Faysal Bank Limited (PSX:FABL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
91.90
+0.71 (0.78%)
At close: Oct 29, 2026

Faysal Bank Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
108,433106,925102,57882,95250,46434,711
Revenue Growth
2.78%4.24%23.66%64.38%45.38%13.36%
Net Income
22,59922,46923,89220,24611,4388,353
Earnings Per Share
14.8814.8015.7413.347.545.50
EPS Growth
15.73%-5.95%18.00%77.02%36.93%25.03%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
907.82-5,6969,2314,9371,897
Treasury
18,76011,6576,3284,8824,479
Special Asset Management (SAM)
2,9181,618613.681,1951,245
Corporate & Investment Banking Group (CIBG)
13,9998,8046,2965,1784,288
Retail
70,36286,26160,47134,27222,801
Total
106,946102,64482,93950,46434,711

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
129,30248,66441,91832,27027,76541,327
Total Debt
123,865140,737297,954182,073163,504122,863
Net Cash (Debt)
5,437-92,072-256,036-149,803-135,739-81,536
Net Cash Growth
------
Net Cash Per Share
3.58-60.67-168.70-98.70-89.44-53.72

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-139,581-385,155113,460-84,5824,714-21,714
Capital Expenditures
-10,973-12,030-18,682-6,966-3,379-3,103
Free Cash Flow
-150,554-397,18594,778-91,5491,335-24,816
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.84%21.01%23.29%24.41%22.66%24.07%
FCF Margin
-138.85%-371.46%92.40%-110.36%2.65%-71.50%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.5006.5007.0004.0007.0001.500
Dividend Per Share Growth
-7.14%-7.14%75.00%-42.86%366.67%-
Dividend Yield
7.07%7.01%14.44%12.28%27.10%6.52%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.176.273.082.443.434.18
Forward PE
6.006.753.121.883.613.85
P/FCF Ratio
--0.78-29.37-
PS Ratio
1.291.320.720.600.781.01