Habib Insurance Company Limited (PSX:HICL)
Pakistan
· Delayed Price · Currency is PKR 7.65
-0.02 (-0.26%)
At close: May 14, 2025
Habib Insurance Company Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 1,515 | 1,488 | 1,509 | 1,228 | 805.99 | 734.76 | Upgrade
|
| Total Interest & Dividend Income | 301.01 | 311.63 | 296.16 | 183.47 | 116.14 | 91.27 | Upgrade
|
| Gain (Loss) on Sale of Investments | 256.49 | 195.57 | 38.35 | -49.6 | 27.96 | 7.82 | Upgrade
|
| Other Revenue | 68.02 | 97.04 | 47.96 | 16.92 | 12.86 | 5.22 | Upgrade
|
| Total Revenue | 2,140 | 2,092 | 1,891 | 1,379 | 962.95 | 839.06 | Upgrade
|
| Revenue Growth (YoY) | 11.12% | 10.64% | 37.14% | 43.20% | 14.77% | -3.98% | Upgrade
|
| Policy Benefits | 908.6 | 934.29 | 951.9 | 627.31 | 380.26 | 355.9 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 501.38 | 499.55 | 442.46 | 346.82 | 237.55 | 11.99 | Upgrade
|
| Selling, General & Administrative | 949.48 | 886.68 | 814.9 | 727.08 | 518.13 | 432.05 | Upgrade
|
| Other Operating Expenses | -191.41 | -175.85 | -139.11 | -56.09 | -14.57 | -63.42 | Upgrade
|
| Reinsurance Income or Expense | 411.12 | 414.29 | 351.03 | 391.54 | 258.84 | - | Upgrade
|
| Total Operating Expenses | 1,757 | 1,730 | 1,719 | 1,254 | 862.53 | 736.52 | Upgrade
|
| Operating Income | 383.13 | 361.81 | 171.9 | 125.34 | 100.42 | 102.54 | Upgrade
|
| Interest Expense | -7.86 | -8.08 | -9.12 | -3.28 | -10.92 | -16.75 | Upgrade
|
| Other Non Operating Income (Expenses) | -3.2 | -3.2 | -3.2 | -3.2 | -3.2 | -0.36 | Upgrade
|
| EBT Excluding Unusual Items | 372.08 | 350.53 | 159.58 | 118.86 | 86.3 | 85.43 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.8 | 0.8 | 0.16 | 2.08 | 61.36 | 3.61 | Upgrade
|
| Other Unusual Items | 24.21 | 24.21 | - | 20.26 | - | - | Upgrade
|
| Pretax Income | 397.09 | 375.55 | 159.74 | 141.2 | 147.66 | 89.04 | Upgrade
|
| Income Tax Expense | 143.2 | 138.7 | 46.96 | 30.11 | 40.63 | 27.37 | Upgrade
|
| Net Income | 253.9 | 236.85 | 112.78 | 111.09 | 107.02 | 61.66 | Upgrade
|
| Net Income to Common | 253.9 | 236.85 | 112.78 | 111.09 | 107.02 | 61.66 | Upgrade
|
| Net Income Growth | 75.92% | 110.01% | 1.52% | 3.80% | 73.56% | -12.02% | Upgrade
|
| Shares Outstanding (Basic) | 124 | 124 | 124 | 124 | 124 | 124 | Upgrade
|
| Shares Outstanding (Diluted) | 124 | 124 | 124 | 124 | 124 | 124 | Upgrade
|
| EPS (Basic) | 2.05 | 1.91 | 0.91 | 0.90 | 0.86 | 0.50 | Upgrade
|
| EPS (Diluted) | 2.05 | 1.91 | 0.91 | 0.90 | 0.86 | 0.50 | Upgrade
|
| EPS Growth | 75.92% | 110.01% | 1.52% | 3.80% | 73.56% | -12.02% | Upgrade
|
| Free Cash Flow | -403.78 | -227.67 | -635.64 | 569.19 | -51.3 | 104.65 | Upgrade
|
| Free Cash Flow Per Share | -3.26 | -1.84 | -5.13 | 4.59 | -0.41 | 0.84 | Upgrade
|
| Dividend Per Share | 1.000 | 1.000 | 0.625 | 0.625 | 0.625 | 0.500 | Upgrade
|
| Dividend Growth | 60.00% | 60.00% | - | - | 25.00% | - | Upgrade
|
| Operating Margin | 17.90% | 17.29% | 9.09% | 9.09% | 10.43% | 12.22% | Upgrade
|
| Profit Margin | 11.86% | 11.32% | 5.96% | 8.06% | 11.11% | 7.35% | Upgrade
|
| Free Cash Flow Margin | -18.87% | -10.88% | -33.61% | 41.28% | -5.33% | 12.47% | Upgrade
|
| EBITDA | 395.8 | 377.54 | 184.17 | 133.93 | 124.21 | 127.44 | Upgrade
|
| EBITDA Margin | 18.50% | 18.05% | 9.74% | 9.71% | 12.90% | 15.19% | Upgrade
|
| D&A For EBITDA | 12.67 | 15.73 | 12.27 | 8.59 | 23.79 | 24.9 | Upgrade
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| EBIT | 383.13 | 361.81 | 171.9 | 125.34 | 100.42 | 102.54 | Upgrade
|
| EBIT Margin | 17.90% | 17.29% | 9.09% | 9.09% | 10.43% | 12.22% | Upgrade
|
| Effective Tax Rate | 36.06% | 36.93% | 29.40% | 21.32% | 27.52% | 30.74% | Upgrade
|
Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.