Faysal Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 17, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	140,827	73,578	49,447	39,202	34,907	26,226
Market Cap Growth	85.06%	48.80%	26.13%	12.30%	33.10%	-9.15%
Last Close Price	92.79	43.12	24.72	17.23	11.96	8.80
PE Ratio	7.37	3.08	2.44	3.43	4.18	3.93
PS Ratio	1.35	0.72	0.60	0.78	1.01	0.86
PB Ratio	1.23	0.67	0.54	0.56	0.53	0.44
P/FCF Ratio	-	0.78	-	29.37	-	1.56
P/OCF Ratio	-	0.65	-	8.32	-	1.44
Debt / Equity Ratio	1.92	2.71	2.00	2.32	1.86	1.16
Debt / FCF Ratio	-	3.17	-	122.48	-	4.16
Net Debt / Equity Ratio	1.07	2.33	1.65	1.92	1.23	0.46
Net Debt / FCF Ratio	-2.44	2.73	-1.64	101.68	-3.29	1.63
Return on Equity (ROE)	17.40%	23.79%	25.07%	16.73%	13.22%	11.58%
Return on Assets (ROA)	1.22%	1.63%	1.65%	1.18%	1.06%	1.00%
Earnings Yield	13.56%	32.47%	40.95%	29.18%	23.93%	25.47%
FCF Yield	-35.75%	127.67%	-185.15%	3.40%	-71.09%	64.09%
Dividend Yield	7.54%	16.23%	16.18%	40.63%	12.55%	-
Payout Ratio	55.05%	68.95%	22.05%	91.09%	9.00%	0.01%
Buyback Yield / Dilution	-0.03%	-	-	-	-	-
Total Shareholder Return	7.40%	16.23%	16.18%	40.63%	12.55%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.