Pakistan · Delayed Price · Currency is PKR Habib Insurance Company Statistics
Total Valuation
PSX:HICL has a market cap or net worth of PKR 1.60 billion. The enterprise value is 1.89 billion.
| Market Cap | 1.60B |
| Enterprise Value | 1.89B |
Important Dates
The last earnings date was Thursday, October 29, 2026.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Apr 9, 2026 |
Share Statistics
PSX:HICL has 200.00 million shares outstanding. The number of shares has decreased by -0.01% in one year.
| Current Share Class | 200.00M |
| Shares Outstanding | 200.00M |
| Shares Change (YoY) | -0.01% |
| Shares Change (QoQ) | +0.70% |
| Owned by Insiders (%) | 4.71% |
| Owned by Institutions (%) | n/a |
| Float | 190.57M |
Valuation Ratios
The trailing PE ratio is 4.82.
| PE Ratio | 4.82 |
| Forward PE | n/a |
| PS Ratio | 0.57 |
| PB Ratio | 0.68 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.68 |
| EV / Sales | 0.67 |
| EV / EBITDA | 3.61 |
| EV / EBIT | 3.90 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.02, with a Debt / Equity ratio of 0.13.
| Current Ratio | 1.02 |
| Quick Ratio | 0.66 |
| Debt / Equity | 0.13 |
| Debt / EBITDA | 0.60 |
| Debt / FCF | n/a |
| Interest Coverage | 38.42 |
Financial Efficiency
Return on equity (ROE) is 13.82% and return on invested capital (ROIC) is 13.00%.
| Return on Equity (ROE) | 13.82% |
| Return on Assets (ROA) | 3.87% |
| Return on Invested Capital (ROIC) | 13.00% |
| Return on Capital Employed (ROCE) | 12.96% |
| Weighted Average Cost of Capital (WACC) | 4.84% |
| Revenue Per Employee | 12.74M |
| Profits Per Employee | 1.50M |
| Employee Count | 221 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:HICL has paid 138.94 million in taxes.
| Income Tax | 138.94M |
| Effective Tax Rate | 29.47% |
Stock Price Statistics
The stock price has increased by +4.48% in the last 52 weeks. The beta is 0.18, so PSX:HICL's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +4.48% |
| 50-Day Moving Average | 8.11 |
| 200-Day Moving Average | 7.24 |
| Relative Strength Index (RSI) | 55.49 |
| Average Volume (20 Days) | 56,076 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:HICL had revenue of PKR 2.82 billion and earned 332.46 million in profits. Earnings per share was 1.66.
| Revenue | 2.82B |
| Gross Profit | 899.01M |
| Operating Income | 483.92M |
| Pretax Income | 471.40M |
| Net Income | 332.46M |
| EBITDA | 509.60M |
| EBIT | 483.92M |
| Earnings Per Share (EPS) | 1.66 |
Balance Sheet
The company has 25.95 million in cash and 312.70 million in debt, with a net cash position of -286.75 million or -1.43 per share.
| Cash & Cash Equivalents | 25.95M |
| Total Debt | 312.70M |
| Net Cash | -286.75M |
| Net Cash Per Share | -1.43 |
| Equity (Book Value) | 2.34B |
| Book Value Per Share | 11.64 |
| Working Capital | 77.89M |
Cash Flow
In the last 12 months, operating cash flow was -1.08 billion and capital expenditures -142.77 million, giving a free cash flow of -1.22 billion.
| Operating Cash Flow | -1.08B |
| Capital Expenditures | -142.77M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -23.83M |
| Free Cash Flow | -1.22B |
| FCF Per Share | -6.12 |
Margins
Gross margin is 31.93%, with operating and profit margins of 17.18% and 11.81%.
| Gross Margin | 31.93% |
| Operating Margin | 17.18% |
| Pretax Margin | 16.74% |
| Profit Margin | 11.81% |
| EBITDA Margin | 18.10% |
| EBIT Margin | 17.18% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.39, which amounts to a dividend yield of 4.83%.
| Dividend Per Share | 0.39 |
| Dividend Yield | 4.83% |
| Dividend Growth (YoY) | -37.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 22.62% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.01% |
| Shareholder Yield | 4.84% |
| Earnings Yield | 20.75% |
| FCF Yield | -76.35% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 3, 2026. It was a forward split with a ratio of 1.6145.
| Last Split Date | Sep 3, 2026 |
| Split Type | Forward |
| Split Ratio | 1.6145 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |