45.42	-56.92	-25.51	-7.91	4.4
Operating Cash Flow	30.76	-21.9	143.81	-9.04	2.37	10.27
Operating Cash Flow Growth	168.19%	-	-	-	-76.91%	-
Capital Expenditures	-10.1	-10.15	-0.65	-0.05	-0.03	0.85
Sale of Property, Plant & Equipment	2.14	2.08	0.04	-	2.7	-
Investment in Securities	-41.01	22.29	-99.69	-8.22	-3.28	-74.01
Other Investing Activities	17.12	29.97	20.04	9.07	4.72	2.1
Investing Cash Flow	-31.85	44.18	-80.26	0.8	4.11	-71.07
Total Debt Repaid	-	-	-	-	-2.59	-2.42
Net Debt Issued (Repaid)	-	-	-	-	-2.59	-2.42
Other Financing Activities	-	-	-64.72	-	-0.09	-0.58
Financing Cash Flow	-	-	-64.72	-	-2.68	-3
Miscellaneous Cash Flow Adjustments	0	0	-	-	-	-
Net Cash Flow	-1.09	22.28	-1.17	-8.24	3.8	-63.79
Free Cash Flow	20.66	-32.06	143.16	-9.09	2.35	11.12
Free Cash Flow Growth	88.69%	-	-	-	-78.92%	-
Free Cash Flow Margin	14.31%	-11.76%	47.52%	-4.71%	1.57%	6.83%
Free Cash Flow Per Share	0.19	-0.30	1.33	-0.08	0.02	0.10
Cash Interest Paid	-	-	-	-	0.09	0.58
Cash Income Tax Paid	7.46	8.33	4.93	4.06	1.89	0.45
Levered Free Cash Flow	48.4	-47.99	127.15	15.96	-4.78	69.08
Unlevered Free Cash Flow	48.4	-47.99	127.15	15.96	-4.72	69.45
Change in Working Capital	85.27	-69.95	127.61	-43.66	-41.03	-56.26

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.