Faysal Bank Limited (PSX:FABL)

Faysal Bank Statistics

Total Valuation

Faysal Bank has a market cap or net worth of PKR 145.65 billion.

Market Cap	145.65B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	Sep 9, 2025

Share Statistics

Faysal Bank has 1.52 billion shares outstanding.

Current Share Class	1.52B
Shares Outstanding	1.52B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.70%
Owned by Institutions (%)	6.22%
Float	478.41M

Valuation Ratios

The trailing PE ratio is 7.02 and the forward PE ratio is 7.09.

PE Ratio	7.02
Forward PE	7.09
PS Ratio	1.40
PB Ratio	1.30
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.09%.

Return on Equity (ROE)	20.09%
Return on Assets (ROA)	1.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	10.60M
Profits Per Employee	2.12M
Employee Count	9,781
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Faysal Bank has paid 27.21 billion in taxes.

Income Tax	27.21B
Effective Tax Rate	56.72%

Stock Price Statistics

The stock price has increased by +89.14% in the last 52 weeks. The beta is 0.39, so Faysal Bank's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	+89.14%
50-Day Moving Average	82.63
200-Day Moving Average	62.84
Relative Strength Index (RSI)	65.09
Average Volume (20 Days)	4,488,522

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Faysal Bank had revenue of PKR 103.68 billion and earned 20.76 billion in profits. Earnings per share was 13.68.

Revenue	103.68B
Gross Profit	103.37B
Operating Income	47.54B
Pretax Income	47.96B
Net Income	20.76B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	13.68

Balance Sheet

The company has 44.38 billion in cash and 228.40 billion in debt, giving a net cash position of -184.02 billion or -121.25 per share.

Cash & Cash Equivalents	44.38B
Total Debt	228.40B
Net Cash	-184.02B
Net Cash Per Share	-121.25
Equity (Book Value)	112.31B
Book Value Per Share	74.00
Working Capital	-1,165.32B

Cash Flow

In the last 12 months, operating cash flow was -63.03 billion and capital expenditures -20.85 billion, giving a free cash flow of -83.88 billion.

Operating Cash Flow	-63.03B
Capital Expenditures	-20.85B
Free Cash Flow	-83.88B
FCF Per Share	-55.27

Margins

Gross Margin	n/a
Operating Margin	45.85%
Pretax Margin	46.26%
Profit Margin	20.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 7.00, which amounts to a dividend yield of 7.29%.

Dividend Per Share	7.00
Dividend Yield	7.29%
Dividend Growth (YoY)	16.67%
Years of Dividend Growth	1
Payout Ratio	54.26%
Buyback Yield	n/a
Shareholder Yield	7.42%
Earnings Yield	14.25%
FCF Yield	-57.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 20, 2018. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 20, 2018
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2