IGI Life Insurance Limited (PSX:IGIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
20.59
+0.10 (0.49%)
At close: Jun 13, 2025

IGI Life Insurance Statistics

Total Valuation

PSX:IGIL has a market cap or net worth of PKR 3.51 billion. The enterprise value is 2.88 billion.

Market Cap 3.51B
Enterprise Value 2.88B

Important Dates

The next estimated earnings date is Thursday, August 28, 2025.

Earnings Date Aug 28, 2025
Ex-Dividend Date n/a

Share Statistics

PSX:IGIL has 170.57 million shares outstanding.

Current Share Class 170.57M
Shares Outstanding 170.57M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.86%
Owned by Institutions (%) n/a
Float 28.05M

Valuation Ratios

The trailing PE ratio is 11.47.

PE Ratio 11.47
Forward PE n/a
PS Ratio 0.19
PB Ratio 1.50
P/TBV Ratio 1.79
P/FCF Ratio 0.96
P/OCF Ratio 0.92
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.73, with an EV/FCF ratio of 0.79.

EV / Earnings 9.39
EV / Sales 0.16
EV / EBITDA 5.73
EV / EBIT 6.58
EV / FCF 0.79

Financial Position

The company has a current ratio of 1.86, with a Debt / Equity ratio of 0.01.

Current Ratio 1.86
Quick Ratio 1.75
Debt / Equity 0.01
Debt / EBITDA 0.05
Debt / FCF 0.01
Interest Coverage 68.15

Financial Efficiency

Return on equity (ROE) is 14.11% and return on invested capital (ROIC) is 12.45%.

Return on Equity (ROE) 14.11%
Return on Assets (ROA) 0.78%
Return on Invested Capital (ROIC) 12.45%
Return on Capital Employed (ROCE) 1.12%
Revenue Per Employee 110.45M
Profits Per Employee 1.85M
Employee Count 166
Asset Turnover 0.53
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:IGIL has paid 135.86 million in taxes.

Income Tax 135.86M
Effective Tax Rate 30.72%

Stock Price Statistics

The stock price has increased by +58.39% in the last 52 weeks. The beta is 1.25, so PSX:IGIL's price volatility has been higher than the market average.

Beta (5Y) 1.25
52-Week Price Change +58.39%
50-Day Moving Average 18.15
200-Day Moving Average 15.53
Relative Strength Index (RSI) 53.33
Average Volume (20 Days) 23,023

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:IGIL had revenue of PKR 18.33 billion and earned 306.32 million in profits. Earnings per share was 1.80.

Revenue 18.33B
Gross Profit 1.40B
Operating Income 437.61M
Pretax Income 442.17M
Net Income 306.32M
EBITDA 465.78M
EBIT 437.61M
Earnings Per Share (EPS) 1.80
Full Income Statement

Balance Sheet

The company has 660.90 million in cash and 26.38 million in debt, giving a net cash position of 634.52 million or 3.72 per share.

Cash & Cash Equivalents 660.90M
Total Debt 26.38M
Net Cash 634.52M
Net Cash Per Share 3.72
Equity (Book Value) 2.34B
Book Value Per Share 13.73
Working Capital 1.10B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.84 billion and capital expenditures -186.91 million, giving a free cash flow of 3.65 billion.

Operating Cash Flow 3.84B
Capital Expenditures -186.91M
Free Cash Flow 3.65B
FCF Per Share 21.41
Full Cash Flow Statement

Margins

Gross margin is 7.65%, with operating and profit margins of 2.39% and 1.67%.

Gross Margin 7.65%
Operating Margin 2.39%
Pretax Margin 2.41%
Profit Margin 1.67%
EBITDA Margin 2.54%
EBIT Margin 2.39%
FCF Margin 19.91%

Dividends & Yields

PSX:IGIL does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 8.72%
FCF Yield 103.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 29, 2017. It was a forward split with a ratio of 1.08.

Last Split Date Nov 29, 2017
Split Type Forward
Split Ratio 1.08

Scores

Altman Z-Score n/a
Piotroski F-Score 6