Habib Insurance Company Limited (PSX:HICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
7.05
-0.19 (-2.62%)
At close: Apr 24, 2025

Habib Insurance Company Income Statement

Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Premiums & Annuity Revenue
1,4881,5091,228805.99734.76
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Total Interest & Dividend Income
311.63296.16183.47116.1491.27
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Gain (Loss) on Sale of Investments
195.5738.35-49.627.967.82
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Other Revenue
97.0447.9616.9212.865.22
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Total Revenue
2,0921,8911,379962.95839.06
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Revenue Growth (YoY)
10.64%37.14%43.20%14.77%-3.98%
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Policy Benefits
934.29951.9627.31380.26355.9
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Policy Acquisition & Underwriting Costs
499.55442.46346.82237.5511.99
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Selling, General & Administrative
886.68814.9727.08518.13432.05
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Other Operating Expenses
-175.85-139.11-56.09-14.57-63.42
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Reinsurance Income or Expense
414.29351.03391.54258.84-
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Total Operating Expenses
1,7301,7191,254862.53736.52
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Operating Income
361.81171.9125.34100.42102.54
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Interest Expense
-8.08-9.12-3.28-10.92-16.75
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Other Non Operating Income (Expenses)
-3.2-3.2-3.2-3.2-0.36
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EBT Excluding Unusual Items
350.53159.58118.8686.385.43
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Gain (Loss) on Sale of Assets
0.80.162.0861.363.61
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Other Unusual Items
24.21-20.26--
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Pretax Income
375.55159.74141.2147.6689.04
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Income Tax Expense
138.746.9630.1140.6327.37
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Net Income
236.85112.78111.09107.0261.66
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Net Income to Common
236.85112.78111.09107.0261.66
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Net Income Growth
110.01%1.52%3.80%73.56%-12.02%
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Shares Outstanding (Basic)
124124124124124
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Shares Outstanding (Diluted)
124124124124124
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EPS (Basic)
1.910.910.900.860.50
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EPS (Diluted)
1.910.910.900.860.50
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EPS Growth
110.01%1.52%3.80%73.56%-12.02%
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Free Cash Flow
-227.67-635.64569.19-51.3104.65
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Free Cash Flow Per Share
-1.84-5.134.59-0.410.84
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Dividend Per Share
1.0000.6250.6250.6250.500
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Dividend Growth
60.00%--25.00%-
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Operating Margin
17.29%9.09%9.09%10.43%12.22%
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Profit Margin
11.32%5.96%8.06%11.11%7.35%
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Free Cash Flow Margin
-10.88%-33.61%41.28%-5.33%12.47%
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EBITDA
377.54184.17133.93124.21127.44
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EBITDA Margin
18.05%9.74%9.71%12.90%15.19%
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D&A For EBITDA
15.7312.278.5923.7924.9
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EBIT
361.81171.9125.34100.42102.54
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EBIT Margin
17.29%9.09%9.09%10.43%12.22%
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Effective Tax Rate
36.93%29.40%21.32%27.52%30.74%
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Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.