Crescent Star Insurance Limited (PSX:CSIL)
Pakistan · Delayed Price · Currency is PKR 5.42
-0.08 (-1.45%)
At close: Jul 30, 2026
Crescent Star Insurance Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 134.24 | 190.02 | 272.56 | 301.28 | 192.73 | 149.83 |
Revenue Growth | -42.11% | -30.28% | -9.53% | 56.32% | 28.63% | -8.01% |
Operating Income Operating Income Growth | -24.64 | 36.14 | 41.84 | 24.75 | 28.7 | 40.08 |
Net Income Net Income Growth | -34.39 | 17.29 | 45.81 | 56.92 | 4.51 | 38.79 |
Earnings Per Share EPS Growth | -0.29 | 0.16 | 0.43 | 0.53 | 0.04 | 0.36 |
EPS Growth | - | -62.24% | -19.52% | 1162.34% | -88.38% | -20.68% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fire and Property Damage Fire and Property Damage Growth | 0.32 | 0.35 | 4.79 | 0.62 | 0.38 | 0.62 |
Miscellaneous Miscellaneous Growth | 60.35 | 71.2 | 126.26 | 75.1 | 20.84 | 6.7 |
Motor Motor Growth | 13.37 | 12.02 | 19.53 | 14.57 | 9.23 | 8.92 |
Marine, Aviation and Transport Marine, Aviation and Transport Growth | 9.29 | 9.88 | 11.62 | 10.39 | 7.56 | 4.5 |
Unallocated Net Investment Income Unallocated Net Investment Income Growth | 43.46 | 68.17 | 29.49 | 21.15 | 9.07 | 4.72 |
Unallocated Other Income Unallocated Other Income Growth | 5.42 | 22.15 | 4.86 | 22.84 | 66.14 | 51.35 |
Credit and Suretyship Credit and Suretyship Growth | - | 6.24 | 77.71 | 157.09 | 79.5 | 74.16 |
Total Total Growth | 134.24 | 190.02 | 274.27 | 301.77 | 192.73 | 150.97 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 116.52 | 3.12 | 27.16 | 4.88 | 6.05 | 14.29 |
Total Debt Total Debt Growth | - | - | - | - | - | - |
Net Cash (Debt) Net Cash Growth | 116.52 | 3.12 | 27.16 | 4.88 | 6.05 | 14.29 |
Net Cash Growth | 288.70% | -88.50% | 456.79% | -19.36% | -57.67% | 81.03% |
Net Cash Per Share Net Cash Per Share Growth | 0.99 | 0.03 | 0.25 | 0.05 | 0.06 | 0.13 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 35.04 | -51.64 | -21.9 | 143.81 | -9.04 | 2.37 |
Capital Expenditures CapEx Growth | -36.19 | -19.18 | -10.15 | -0.65 | -0.05 | -0.03 |
Free Cash Flow Free Cash Flow Growth | -1.15 | -70.82 | -32.06 | 143.16 | -9.09 | 2.35 |
Free Cash Flow Growth | - | - | - | - | - | -78.92% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | -18.36% | 19.02% | 15.35% | 8.21% | 14.89% | 26.75% |
Pretax Margin | -21.66% | 16.68% | 15.30% | 7.30% | -9.73% | 25.54% |
Profit Margin | -25.62% | 9.10% | 16.81% | 18.89% | 2.34% | 25.89% |
FCF Margin | -0.86% | -37.27% | -11.76% | 47.52% | -4.71% | 1.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | 60.46 | 6.77 | 4.33 | 37.26 | 5.69 |
P/FCF Ratio | - | - | - | 1.72 | - | 94.15 |
PS Ratio | 6.00 | 5.50 | 1.14 | 0.82 | 0.87 | 1.47 |