Crescent Star Insurance Limited (PSX:CSIL)

Crescent Star Insurance Statistics

Total Valuation

PSX:CSIL has a market cap or net worth of PKR 448.01 million. The enterprise value is 309.64 million.

Market Cap	448.01M
Enterprise Value	309.64M

Important Dates

The last earnings date was Wednesday, August 20, 2025.

Earnings Date	Aug 20, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:CSIL has 107.70 million shares outstanding.

Current Share Class	107.70M
Shares Outstanding	107.70M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.37%
Owned by Institutions (%)	n/a
Float	93.28M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	2.65
PB Ratio	0.57
P/TBV Ratio	0.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-6.28
EV / Sales	1.83
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-3.56

Financial Position

The company has a current ratio of 2.66

Current Ratio	2.66
Quick Ratio	1.42
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -7.51% and return on invested capital (ROIC) is -3.96%.

Return on Equity (ROE)	-7.51%
Return on Assets (ROA)	-2.70%
Return on Invested Capital (ROIC)	-3.96%
Return on Capital Employed (ROCE)	-6.41%
Revenue Per Employee	4.83M
Profits Per Employee	-1.41M
Employee Count	35
Asset Turnover	0.14
Inventory Turnover	1.37

Taxes

In the past 12 months, PSX:CSIL has paid 7.61 million in taxes.

Income Tax	7.61M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +36.83% in the last 52 weeks. The beta is 0.62, so PSX:CSIL's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+36.83%
50-Day Moving Average	3.79
200-Day Moving Average	3.11
Relative Strength Index (RSI)	60.37
Average Volume (20 Days)	4,079,937

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CSIL had revenue of PKR 169.13 million and -49.29 million in losses. Loss per share was -0.46.

Revenue	169.13M
Gross Profit	157.46M
Operating Income	-51.23M
Pretax Income	-53.10M
Net Income	-49.29M
EBITDA	-45.62M
EBIT	-51.23M
Loss Per Share	-0.46

Balance Sheet

The company has 2.35 million in cash and n/a in debt, giving a net cash position of 2.35 million or 0.02 per share.

Cash & Cash Equivalents	2.35M
Total Debt	n/a
Net Cash	2.35M
Net Cash Per Share	0.02
Equity (Book Value)	787.06M
Book Value Per Share	8.57
Working Capital	539.89M

Cash Flow

In the last 12 months, operating cash flow was -76.82 million and capital expenditures -10.09 million, giving a free cash flow of -86.91 million.

Operating Cash Flow	-76.82M
Capital Expenditures	-10.09M
Free Cash Flow	-86.91M
FCF Per Share	-0.81

Margins

Gross margin is 93.10%, with operating and profit margins of -30.29% and -29.14%.

Gross Margin	93.10%
Operating Margin	-30.29%
Pretax Margin	-31.40%
Profit Margin	-29.14%
EBITDA Margin	-26.97%
EBIT Margin	-30.29%
FCF Margin	n/a

Dividends & Yields

PSX:CSIL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-11.00%
FCF Yield	-19.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on April 23, 2007. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 23, 2007
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1