Pakistan · Delayed Price · Currency is PKR Habib Insurance Company Statistics
Total Valuation
PSX:HICL has a market cap or net worth of PKR 1.24 billion. The enterprise value is 1.29 billion.
| Market Cap | 1.24B |
| Enterprise Value | 1.29B |
Important Dates
The last earnings date was Tuesday, April 28, 2026.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Apr 9, 2026 |
Share Statistics
PSX:HICL has 123.87 million shares outstanding. The number of shares has decreased by -0.00% in one year.
| Current Share Class | 123.87M |
| Shares Outstanding | 123.87M |
| Shares Change (YoY) | -0.00% |
| Shares Change (QoQ) | +0.60% |
| Owned by Insiders (%) | 4.71% |
| Owned by Institutions (%) | n/a |
| Float | 112.30M |
Valuation Ratios
The trailing PE ratio is 10.98.
| PE Ratio | 10.98 |
| Forward PE | n/a |
| PS Ratio | 0.56 |
| PB Ratio | 0.57 |
| P/TBV Ratio | 0.57 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.34, with an EV/FCF ratio of -13.07.
| EV / Earnings | 11.38 |
| EV / Sales | 0.58 |
| EV / EBITDA | 6.34 |
| EV / EBIT | 7.51 |
| EV / FCF | -13.07 |
Financial Position
The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.03.
| Current Ratio | 0.85 |
| Quick Ratio | 0.38 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.29 |
| Debt / FCF | -0.60 |
| Interest Coverage | 20.38 |
Financial Efficiency
Return on equity (ROE) is 5.28% and return on invested capital (ROIC) is 5.07%.
| Return on Equity (ROE) | 5.28% |
| Return on Assets (ROA) | 1.54% |
| Return on Invested Capital (ROIC) | 5.07% |
| Return on Capital Employed (ROCE) | 5.36% |
| Weighted Average Cost of Capital (WACC) | 5.94% |
| Revenue Per Employee | 10.11M |
| Profits Per Employee | 511,484 |
| Employee Count | 221 |
| Asset Turnover | 0.32 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:HICL has paid 50.04 million in taxes.
| Income Tax | 50.04M |
| Effective Tax Rate | 30.69% |
Stock Price Statistics
The stock price has increased by +36.89% in the last 52 weeks. The beta is 0.27, so PSX:HICL's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +36.89% |
| 50-Day Moving Average | 10.74 |
| 200-Day Moving Average | 12.55 |
| Relative Strength Index (RSI) | 41.21 |
| Average Volume (20 Days) | 110,206 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:HICL had revenue of PKR 2.23 billion and earned 113.04 million in profits. Earnings per share was 0.91.
| Revenue | 2.23B |
| Gross Profit | 525.59M |
| Operating Income | 171.42M |
| Pretax Income | 163.08M |
| Net Income | 113.04M |
| EBITDA | 189.25M |
| EBIT | 171.42M |
| Earnings Per Share (EPS) | 0.91 |
Balance Sheet
The company has 13.58 million in cash and 59.22 million in debt, with a net cash position of -45.65 million or -0.37 per share.
| Cash & Cash Equivalents | 13.58M |
| Total Debt | 59.22M |
| Net Cash | -45.65M |
| Net Cash Per Share | -0.37 |
| Equity (Book Value) | 2.18B |
| Book Value Per Share | 17.53 |
| Working Capital | -664.36M |
Cash Flow
In the last 12 months, operating cash flow was -46.07 million and capital expenditures -52.40 million, giving a free cash flow of -98.47 million.
| Operating Cash Flow | -46.07M |
| Capital Expenditures | -52.40M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -23.11M |
| Free Cash Flow | -98.47M |
| FCF Per Share | -0.79 |
Margins
Gross margin is 23.53%, with operating and profit margins of 7.67% and 5.06%.
| Gross Margin | 23.53% |
| Operating Margin | 7.67% |
| Pretax Margin | 7.30% |
| Profit Margin | 5.06% |
| EBITDA Margin | 8.47% |
| EBIT Margin | 7.67% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.63, which amounts to a dividend yield of 6.24%.
| Dividend Per Share | 0.63 |
| Dividend Yield | 6.24% |
| Dividend Growth (YoY) | -37.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 106.79% |
| Buyback Yield | 0.00% |
| Shareholder Yield | 6.24% |
| Earnings Yield | 9.11% |
| FCF Yield | -7.93% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 16, 2014. It was a forward split with a ratio of 1.25.
| Last Split Date | Apr 16, 2014 |
| Split Type | Forward |
| Split Ratio | 1.25 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |