IGI Life Insurance Limited (PSX:IGIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
19.29
-0.21 (-1.08%)
At close: Nov 2, 2026

IGI Life Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,35317,42617,73010,7657,4968,158
Revenue Growth
-27.90%-1.71%64.70%43.62%-8.13%3.52%
Operating Income
581.82583.55399.61214.6651.69-471.14
Net Income
428.89423.37278.9142.742.03-349.16
Earnings Per Share
2.512.481.640.840.25-2.05
EPS Growth
28.23%51.80%95.45%239.52%--

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Individual Accidental and Health
2.411.411.193.357.83
Life (Participating)
318.99564.24447.18236.66171.33
Pension Business Fund
154.64131.996.22100.5695.09
Group Family
62.1162.9239.5961.0139.69
Life (Non-Participating) - Individual
2,9874,7251,9061,196947.12
Life (Non-Participating) - Group
1,134699.68638.84600.67420.16
Individual Family
4,2004,5353,7182,2522,743
Group Health
545.33352.4126.2260.3695.27
Accident & Health - Group
2,4271,7651,139978.651,117
Investment Linked
6,8216,8523,8291,6002,171
Accident & Health - Individual
12.078.378.6211.3117.26
Total
18,66419,69911,9507,1007,824

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
889.031,526898.1342.47218.12903.12
Total Debt
16.3218.9630.5530.3976.36145.29
Net Cash (Debt)
872.71,507867.55312.08141.76757.83
Net Cash Growth
-46.63%73.74%177.99%120.15%-81.29%-42.96%
Net Cash Per Share
5.118.845.091.830.834.44

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6,490-653.124,946708.56-2,113-887.03
Capital Expenditures
-120.05-190.27-222.05-130.34-32.8-138.7
Free Cash Flow
-6,610-843.394,724578.22-2,145-1,026
Free Cash Flow Growth
--716.90%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
4.36%3.35%2.25%1.99%0.69%-5.78%
Pretax Margin
4.45%3.41%2.27%2.09%0.80%-6.03%
Profit Margin
3.21%2.43%1.57%1.33%0.56%-4.28%
FCF Margin
-49.50%-4.84%26.64%5.37%-28.62%-12.57%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.688.839.7214.9438.55-
P/FCF Ratio
--0.573.69--
PS Ratio
0.250.210.150.200.220.80