Faysal Bank Limited (PSX:FABL)
Pakistan · Delayed Price · Currency is PKR 91.90
+0.71 (0.78%)
At close: Oct 29, 2026
Faysal Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 22,599 | 22,469 | 23,892 | 20,246 | 11,438 | 8,353 |
Depreciation & Amortization | 8,773 | 8,221 | 5,513 | 4,203 | 3,204 | 3,013 |
Other Amortization | 591.46 | 591.46 | 449.96 | 326.17 | 222.19 | 148.25 |
Gain (Loss) on Sale of Assets | -315 | -150.61 | -40.63 | -22.41 | -52.72 | -72.93 |
Gain (Loss) on Sale of Investments | 548.71 | 329.45 | 311.47 | 464.39 | -359.14 | -285.99 |
Total Asset Writedown | - | - | - | 43.85 | -42.93 | 27.1 |
Provision for Credit Losses | -2,012 | -4,879 | -2,463 | 316.59 | -329.05 | 833.7 |
Change in Trading Asset Securities | -809.41 | 1,651 | 6,127 | 234.47 | 12,267 | -5,368 |
Change in Other Net Operating Assets | -166,938 | -418,309 | 78,937 | -97,234 | -24,293 | -29,904 |
Other Operating Activities | -1,698 | 5,194 | 1,180 | -12,999 | 2,750 | 1,600 |
Operating Cash Flow | -139,581 | -385,155 | 113,460 | -84,582 | 4,714 | -21,714 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -10,973 | -12,030 | -18,682 | -6,966 | -3,379 | -3,103 |
Sale of Property, Plant and Equipment | 2,046 | 1,685 | 39.57 | 61.53 | 60.29 | 32.84 |
Investment in Securities | -96,264 | 29,148 | -75,464 | -111,502 | -127,439 | -77,775 |
Income (Loss) Equity Investments | -321.24 | -273.51 | -447.56 | -161.29 | -89.63 | -58.23 |
Purchase / Sale of Intangibles | -1,641 | -377.27 | -817.27 | -757.32 | -548.11 | -434.24 |
Other Investing Activities | 1,162 | 492.8 | 376.54 | 327.23 | 513.46 | 913.72 |
Investing Cash Flow | -105,670 | 18,919 | -94,547 | -118,837 | -130,792 | -80,365 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | -3,815 | -3,770 | -2,357 | -3,254 | -2,215 |
Lease Payments | -4,354 | -3,815 | -3,770 | -2,357 | -3,254 | -2,215 |
Net Debt Issued (Repaid) | 2,646 | -3,815 | -3,770 | -2,357 | -3,254 | -2,215 |
Common Dividends Paid | -9,712 | -10,433 | -16,474 | -4,465 | -10,419 | -751.47 |
Net Increase (Decrease) in Deposit Accounts | 284,752 | 382,820 | 25,751 | 236,709 | 137,516 | 103,408 |
Financing Cash Flow | 277,686 | 368,572 | 5,507 | 229,887 | 123,843 | 100,441 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -137.23 | 255.72 | 137.52 | -1,539 | - | - |
Net Cash Flow | 32,691 | 2,591 | 24,557 | 24,929 | -2,235 | -1,638 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -150,554 | -397,185 | 94,778 | -91,549 | 1,335 | -24,816 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -138.85% | -371.46% | 92.40% | -110.36% | 2.65% | -71.50% |
Free Cash Flow Per Share | -99.16 | -261.70 | 62.45 | -60.32 | 0.88 | -16.35 |
Free Cash Flow After Leases | -154,908 | -401,000 | 91,008 | -93,905 | -1,919 | -27,031 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 92,908 | 92,908 | 145,973 | 115,128 | - | - |
Cash Income Tax Paid | 29,222 | 29,136 | 34,525 | 20,958 | 9,611 | 4,739 |