Crescent Star Insurance Limited (PSX:CSIL)

Crescent Star Insurance Statistics

Total Valuation

PSX:CSIL has a market cap or net worth of PKR 866.45 million. The enterprise value is 726.84 million.

Market Cap	866.45M
Enterprise Value	726.84M

Important Dates

The last earnings date was Friday, April 3, 2026.

Earnings Date	Apr 3, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:CSIL has 148.62 million shares outstanding.

Current Share Class	148.62M
Shares Outstanding	148.62M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.27%
Owned by Institutions (%)	n/a
Float	134.20M

Valuation Ratios

The trailing PE ratio is 36.30.

PE Ratio	36.30
Forward PE	n/a
PS Ratio	4.56
PB Ratio	1.04
P/TBV Ratio	0.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 18.07, with an EV/FCF ratio of -10.26.

EV / Earnings	42.03
EV / Sales	3.83
EV / EBITDA	18.07
EV / EBIT	20.11
EV / FCF	-10.26

Financial Position

The company has a current ratio of 2.67

Current Ratio	2.67
Quick Ratio	1.44
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.07% and return on invested capital (ROIC) is 2.29%.

Return on Equity (ROE)	2.07%
Return on Assets (ROA)	1.92%
Return on Invested Capital (ROIC)	2.29%
Return on Capital Employed (ROCE)	4.02%
Weighted Average Cost of Capital (WACC)	7.77%
Revenue Per Employee	5.14M
Profits Per Employee	467,431
Employee Count	37
Asset Turnover	0.16
Inventory Turnover	1.10

Taxes

In the past 12 months, PSX:CSIL has paid 15.07 million in taxes.

Income Tax	15.07M
Effective Tax Rate	47.52%

Stock Price Statistics

The stock price has increased by +101.73% in the last 52 weeks. The beta is 0.64, so PSX:CSIL's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+101.73%
50-Day Moving Average	4.52
200-Day Moving Average	5.46
Relative Strength Index (RSI)	68.92
Average Volume (20 Days)	5,273,248

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CSIL had revenue of PKR 190.02 million and earned 17.29 million in profits. Earnings per share was 0.16.

Revenue	190.02M
Gross Profit	181.05M
Operating Income	36.14M
Pretax Income	31.70M
Net Income	17.29M
EBITDA	40.23M
EBIT	36.14M
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 3.12 million in cash and n/a in debt, with a net cash position of 3.12 million or 0.02 per share.

Cash & Cash Equivalents	3.12M
Total Debt	n/a
Net Cash	3.12M
Net Cash Per Share	0.02
Equity (Book Value)	836.38M
Book Value Per Share	9.03
Working Capital	559.49M

Cash Flow

In the last 12 months, operating cash flow was -51.64 million and capital expenditures -19.18 million, giving a free cash flow of -70.82 million.

Operating Cash Flow	-51.64M
Capital Expenditures	-19.18M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-70.82M
FCF Per Share	-0.48

Margins

Gross margin is 95.28%, with operating and profit margins of 19.02% and 9.10%.

Gross Margin	95.28%
Operating Margin	19.02%
Pretax Margin	16.68%
Profit Margin	9.10%
EBITDA Margin	21.17%
EBIT Margin	19.02%
FCF Margin	n/a

Dividends & Yields

PSX:CSIL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.00%
FCF Yield	-8.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 23, 2007. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 23, 2007
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3