IGI Life Insurance Limited (PSX:IGIL)
19.70
-0.29 (-1.45%)
At close: Jul 30, 2026
IGI Life Insurance Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 15,788 | 17,426 | 17,730 | 10,765 | 7,496 | 8,158 |
Revenue Growth | -13.89% | -1.71% | 64.70% | 43.62% | -8.13% | 3.52% |
Operating Income Operating Income Growth | 599.52 | 583.55 | 399.61 | 214.66 | 51.69 | -471.14 |
Net Income Net Income Growth | 432.88 | 423.37 | 278.9 | 142.7 | 42.03 | -349.16 |
Earnings Per Share EPS Growth | 2.54 | 2.48 | 1.64 | 0.84 | 0.25 | -2.05 |
EPS Growth | 41.32% | 51.80% | 95.45% | 239.52% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investment Linked Investment Linked Growth | 5,684 | 6,821 | 6,852 | 3,829 | 1,600 | 2,171 |
Accident & Health - Group Accident & Health - Group Growth | 2,568 | 2,427 | 1,765 | 1,139 | 978.65 | 1,117 |
Individual Accidental and Health Individual Accidental and Health Growth | 3.26 | 2.41 | 1.41 | 1.19 | 3.35 | 7.83 |
Life (Non-Participating) - Individual Life (Non-Participating) - Individual Growth | 2,257 | 2,987 | 4,725 | 1,906 | 1,196 | 947.12 |
Accident & Health - Individual Accident & Health - Individual Growth | 12.87 | 12.07 | 8.37 | 8.62 | 11.31 | 17.26 |
Group Health Group Health Growth | 540.2 | 545.33 | 352.4 | 126.22 | 60.36 | 95.27 |
Pension Business Fund Pension Business Fund Growth | 155.41 | 154.64 | 131.9 | 96.22 | 100.56 | 95.09 |
Individual Family Individual Family Growth | 3,700 | 4,200 | 4,535 | 3,718 | 2,252 | 2,743 |
Life (Non-Participating) - Group Life (Non-Participating) - Group Growth | 1,157 | 1,134 | 699.68 | 638.84 | 600.67 | 420.16 |
Life (Participating) Life (Participating) Growth | 278.6 | 318.99 | 564.24 | 447.18 | 236.66 | 171.33 |
Group Family Group Family Growth | 27.64 | 62.11 | 62.92 | 39.59 | 61.01 | 39.69 |
Total Total Growth | 16,384 | 18,664 | 19,699 | 11,950 | 7,100 | 7,824 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 793.96 | 1,526 | 898.1 | 342.47 | 218.12 | 903.12 |
Total Debt Total Debt Growth | 18.33 | 18.96 | 30.55 | 30.39 | 76.36 | 145.29 |
Net Cash (Debt) Net Cash Growth | 775.63 | 1,507 | 867.55 | 312.08 | 141.76 | 757.83 |
Net Cash Growth | 22.24% | 73.74% | 177.99% | 120.15% | -81.29% | -42.96% |
Net Cash Per Share Net Cash Per Share Growth | 4.55 | 8.84 | 5.09 | 1.83 | 0.83 | 4.44 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -3,039 | -653.12 | 4,946 | 708.56 | -2,113 | -887.03 |
Capital Expenditures CapEx Growth | -209.3 | -190.27 | -222.05 | -130.34 | -32.8 | -138.7 |
Free Cash Flow Free Cash Flow Growth | -3,249 | -843.39 | 4,724 | 578.22 | -2,145 | -1,026 |
Free Cash Flow Growth | - | - | 716.90% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 3.80% | 3.35% | 2.25% | 1.99% | 0.69% | -5.78% |
Pretax Margin | 3.85% | 3.41% | 2.27% | 2.09% | 0.80% | -6.03% |
Profit Margin | 2.74% | 2.43% | 1.57% | 1.33% | 0.56% | -4.28% |
FCF Margin | -20.58% | -4.84% | 26.64% | 5.37% | -28.62% | -12.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.76 | 8.83 | 9.72 | 14.94 | 38.55 | - |
P/FCF Ratio | - | - | 0.57 | 3.69 | - | - |
PS Ratio | 0.21 | 0.21 | 0.15 | 0.20 | 0.22 | 0.80 |