EFU Life Assurance Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	19,296	16,268	12,052	11,196	8,383
Investments in Equity & Preferred Securities	458.96	236.88	123.31	107.13	199.71
Other Investments	1,512	1,041	868	162.13	128.44
Total Investments	273,487	242,574	187,356	150,207	126,526
Cash & Equivalents	9,235	6,017	12,563	18,985	28,985
Reinsurance Recoverable	1,070	494.37	626.09	337.21	208.9
Other Receivables	8,564	5,455	5,080	4,908	4,117
Property, Plant & Equipment	4,005	3,451	3,152	3,018	3,064
Goodwill	30.98	30.98	30.65	-	-
Other Intangible Assets	228.36	294.18	265.3	3.42	18.38
Other Current Assets	1,390	1,121	1,158	988.57	261.37
Total Assets	298,012	259,437	210,232	178,447	163,180
Accounts Payable	115.7	101.51	238.68	-	-
Accrued Expenses	3,028	2,191	1,862	2,024	2,123
Insurance & Annuity Liabilities	8,301	4,711	3,034	2,828	1,706
Unpaid Claims	10,569	9,232	7,560	6,105	4,259
Unearned Premiums	2,375	2,173	1,772	1,202	1,148
Reinsurance Payable	525.64	192.42	202.22	363.89	76.24
Current Portion of Leases	384.19	101.77	104	141.4	114.71
Long-Term Leases	747.34	512.3	583.2	530.26	534.87
Long-Term Deferred Tax Liabilities	2,240	1,959	1,574	1,068	884.8
Separate Account Liability	258,825	228,314	185,931	157,450	145,792
Other Current Liabilities	740.55	712.11	413.06	67.88	61.87
Other Long-Term Liabilities	40.74	47.14	10.08	316.85	300.14
Total Liabilities	287,893	250,247	203,284	172,098	157,002
Common Stock	1,050	1,050	1,000	1,000	1,000
Additional Paid-In Capital	636.32	636.32	-	-	-
Retained Earnings	8,234	7,367	5,902	5,337	5,145
Comprehensive Income & Other	199.67	136.92	46.01	11.46	33.4
Shareholders' Equity	10,120	9,190	6,948	6,349	6,178
Total Liabilities & Equity	298,012	259,437	210,232	178,447	163,180
Filing Date Shares Outstanding	105	105	100	100	100
Total Common Shares Outstanding	105	105	100	100	100
Total Debt	1,132	614.06	687.2	671.66	649.58
Net Cash (Debt)	8,104	5,403	11,876	18,314	28,335
Net Cash Growth	49.99%	-54.51%	-35.15%	-35.37%	18.59%
Net Cash Per Share	77.18	52.08	118.76	183.14	283.35
Book Value Per Share	96.38	87.52	69.48	63.49	61.78
Tangible Book Value	9,860	8,865	6,652	6,345	6,160
Tangible Book Value Per Share	93.91	84.42	66.52	63.45	61.60
Land	126.51	126.51	126.51	126.51	126.51
Buildings	1,365	1,365	1,367	1,367	1,367
Machinery	4,062	3,558	2,689	2,376	2,184
Leasehold Improvements	551.46	513.02	471.34	462.95	421.3

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.