Crescent Star Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	17.29	45.81	56.92	4.51	38.79
Depreciation & Amortization	4.09	5.18	6.7	10.7	13.43
Other Amortization	-	-	0.08	0.17	0.22
Gain (Loss) on Sale of Assets	0.01	-1.71	0	-	-1.14
Gain (Loss) on Sale of Investments	-49.28	2.71	-1.11	-0	-
Change in Other Net Operating Assets	-9.99	-69.95	127.61	-43.66	-41.03
Other Operating Activities	-13.77	-45.42	-56.92	-25.51	-7.91
Operating Cash Flow	-51.64	-21.9	143.81	-9.04	2.37
Operating Cash Flow Growth	-	-	-	-	-76.91%
Capital Expenditures	-19.18	-10.15	-0.65	-0.05	-0.03
Sale of Property, Plant & Equipment	0.12	2.08	0.04	-	2.7
Investment in Securities	27.65	19.58	-99.69	-8.22	-3.28
Other Investing Activities	19.02	32.69	20.04	9.07	4.72
Investing Cash Flow	27.6	44.18	-80.26	0.8	4.11
Total Debt Repaid	-	-	-	-	-2.59
Net Debt Issued (Repaid)	-	-	-	-	-2.59
Other Financing Activities	-	-	-64.72	-	-0.09
Financing Cash Flow	-	-	-64.72	-	-2.68
Net Cash Flow	-24.03	22.28	-1.17	-8.24	3.8
Free Cash Flow	-70.82	-32.06	143.16	-9.09	2.35
Free Cash Flow Growth	-	-	-	-	-78.92%
Free Cash Flow Margin	-37.27%	-11.76%	47.52%	-4.71%	1.57%
Free Cash Flow Per Share	-0.66	-0.30	1.33	-0.08	0.02
Cash Interest Paid	-	-	-	-	0.09
Cash Income Tax Paid	7.43	8.33	4.93	4.06	1.89
Levered Free Cash Flow	-52.65	-44.59	127.15	15.96	-4.78
Unlevered Free Cash Flow	-52.65	-44.59	127.15	15.96	-4.72
Change in Working Capital	-9.99	-69.95	127.61	-43.66	-41.03

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.