EFU Life Assurance Limited (PSX: EFUL)
Pakistan
· Delayed Price · Currency is PKR 170.10
-11.90 (-6.54%)
At close: Oct 11, 2024
EFU Life Assurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 36,730 | 36,404 | 38,471 | 36,350 | 31,653 | 31,142 | Upgrade
|
| Total Interest & Dividend Income | 38,513 | 32,897 | 19,211 | 11,869 | 11,469 | 11,589 | Upgrade
|
| Gain (Loss) on Sale of Investments | 12,881 | 6,239 | -4,771 | -4,488 | 9,368 | -4,733 | Upgrade
|
| Other Revenue | 52 | 50.09 | 46.26 | 49.22 | 31.07 | 30.96 | Upgrade
|
| Total Revenue | 88,175 | 75,589 | 52,958 | 43,781 | 52,521 | 38,028 | Upgrade
|
| Revenue Growth (YoY) | 44.82% | 42.74% | 20.96% | -16.64% | 38.11% | 25.37% | Upgrade
|
| Policy Benefits | 72,822 | 61,054 | 39,684 | 31,451 | 41,485 | 26,724 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 7,080 | 7,236 | 7,863 | 7,872 | 6,607 | 7,303 | Upgrade
|
| Selling, General & Administrative | 3,847 | 3,299 | 2,577 | 2,325 | 1,900 | 1,785 | Upgrade
|
| Other Operating Expenses | 38.41 | 42.08 | 40.67 | 40.06 | 31.53 | 22.39 | Upgrade
|
| Total Operating Expenses | 83,954 | 71,753 | 50,164 | 41,688 | 50,024 | 35,708 | Upgrade
|
| Operating Income | 4,221 | 3,836 | 2,794 | 2,093 | 2,497 | 2,321 | Upgrade
|
| Other Non Operating Income (Expenses) | 1.89 | 0.04 | 0.05 | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | 4,223 | 3,836 | 2,794 | 2,093 | 2,497 | 2,321 | Upgrade
|
| Gain (Loss) on Sale of Assets | 219.78 | 140.03 | 42.27 | 37.06 | 20.12 | 33.57 | Upgrade
|
| Other Unusual Items | 171.62 | 21.09 | 5.76 | 11.8 | 9.67 | - | Upgrade
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| Pretax Income | 4,615 | 3,998 | 2,842 | 2,142 | 2,527 | 2,354 | Upgrade
|
| Income Tax Expense | 1,837 | 1,931 | 1,150 | 633.47 | 743.08 | 804.91 | Upgrade
|
| Net Income | 2,778 | 2,066 | 1,692 | 1,508 | 1,784 | 1,549 | Upgrade
|
| Net Income to Common | 2,778 | 2,066 | 1,692 | 1,508 | 1,784 | 1,549 | Upgrade
|
| Net Income Growth | 45.03% | 22.11% | 12.19% | -15.47% | 15.16% | 0.19% | Upgrade
|
| Shares Outstanding (Basic) | 101 | 100 | 100 | 100 | 100 | 100 | Upgrade
|
| Shares Outstanding (Diluted) | 101 | 100 | 100 | 100 | 100 | 100 | Upgrade
|
| Shares Change (YoY) | 1.30% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 27.44 | 20.66 | 16.92 | 15.08 | 17.84 | 15.49 | Upgrade
|
| EPS (Diluted) | 27.44 | 20.66 | 16.92 | 15.08 | 17.84 | 15.49 | Upgrade
|
| EPS Growth | 43.17% | 22.11% | 12.19% | -15.46% | 15.17% | 0.17% | Upgrade
|
| Free Cash Flow | -12,407 | -7,962 | 926.09 | 1,236 | 5,476 | 7,386 | Upgrade
|
| Free Cash Flow Per Share | -122.53 | -79.62 | 9.26 | 12.36 | 54.76 | 73.86 | Upgrade
|
| Dividend Per Share | 18.000 | 15.000 | 15.000 | 15.000 | 15.000 | 15.000 | Upgrade
|
| Dividend Growth | 50.00% | 0% | 0% | 0% | 0% | 0% | Upgrade
|
| Operating Margin | 4.79% | 5.08% | 5.28% | 4.78% | 4.76% | 6.10% | Upgrade
|
| Profit Margin | 3.15% | 2.73% | 3.20% | 3.44% | 3.40% | 4.07% | Upgrade
|
| Free Cash Flow Margin | -14.07% | -10.53% | 1.75% | 2.82% | 10.43% | 19.42% | Upgrade
|
| EBITDA | 4,695 | 4,217 | 3,149 | 2,436 | 2,838 | 2,648 | Upgrade
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| EBITDA Margin | 5.32% | 5.58% | 5.95% | 5.56% | 5.40% | 6.96% | Upgrade
|
| D&A For EBITDA | 473.22 | 380.68 | 354.61 | 343.04 | 340.81 | 327.61 | Upgrade
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| EBIT | 4,221 | 3,836 | 2,794 | 2,093 | 2,497 | 2,321 | Upgrade
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| EBIT Margin | 4.79% | 5.08% | 5.28% | 4.78% | 4.76% | 6.10% | Upgrade
|
| Effective Tax Rate | 39.80% | 48.31% | 40.46% | 29.58% | 29.40% | 34.19% | Upgrade
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| Revenue as Reported | 88,570 | 75,751 | 53,006 | 43,829 | 52,551 | 38,062 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.