EFU Life Assurance Limited (PSX:EFUL)

Revenue by Segment

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Investment Linked Business	68.79B	75.85B	58.64B	38.84B	33.20B
Investment Linked Business Growth	-9.31%	29.35%	50.96%	17.00%	-23.37%
Conventional Business	10.58B	6.09B	4.21B	4.40B	2.78B
Conventional Business Growth	73.64%	44.59%	-4.27%	58.43%	7.27%
Participating Business	162.43M	28.62M	-	-	-
Participating Business Growth	467.60%	-	-	-	-
Pension Business (Unit Linked)	7.21M	7.85M	5.86M	2.37M	1.81M
Pension Business (Unit Linked) Growth	-8.19%	34.00%	147.82%	30.95%	-51.97%
Accident & Health Business	5.94B	2.01B	858.00K	1.45M	802.00K
Accident & Health Business Growth	195.38%	234255.24%	-40.99%	81.30%	2.82%
Family Takaful Investment Linked Business	16.96B	16.91B	12.93B	10.02B	8.09B
Family Takaful Investment Linked Business Growth	0.27%	30.80%	28.98%	23.95%	21.85%
Family Takaful Protection Business	1.31B	1.23B	735.20M	561.96M	423.43M
Family Takaful Protection Business Growth	6.59%	67.77%	30.83%	32.72%	20.33%
Family Takaful Accident & Health	1.12B	212.37M	-	-	-
Family Takaful Accident & Health Growth	426.88%	-	-	-	-
Total	104.86B	102.34B	76.52B	53.83B	44.49B
Total Growth	2.46%	33.75%	42.15%	21.00%	-15.91%

Revenue by Geography

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Pakistan	103.23B	101.03B	75.59B	52.96B	43.78B
Pakistan Growth	2.17%	33.66%	42.74%	20.96%	-16.64%
Total	103.23B	101.03B	75.59B	52.96B	43.78B
Total Growth	2.17%	33.66%	42.74%	20.96%	-16.64%

Source: S&P Global Market Intelligence.