Habib Insurance Company Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	672	409.05	250	250	753.55	130.22
Investments in Equity & Preferred Securities	2,281	2,661	2,009	1,253	821.12	1,210
Total Investments	2,953	3,070	2,259	1,503	1,575	1,341
Cash & Equivalents	13.58	105.04	475.04	661.86	395.78	96.81
Reinsurance Recoverable	1,715	2,254	1,428	1,411	908.89	1,117
Other Receivables	1,914	936.6	945.77	807	817.49	823.11
Property, Plant & Equipment	149.14	105.23	99.41	114.02	56.1	68.89
Other Intangible Assets	17.85	10.46	13.36	0.24	0.45	0.67
Other Current Assets	399.63	575.41	736.61	715.34	558.39	512.53
Long-Term Deferred Charges	212.12	276.74	250.92	217.07	169.58	145.64
Other Long-Term Assets	332	436.14	276.09	64.67	62.3	88.02
Total Assets	7,706	7,770	6,485	5,494	4,544	4,194
Accrued Expenses	-	304.1	323.78	257.07	189.04	198.23
Insurance & Annuity Liabilities	733.15	421.3	383.5	373.08	117.21	180.38
Unpaid Claims	2,440	1,884	1,044	1,055	959.57	786.59
Unearned Premiums	1,544	1,869	1,810	1,582	1,419	1,179
Reinsurance Payable	-	201.16	381.72	337.47	397.31	243.03
Current Portion of Leases	-	8.39	16.38	19.36	14.54	11.99
Short-Term Debt	-	58	-	-	-	-
Long-Term Leases	59.22	5.96	9.38	21.4	16.37	25.54
Long-Term Deferred Tax Liabilities	318.49	445.64	296.89	142.07	17.29	82.02
Other Current Liabilities	-	72.98	69.65	69.39	83.54	62.81
Other Long-Term Liabilities	333.1	26.42	10.5	40.22	30.87	37.87
Total Liabilities	5,522	5,402	4,429	3,991	3,375	2,939
Common Stock	619.37	619.37	619.37	619.37	619.37	619.37
Retained Earnings	764.14	675.66	684.35	499.13	448.09	406.77
Comprehensive Income & Other	800.5	1,073	751.7	384.95	100.84	228.93
Shareholders' Equity	2,184	2,368	2,055	1,503	1,168	1,255
Total Liabilities & Equity	7,706	7,770	6,485	5,494	4,544	4,194
Filing Date Shares Outstanding	124.62	123.87	123.87	123.87	123.87	123.87
Total Common Shares Outstanding	124.62	123.87	123.87	123.87	123.87	123.87
Total Debt	59.22	72.35	25.76	40.77	30.91	37.53
Net Cash (Debt)	-45.65	32.69	449.28	621.1	364.87	59.28
Net Cash Growth	-	-92.72%	-27.66%	70.23%	515.46%	4.68%
Net Cash Per Share	-0.37	0.26	3.63	5.01	2.95	0.48
Book Value Per Share	17.53	19.12	16.59	12.14	9.43	10.13
Tangible Book Value	2,166	2,358	2,042	1,503	1,168	1,254
Tangible Book Value Per Share	17.38	19.03	16.48	12.13	9.43	10.13
Machinery	-	182.83	155.7	141.93	84.01	79.57

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.