Habib Insurance Company Limited (PSX:HICL)

Habib Insurance Company Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	403.51	409.05	250	250	753.55	130.22
Investments in Equity & Preferred Securities	2,281	2,661	2,009	1,253	821.12	1,210
Total Investments	2,684	3,070	2,259	1,503	1,575	1,341
Cash & Equivalents	68.8	105.04	475.04	661.86	395.78	96.81
Reinsurance Recoverable	2,559	2,254	1,428	1,411	908.89	1,117
Other Receivables	1,050	936.6	945.77	807	817.49	823.11
Property, Plant & Equipment	149.14	105.23	99.41	114.02	56.1	68.89
Other Intangible Assets	17.85	10.46	13.36	0.24	0.45	0.67
Other Current Assets	504.83	575.41	736.61	715.34	558.39	512.53
Long-Term Deferred Tax Assets	2.85	-	-	-	-	-
Long-Term Deferred Charges	248.04	276.74	250.92	217.07	169.58	145.64
Other Long-Term Assets	422	436.14	276.09	64.67	62.3	88.02
Total Assets	7,706	7,770	6,485	5,494	4,544	4,194

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	246.47	304.1	323.78	257.07	189.04	198.23
Insurance & Annuity Liabilities	491.54	421.3	383.5	373.08	117.21	180.38
Unpaid Claims	2,440	1,884	1,044	1,055	959.57	786.59
Unearned Premiums	1,544	1,869	1,810	1,582	1,419	1,179
Reinsurance Payable	241.61	201.16	381.72	337.47	397.31	243.03
Current Portion of Leases	-	8.39	16.38	19.36	14.54	11.99
Short-Term Debt	-	58	-	-	-	-
Long-Term Leases	59.22	5.96	9.38	21.4	16.37	25.54
Long-Term Deferred Tax Liabilities	318.49	445.64	296.89	142.07	17.29	82.02
Other Current Liabilities	74.43	72.98	69.65	69.39	83.54	62.81
Other Long-Term Liabilities	12.2	26.42	10.5	40.22	30.87	37.87
Total Liabilities	5,522	5,402	4,429	3,991	3,375	2,939

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	619.37	619.37	619.37	619.37	619.37	619.37
Retained Earnings	764.14	675.66	684.35	499.13	448.09	406.77
Comprehensive Income & Other	800.5	1,073	751.7	384.95	100.84	228.93
Shareholders' Equity	2,184	2,368	2,055	1,503	1,168	1,255
Total Liabilities & Equity	7,706	7,770	6,485	5,494	4,544	4,194

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	123.87	123.87	123.87	123.87	123.87	123.87
Total Common Shares Outstanding	123.87	123.87	123.87	123.87	123.87	123.87
Total Debt	59.22	72.35	25.76	40.77	30.91	37.53
Net Cash (Debt)	9.57	32.69	449.28	621.1	364.87	59.28
Net Cash Growth	-	-92.72%	-27.66%	70.23%	515.46%	4.68%
Net Cash Per Share	0.08	0.26	3.63	5.01	2.95	0.48
Book Value Per Share	17.63	19.12	16.59	12.14	9.43	10.13
Tangible Book Value	2,166	2,358	2,042	1,503	1,168	1,254
Tangible Book Value Per Share	17.49	19.03	16.48	12.13	9.43	10.13
Machinery	-	182.83	155.7	141.93	84.01	79.57

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 29, 2026

Data Sources Report a data error