IGI Life Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	423.37	278.9	142.7	42.03	-349.16
Depreciation & Amortization	119.57	68.4	74.23	92.89	100.38
Other Amortization	-	56.63	52.41	47.42	59.26
Gain (Loss) on Sale of Assets	-14.7	-10.99	-20.37	-27.71	-1.62
Change in Other Net Operating Assets	2,574	11,405	4,838	-903.81	405.39
Other Operating Activities	-3,756	-6,852	-4,378	-1,363	-1,101
Operating Cash Flow	-653.12	4,946	708.56	-2,113	-887.03
Operating Cash Flow Growth	-	597.98%	-	-	-
Capital Expenditures	-190.27	-222.05	-130.34	-32.8	-138.7
Sale of Property, Plant & Equipment	15.22	22.51	33.97	75.78	4.37
Investment in Securities	362.46	-7,897	-3,970	-3,488	6,050
Other Investing Activities	709.23	4,605	2,493	1,552	1,279
Investing Cash Flow	896.65	-3,492	-1,574	-1,892	7,195
Common Dividends Paid	-	-	-	-	-0
Financing Cash Flow	-	-	-	-	-0
Net Cash Flow	243.52	1,453	-865.1	-4,005	6,308
Free Cash Flow	-843.39	4,724	578.22	-2,145	-1,026
Free Cash Flow Growth	-	716.90%	-	-	-
Free Cash Flow Margin	-4.84%	26.64%	5.37%	-28.62%	-12.57%
Free Cash Flow Per Share	-4.94	27.69	3.39	-12.58	-6.01
Cash Income Tax Paid	267.97	143.2	144.23	102.63	80.38
Levered Free Cash Flow	-175.78	-100.57	-41.52	-82.51	-389.91
Unlevered Free Cash Flow	-172.82	-95.58	-34.72	-74.14	-382.77
Change in Working Capital	2,574	11,405	4,838	-903.81	405.39

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.