Faysal Bank Limited (PSX:FABL)
100.40
-0.15 (-0.15%)
At close: Aug 7, 2026
Faysal Bank Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 107,766 | 106,925 | 102,578 | 82,952 | 50,464 | 34,711 |
Revenue Growth | 5.68% | 4.24% | 23.66% | 64.38% | 45.38% | 13.36% |
Net Income Net Income Growth | 22,396 | 22,469 | 23,892 | 20,246 | 11,438 | 8,353 |
Earnings Per Share EPS Growth | 14.75 | 14.80 | 15.74 | 13.34 | 7.54 | 5.50 |
EPS Growth | 10.18% | -5.95% | 18.00% | 77.02% | 36.93% | 25.03% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Special Asset Management (SAM) Special Asset Management (SAM) Growth | 2,918 | 1,618 | 613.68 | 1,195 | 1,245 |
Retail Retail Growth | 70,362 | 86,261 | 60,471 | 34,272 | 22,801 |
Corporate & Investment Banking Group (CIBG) Corporate & Investment Banking Group (CIBG) Growth | 13,999 | 8,804 | 6,296 | 5,178 | 4,288 |
Others Others Growth | 907.82 | -5,696 | 9,231 | 4,937 | 1,897 |
Treasury Treasury Growth | 18,760 | 11,657 | 6,328 | 4,882 | 4,479 |
Total Total Growth | 106,946 | 102,644 | 82,939 | 50,464 | 34,711 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 109,231 | 48,664 | 41,918 | 32,270 | 27,765 | 41,327 |
Total Debt Total Debt Growth | 95,093 | 140,737 | 297,954 | 182,073 | 163,504 | 122,863 |
Net Cash (Debt) Net Cash Growth | 14,138 | -92,072 | -256,036 | -149,803 | -135,739 | -81,536 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 9.31 | -60.67 | -168.70 | -98.70 | -89.44 | -53.72 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -267,654 | -385,155 | 113,460 | -84,582 | 4,714 | -21,714 |
Capital Expenditures CapEx Growth | -9,597 | -12,030 | -18,682 | -6,966 | -3,379 | -3,103 |
Free Cash Flow Free Cash Flow Growth | -277,251 | -397,185 | 94,778 | -91,549 | 1,335 | -24,816 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 20.78% | 21.01% | 23.29% | 24.41% | 22.66% | 24.07% |
FCF Margin | -257.27% | -371.46% | 92.40% | -110.36% | 2.65% | -71.50% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 6.500 | 6.500 | 7.000 | 4.000 | 7.000 | 1.500 |
Dividend Per Share Growth | -7.14% | -7.14% | 75.00% | -42.86% | 366.67% | - |
Dividend Yield | 6.46% | 7.29% | 16.90% | 16.84% | 42.30% | 13.06% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.81 | 6.27 | 3.08 | 2.44 | 3.43 | 4.18 |
Forward PE | 6.26 | 6.75 | 3.12 | 1.88 | 3.61 | 3.85 |
P/FCF Ratio | - | - | 0.78 | - | 29.37 | - |
PS Ratio | 1.42 | 1.32 | 0.72 | 0.60 | 0.78 | 1.01 |