Habib Insurance Company Limited (PSX:HICL)
Pakistan · Delayed Price · Currency is PKR 12.45
+0.17 (1.38%)
At close: Jul 31, 2026
Habib Insurance Company Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 113.04 | 118.03 | 236.85 | 112.78 | 111.09 | 107.02 |
Depreciation & Amortization | 30.7 | 29.95 | 30.73 | 26.64 | 18.41 | 33.05 |
Other Amortization | 3.84 | 2.9 | 1.14 | 0.21 | 0.22 | 1 |
Gain (Loss) on Sale of Assets | -0.13 | -0.08 | -0.8 | -0.16 | -2.08 | -61.36 |
Gain (Loss) on Sale of Investments | -61.03 | -115.98 | -195.57 | -38.35 | 49.6 | -27.96 |
Change in Other Net Operating Assets | 166.46 | 114.93 | 52.79 | -309.77 | 600.48 | 14.19 |
Other Operating Activities | -298.95 | -302.8 | -319.11 | -367.41 | -198.77 | -95 |
Operating Cash Flow | -46.07 | -153.05 | -193.97 | -576.07 | 578.94 | -27.39 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -52.4 | -29.33 | -33.7 | -59.57 | -9.76 | -23.91 |
Sale of Property, Plant & Equipment | 0.91 | 0.68 | 1.45 | 0.81 | 5.63 | 162.49 |
Investment in Securities | 101.51 | -221.37 | -254.33 | 589.35 | -456.83 | -184.24 |
Other Investing Activities | 286.14 | 279.63 | 351.45 | 307.76 | 183.8 | 127.95 |
Investing Cash Flow | 336.16 | 29.6 | 64.87 | 838.35 | -277.16 | 82.28 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -23.11 | -22.3 | -16.32 | -21.13 | -8.93 | -85.17 |
Net Debt Issued (Repaid) | -23.11 | -22.3 | -16.32 | -21.13 | -8.93 | -85.17 |
Common Dividends Paid | -120.71 | -120.71 | -75.35 | -76.03 | -75.17 | -60.7 |
Financing Cash Flow | -143.82 | -143.01 | -91.66 | -97.16 | -84.11 | -145.87 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 146.27 | -266.46 | -220.77 | 165.13 | 217.68 | -90.98 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -98.47 | -182.38 | -227.67 | -635.64 | 569.19 | -51.3 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -4.45% | -8.50% | -10.88% | -33.61% | 41.28% | -5.33% |
Free Cash Flow Per Share | -0.80 | -1.47 | -1.84 | -5.13 | 4.59 | -0.41 |
Levered Free Cash Flow | 243.68 | 175.71 | 331.13 | -150.02 | 729.64 | 87.39 |
Unlevered Free Cash Flow | 248.94 | 179.51 | 336.18 | -144.32 | 731.69 | 94.22 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 44.55 | 92.67 | 92.71 | 38.87 | 43.47 | 51.09 |
Change in Working Capital | 166.46 | 114.93 | 52.79 | -309.77 | 600.48 | 14.19 |