Faysal Bank Limited (PSX:FABL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
94.20
+1.21 (1.30%)
At close: Sep 18, 2026

Faysal Bank Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
107,756106,925102,57882,95250,46434,711
Revenue Growth
4.04%4.24%23.66%64.38%45.38%13.36%
Net Income
22,39622,46923,89220,24611,4388,353
Earnings Per Share
14.7614.8015.7413.347.545.50
EPS Growth
7.93%-5.95%18.00%77.02%36.93%25.03%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
-651.77907.82-5,6969,2314,9371,897
Treasury
23,97118,76011,6576,3284,8824,479
Special Asset Management (SAM)
1,5612,9181,618613.681,1951,245
Corporate & Investment Banking Group (CIBG)
15,11913,9998,8046,2965,1784,288
Retail
67,82470,36286,26160,47134,27222,801
Total
107,824106,946102,64482,93950,46434,711

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
47,75848,66441,91832,27027,76541,327
Total Debt
95,601140,737297,954182,073163,504122,863
Net Cash (Debt)
-47,843-92,072-256,036-149,803-135,739-81,536
Net Cash Growth
------
Net Cash Per Share
-31.52-60.67-168.70-98.70-89.44-53.72

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-267,654-385,155113,460-84,5824,714-21,714
Capital Expenditures
-9,597-12,030-18,682-6,966-3,379-3,103
Free Cash Flow
-277,251-397,18594,778-91,5491,335-24,816
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.78%21.01%23.29%24.41%22.66%24.07%
FCF Margin
-257.30%-371.46%92.40%-110.36%2.65%-71.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.5006.5007.0004.0007.0001.500
Dividend Per Share Growth
-7.14%-7.14%75.00%-42.86%366.67%-
Dividend Yield
6.90%7.41%17.16%17.10%42.96%13.26%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.306.273.082.443.434.18
Forward PE
5.676.753.121.883.613.85
P/FCF Ratio
--0.78-29.37-
PS Ratio
1.311.320.720.600.781.01