Faysal Bank Limited (PSX:FABL)

Faysal Bank Statistics

Total Valuation

Faysal Bank has a market cap or net worth of PKR 127.11 billion.

Market Cap	127.11B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Mar 19, 2026

Share Statistics

Faysal Bank has 1.52 billion shares outstanding.

Current Share Class	1.52B
Shares Outstanding	1.52B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	1.70%
Owned by Institutions (%)	0.56%
Float	476.64M

Valuation Ratios

The trailing PE ratio is 5.66 and the forward PE ratio is 5.98.

PE Ratio	5.66
Forward PE	5.98
PS Ratio	1.19
PB Ratio	1.08
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.35
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.74%.

Return on Equity (ROE)	19.74%
Return on Assets (ROA)	1.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.93%
Revenue Per Employee	10.61M
Profits Per Employee	2.23M
Employee Count	10,076
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Faysal Bank has paid 25.80 billion in taxes.

Income Tax	25.80B
Effective Tax Rate	53.45%

Stock Price Statistics

The stock price has increased by +65.45% in the last 52 weeks. The beta is 0.35, so Faysal Bank's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+65.45%
50-Day Moving Average	90.83
200-Day Moving Average	85.40
Relative Strength Index (RSI)	41.04
Average Volume (20 Days)	1,433,417

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Faysal Bank had revenue of PKR 106.93 billion and earned 22.47 billion in profits. Earnings per share was 14.80.

Revenue	106.93B
Gross Profit	104.40B
Operating Income	47.97B
Pretax Income	48.27B
Net Income	22.47B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	14.80

Balance Sheet

The company has 48.66 billion in cash and 140.74 billion in debt, with a net cash position of -92.07 billion or -60.67 per share.

Cash & Cash Equivalents	48.66B
Total Debt	140.74B
Net Cash	-92.07B
Net Cash Per Share	-60.67
Equity (Book Value)	117.76B
Book Value Per Share	77.59
Working Capital	-1,398.59B

Cash Flow

In the last 12 months, operating cash flow was -385.16 billion and capital expenditures -12.03 billion, giving a free cash flow of -397.19 billion.

Operating Cash Flow	-385.16B
Capital Expenditures	-12.03B
Depreciation & Amortization	n/a
Net Borrowing	-3.81B
Free Cash Flow	-397.19B
FCF Per Share	-261.70

Margins

Gross Margin	n/a
Operating Margin	44.87%
Pretax Margin	45.14%
Profit Margin	21.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.50, which amounts to a dividend yield of 8.18%.

Dividend Per Share	6.50
Dividend Yield	8.18%
Dividend Growth (YoY)	-7.14%
Years of Dividend Growth	2
Payout Ratio	46.43%
Buyback Yield	n/a
Shareholder Yield	8.27%
Earnings Yield	17.68%
FCF Yield	-312.48%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2018. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 20, 2018
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2