Pakistan · Delayed Price · Currency is PKR Habib Insurance Company Statistics
Total Valuation
PSX:HICL has a market cap or net worth of PKR 1.64 billion. The enterprise value is 1.78 billion.
| Market Cap | 1.64B |
| Enterprise Value | 1.78B |
Important Dates
The last earnings date was Thursday, August 27, 2026.
| Earnings Date | Aug 27, 2026 |
| Ex-Dividend Date | Apr 9, 2026 |
Share Statistics
PSX:HICL has 200.00 million shares outstanding.
| Current Share Class | 200.00M |
| Shares Outstanding | 200.00M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 4.71% |
| Owned by Institutions (%) | n/a |
| Float | 181.31M |
Valuation Ratios
The trailing PE ratio is 7.03.
| PE Ratio | 7.03 |
| Forward PE | n/a |
| PS Ratio | 0.63 |
| PB Ratio | 0.68 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.64 |
| EV / Sales | 0.69 |
| EV / EBITDA | 4.63 |
| EV / EBIT | 4.96 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.97, with a Debt / Equity ratio of 0.08.
| Current Ratio | 0.97 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | 0.51 |
| Debt / FCF | -0.21 |
| Interest Coverage | 30.36 |
Financial Efficiency
Return on equity (ROE) is 10.40% and return on invested capital (ROIC) is 9.96%.
| Return on Equity (ROE) | 10.40% |
| Return on Assets (ROA) | 3.08% |
| Return on Invested Capital (ROIC) | 9.96% |
| Return on Capital Employed (ROCE) | 10.44% |
| Weighted Average Cost of Capital (WACC) | 5.22% |
| Revenue Per Employee | 11.75M |
| Profits Per Employee | 1.05M |
| Employee Count | 221 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:HICL has paid 113.88 million in taxes.
| Income Tax | 113.88M |
| Effective Tax Rate | 32.82% |
Stock Price Statistics
The stock price has increased by +3.32% in the last 52 weeks. The beta is 0.20, so PSX:HICL's price volatility has been lower than the market average.
| Beta (5Y) | 0.20 |
| 52-Week Price Change | +3.32% |
| 50-Day Moving Average | 7.48 |
| 200-Day Moving Average | 7.19 |
| Relative Strength Index (RSI) | 57.92 |
| Average Volume (20 Days) | 792,061 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:HICL had revenue of PKR 2.60 billion and earned 233.07 million in profits. Earnings per share was 1.17.
| Revenue | 2.60B |
| Gross Profit | 749.52M |
| Operating Income | 358.69M |
| Pretax Income | 346.94M |
| Net Income | 233.07M |
| EBITDA | 367.80M |
| EBIT | 358.69M |
| Earnings Per Share (EPS) | 1.17 |
Balance Sheet
The company has 54.52 million in cash and 197.12 million in debt, with a net cash position of -142.60 million or -0.71 per share.
| Cash & Cash Equivalents | 54.52M |
| Total Debt | 197.12M |
| Net Cash | -142.60M |
| Net Cash Per Share | -0.71 |
| Equity (Book Value) | 2.40B |
| Book Value Per Share | 11.99 |
| Working Capital | -141.43M |
Cash Flow
In the last 12 months, operating cash flow was -850.53 million and capital expenditures -89.64 million, giving a free cash flow of -940.17 million.
| Operating Cash Flow | -850.53M |
| Capital Expenditures | -89.64M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -21.33M |
| Free Cash Flow | -940.17M |
| FCF Per Share | -4.70 |
Margins
Gross margin is 28.86%, with operating and profit margins of 13.81% and 8.98%.
| Gross Margin | 28.86% |
| Operating Margin | 13.81% |
| Pretax Margin | 13.36% |
| Profit Margin | 8.98% |
| EBITDA Margin | 14.16% |
| EBIT Margin | 13.81% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.39, which amounts to a dividend yield of 4.29%.
| Dividend Per Share | 0.39 |
| Dividend Yield | 4.29% |
| Dividend Growth (YoY) | -37.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 33.22% |
| Buyback Yield | n/a |
| Shareholder Yield | 4.29% |
| Earnings Yield | 14.23% |
| FCF Yield | -57.40% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 3, 2026. It was a forward split with a ratio of 1.6145.
| Last Split Date | Sep 3, 2026 |
| Split Type | Forward |
| Split Ratio | 1.6145 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |