Faysal Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	60,364	47,290	39,097	31,720	21,331	26,967
Investment Securities	550,607	571,389	547,153	516,367	439,714	344,761
Trading Asset Securities	1,390	1,374	2,821	550.23	618.91	14,360
Total Investments	551,996	572,763	549,974	516,918	440,333	359,121
Gross Loans	797,588	896,999	661,279	602,148	478,506	417,351
Allowance for Loan Losses	-19,120	-19,755	-24,628	-20,101	-19,329	-20,490
Other Adjustments to Gross Loans	-616.95	-543.06	-474.64	-29.22	-350.06	-76.4
Net Loans	777,851	876,701	636,176	582,018	458,827	396,784
Property, Plant & Equipment	70,288	68,891	58,308	40,397	35,196	26,416
Goodwill	-	-	-	-	238.48	238.48
Other Intangible Assets	3,443	2,449	2,739	2,452	2,103	1,860
Accrued Interest Receivable	37,885	30,292	35,663	44,225	26,643	10,671
Other Receivables	9,421	8,290	4,320	4,777	5,307	1,145
Restricted Cash	48,937	63,441	69,044	54,129	37,585	35,067
Other Current Assets	42,641	38,581	34,916	14,944	8,274	9,178
Long-Term Deferred Tax Assets	1,929	-	-	-	-	-
Other Real Estate Owned & Foreclosed	1,028	1,028	1,376	2,665	3,167	2,257
Other Long-Term Assets	119,266	67,283	133,002	77,040	36,001	264.01
Total Assets	1,725,049	1,777,010	1,564,615	1,371,285	1,075,006	869,968
Accrued Expenses	7,146	6,952	8,715	6,718	3,486	2,651
Interest Bearing Deposits	728,657	903,091	647,369	704,121	512,296	433,064
Non-Interest Bearing Deposits	599,813	523,744	396,646	314,144	269,260	210,976
Total Deposits	1,328,470	1,426,836	1,044,016	1,018,265	781,556	644,040
Short-Term Borrowings	21,212	19,405	28,468	35,116	40,331	55,840
Current Portion of Long-Term Debt	-	66,265	216,634	81,811	54,206	19,576
Current Portion of Leases	42	51.58	39.55	218.32	122.15	45.41
Current Income Taxes Payable	-	-	-	3,257	1,013	745.3
Accrued Interest Payable	8,675	8,009	10,005	13,243	6,741	2,570
Other Current Liabilities	54,755	61,365	63,985	48,504	43,912	28,012
Long-Term Debt	166,018	36,538	37,268	52,281	57,152	37,730
Long-Term Leases	18,415	18,477	15,543	12,647	11,693	9,672
Long-Term Unearned Revenue	2,153	2,111	1,857	1,493	982.43	857.08
Pension & Post-Retirement Benefits	-	-	105.92	-	-	-
Long-Term Deferred Tax Liabilities	-	5,242	13,101	4,940	744.09	611.51
Other Long-Term Liabilities	4,324	7,998	14,953	1,866	2,454	1,488
Total Liabilities	1,611,210	1,659,249	1,454,690	1,280,360	1,004,392	803,838
Common Stock	15,177	15,177	15,177	15,177	15,177	15,177
Additional Paid-In Capital	10.13	10.13	10.13	10.13	10.13	10.13
Retained Earnings	87,711	85,284	71,806	60,355	44,476	43,532
Comprehensive Income & Other	10,941	17,290	22,931	15,383	10,951	7,411
Total Common Equity	113,839	117,761	109,925	90,925	70,614	66,130
Minority Interest	0.45	0.43	0.34	0.26	0.06	0.04
Shareholders' Equity	113,839	117,761	109,925	90,925	70,614	66,130
Total Liabilities & Equity	1,725,049	1,777,010	1,564,615	1,371,285	1,075,006	869,968
Total Debt	205,687	140,737	297,954	182,073	163,504	122,863
Net Cash (Debt)	-143,933	-92,072	-256,036	-149,803	-135,739	-81,536
Net Cash Per Share	-94.84	-60.67	-168.70	-98.70	-89.44	-53.72
Filing Date Shares Outstanding	1,518	1,518	1,518	1,518	1,518	1,518
Total Common Shares Outstanding	1,518	1,518	1,518	1,518	1,518	1,518
Book Value Per Share	75.01	77.59	72.43	59.91	46.53	43.57
Tangible Book Value	110,396	115,312	107,186	88,473	68,272	64,032
Tangible Book Value Per Share	72.74	75.98	70.62	58.29	44.98	42.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.