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Faysal Bank Limited (PSX:FABL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
100.40
-0.15 (-0.15%)
At close: Aug 7, 2026

Faysal Bank Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
109,23147,29039,09731,72021,33126,967
Investment Securities
709,657571,389547,153516,367439,714344,761
Trading Asset Securities
-1,3742,821550.23618.9114,360
Total Investments
709,657572,763549,974516,918440,333359,121
Gross Loans
807,346896,999661,279602,148478,506417,351
Allowance for Loan Losses
--19,755-24,628-20,101-19,329-20,490
Other Adjustments to Gross Loans
--543.06-474.64-29.22-350.06-76.4
Net Loans
807,346876,701636,176582,018458,827396,784
Property, Plant & Equipment
70,53468,89158,30840,39735,19626,416
Goodwill
----238.48238.48
Other Intangible Assets
3,4282,4492,7392,4522,1031,860
Accrued Interest Receivable
-30,29235,66344,22526,64310,671
Other Receivables
54,9998,2904,3204,7775,3071,145
Restricted Cash
-63,44169,04454,12937,58535,067
Other Current Assets
-38,58134,91614,9448,2749,178
Long-Term Deferred Tax Assets
1,058-----
Other Real Estate Owned & Foreclosed
-1,0281,3762,6653,1672,257
Other Long-Term Assets
98,42267,283133,00277,04036,001264.01
Total Assets
1,854,6751,777,0101,564,6151,371,2851,075,006869,968

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
-6,9528,7156,7183,4862,651
Interest Bearing Deposits
1,562,035903,091647,369704,121512,296433,064
Non-Interest Bearing Deposits
-523,744396,646314,144269,260210,976
Total Deposits
1,562,0351,426,8361,044,0161,018,265781,556644,040
Short-Term Borrowings
-19,40528,46835,11640,33155,840
Current Portion of Long-Term Debt
-66,265216,63481,81154,20619,576
Current Portion of Leases
-51.5839.55218.32122.1545.41
Current Income Taxes Payable
---3,2571,013745.3
Accrued Interest Payable
-8,00910,00513,2436,7412,570
Other Current Liabilities
32,01361,36563,98548,50443,91228,012
Long-Term Debt
76,44636,53837,26852,28157,15237,730
Long-Term Leases
18,64718,47715,54312,64711,6939,672
Long-Term Unearned Revenue
-2,1111,8571,493982.43857.08
Pension & Post-Retirement Benefits
--105.92---
Long-Term Deferred Tax Liabilities
-5,24213,1014,940744.09611.51
Other Long-Term Liabilities
47,8217,99814,9531,8662,4541,488
Total Liabilities
1,736,9621,659,2491,454,6901,280,3601,004,392803,838

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
15,17715,17715,17715,17715,17715,177
Additional Paid-In Capital
-10.1310.1310.1310.1310.13
Retained Earnings
69,58685,28471,80660,35544,47643,532
Comprehensive Income & Other
32,94917,29022,93115,38310,9517,411
Total Common Equity
117,712117,761109,92590,92570,61466,130
Minority Interest
0.470.430.340.260.060.04
Shareholders' Equity
117,713117,761109,92590,92570,61466,130
Total Liabilities & Equity
1,854,6751,777,0101,564,6151,371,2851,075,006869,968

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
95,093140,737297,954182,073163,504122,863
Net Cash (Debt)
14,138-92,072-256,036-149,803-135,739-81,536
Net Cash Growth
------
Net Cash Per Share
9.31-60.67-168.70-98.70-89.44-53.72
Filing Date Shares Outstanding
1,5181,5181,5181,5181,5181,518
Total Common Shares Outstanding
1,5181,5181,5181,5181,5181,518
Book Value Per Share
77.5377.5972.4359.9146.5343.57
Tangible Book Value
114,284115,312107,18688,47368,27264,032
Tangible Book Value Per Share
75.2775.9870.6258.2944.9842.19