IGI Life Insurance Limited (PSX:IGIL)

IGI Life Insurance Statistics

Total Valuation

PSX:IGIL has a market cap or net worth of PKR 3.50 billion. The enterprise value is 2.81 billion.

Market Cap	3.50B
Enterprise Value	2.81B

Important Dates

The last earnings date was Thursday, August 28, 2025.

Earnings Date	Aug 28, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:IGIL has 170.57 million shares outstanding.

Current Share Class	170.57M
Shares Outstanding	170.57M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.86%
Owned by Institutions (%)	n/a
Float	28.05M

Valuation Ratios

The trailing PE ratio is 10.21.

PE Ratio	10.21
Forward PE	n/a
PS Ratio	0.19
PB Ratio	1.43
P/TBV Ratio	1.69
P/FCF Ratio	1.45
P/OCF Ratio	1.33
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.00, with an EV/FCF ratio of 1.17.

EV / Earnings	8.21
EV / Sales	0.15
EV / EBITDA	5.00
EV / EBIT	5.69
EV / FCF	1.17

Financial Position

The company has a current ratio of 1.71, with a Debt / Equity ratio of 0.01.

Current Ratio	1.71
Quick Ratio	1.61
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	0.01
Interest Coverage	60.72

Financial Efficiency

Return on equity (ROE) is 15.23% and return on invested capital (ROIC) is 13.59%.

Return on Equity (ROE)	15.23%
Return on Assets (ROA)	0.84%
Return on Invested Capital (ROIC)	13.59%
Return on Capital Employed (ROCE)	1.24%
Revenue Per Employee	109.88M
Profits Per Employee	2.06M
Employee Count	166
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:IGIL has paid 153.97 million in taxes.

Income Tax	153.97M
Effective Tax Rate	31.01%

Stock Price Statistics

The stock price has increased by +57.57% in the last 52 weeks. The beta is 1.08, so PSX:IGIL's price volatility has been similar to the market average.

Beta (5Y)	1.08
52-Week Price Change	+57.57%
50-Day Moving Average	21.40
200-Day Moving Average	17.72
Relative Strength Index (RSI)	44.65
Average Volume (20 Days)	18,957

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:IGIL had revenue of PKR 18.24 billion and earned 342.51 million in profits. Earnings per share was 2.01.

Revenue	18.24B
Gross Profit	1.47B
Operating Income	493.62M
Pretax Income	496.48M
Net Income	342.51M
EBITDA	525.20M
EBIT	493.62M
Earnings Per Share (EPS)	2.01

Balance Sheet

The company has 708.01 million in cash and 22.38 million in debt, giving a net cash position of 685.63 million or 4.02 per share.

Cash & Cash Equivalents	708.01M
Total Debt	22.38M
Net Cash	685.63M
Net Cash Per Share	4.02
Equity (Book Value)	2.44B
Book Value Per Share	14.31
Working Capital	982.52M

Cash Flow

In the last 12 months, operating cash flow was 2.63 billion and capital expenditures -221.53 million, giving a free cash flow of 2.41 billion.

Operating Cash Flow	2.63B
Capital Expenditures	-221.53M
Free Cash Flow	2.41B
FCF Per Share	14.13

Margins

Gross margin is 8.07%, with operating and profit margins of 2.71% and 1.88%.

Gross Margin	8.07%
Operating Margin	2.71%
Pretax Margin	2.72%
Profit Margin	1.88%
EBITDA Margin	2.88%
EBIT Margin	2.71%
FCF Margin	13.21%

Dividends & Yields

PSX:IGIL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	9.80%
FCF Yield	68.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 29, 2017. It was a forward split with a ratio of 1.08.

Last Split Date	Nov 29, 2017
Split Type	Forward
Split Ratio	1.08

Scores

Altman Z-Score	n/a
Piotroski F-Score	4