Faysal Bank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	96,611	39,097	31,720	21,331	26,967	31,454
Investment Securities	704,936	547,153	516,367	439,714	344,761	272,320
Trading Asset Securities	-	2,821	550.23	618.91	14,360	7,974
Total Investments	704,936	549,974	516,918	440,333	359,121	280,294
Gross Loans	725,863	661,279	602,148	478,506	417,351	340,135
Allowance for Loan Losses	-	-24,679	-20,101	-19,329	-20,490	-21,565
Other Adjustments to Gross Loans	-	-474.64	-29.22	-350.06	-76.4	-19.92
Net Loans	725,863	636,125	582,018	458,827	396,784	318,550
Property, Plant & Equipment	64,041	58,308	40,397	35,196	26,416	24,102
Goodwill	-	-	-	238.48	238.48	238.48
Other Intangible Assets	2,620	2,739	2,452	2,103	1,860	1,656
Accrued Interest Receivable	-	35,738	44,300	26,643	10,671	7,293
Other Receivables	-	2,390	4,702	5,307	1,145	666.26
Restricted Cash	-	69,044	54,129	37,585	35,067	31,306
Other Current Assets	-	34,916	14,944	8,274	9,178	11,474
Other Real Estate Owned & Foreclosed	-	3,110	2,665	3,167	2,257	2,683
Other Long-Term Assets	97,131	135,791	77,040	36,001	264.01	347.98
Total Assets	1,691,201	1,567,230	1,371,285	1,075,006	869,968	710,064
Accrued Expenses	-	8,715	6,718	3,486	2,651	2,713
Interest Bearing Deposits	1,274,963	647,369	704,121	512,296	433,064	374,612
Non-Interest Bearing Deposits	-	396,646	314,144	269,260	210,976	166,021
Total Deposits	1,274,963	1,044,016	1,018,265	781,556	644,040	540,632
Short-Term Borrowings	-	28,468	35,116	40,331	55,840	32,529
Current Portion of Long-Term Debt	-	216,634	81,811	54,206	19,576	4,820
Current Portion of Leases	-	39.55	218.32	122.15	45.41	29.44
Current Income Taxes Payable	-	-	3,257	1,013	745.3	-
Accrued Interest Payable	-	10,005	13,243	6,741	2,570	3,799
Other Current Liabilities	21,790	79,466	48,504	43,912	28,012	28,350
Long-Term Debt	202,340	37,268	52,281	57,152	37,730	23,969
Long-Term Leases	17,090	15,543	12,647	11,693	9,672	8,496
Long-Term Unearned Revenue	-	1,857	1,493	982.43	857.08	1,428
Pension & Post-Retirement Benefits	-	105.92	-	-	-	-
Long-Term Deferred Tax Liabilities	7,071	13,101	4,940	744.09	611.51	1,582
Other Long-Term Liabilities	53,506	2,086	1,866	2,454	1,488	1,498
Total Liabilities	1,576,761	1,457,305	1,280,360	1,004,392	803,838	649,846
Common Stock	15,177	15,177	15,177	15,177	15,177	15,177
Additional Paid-In Capital	10.13	10.13	10.13	10.13	10.13	10.13
Retained Earnings	80,215	71,806	60,355	44,476	43,532	35,604
Comprehensive Income & Other	19,038	22,931	15,383	10,951	7,411	9,427
Total Common Equity	114,440	109,925	90,925	70,614	66,130	60,218
Minority Interest	0.41	0.34	0.26	0.06	0.04	0.02
Shareholders' Equity	114,440	109,925	90,925	70,614	66,130	60,218
Total Liabilities & Equity	1,691,201	1,567,230	1,371,285	1,075,006	869,968	710,064
Total Debt	219,430	297,954	182,073	163,504	122,863	69,843
Net Cash (Debt)	-122,820	-256,036	-149,803	-135,739	-81,536	-27,431
Net Cash Per Share	-80.92	-168.70	-98.70	-89.44	-53.72	-18.07
Filing Date Shares Outstanding	1,516	1,518	1,518	1,518	1,518	1,518
Total Common Shares Outstanding	1,516	1,518	1,518	1,518	1,518	1,518
Book Value Per Share	75.49	72.43	59.91	46.53	43.57	39.68
Tangible Book Value	111,820	107,186	88,473	68,272	64,032	58,324
Tangible Book Value Per Share	73.76	70.62	58.29	44.98	42.19	38.43

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.