IGI Life Insurance Limited (PSX:IGIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
18.92
-1.03 (-5.16%)
At close: Sep 11, 2026

IGI Life Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
14,97117,42617,73010,7657,4968,158
Revenue Growth
-17.92%-1.71%64.70%43.62%-8.13%3.52%
Operating Income
558.29583.55399.61214.6651.69-471.14
Net Income
411.72423.37278.9142.742.03-349.16
Earnings Per Share
2.412.481.640.840.25-2.05
EPS Growth
20.21%51.80%95.45%239.52%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Individual Accidental and Health
2.462.411.411.193.357.83
Life (Participating)
300.62318.99564.24447.18236.66171.33
Pension Business Fund
132.27154.64131.996.22100.5695.09
Group Family
71.8662.1162.9239.5961.0139.69
Life (Non-Participating) - Individual
1,7382,9874,7251,9061,196947.12
Life (Non-Participating) - Group
1,1591,134699.68638.84600.67420.16
Individual Family
3,9794,2004,5353,7182,2522,743
Group Health
536.8545.33352.4126.2260.3695.27
Accident & Health - Group
2,9332,4271,7651,139978.651,117
Investment Linked
5,3986,8216,8523,8291,6002,171
Accident & Health - Individual
11.612.078.378.6211.3117.26
Total
16,26318,66419,69911,9507,1007,824

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,1431,526898.1342.47218.12903.12
Total Debt
16.3218.9630.5530.3976.36145.29
Net Cash (Debt)
1,1261,507867.55312.08141.76757.83
Net Cash Growth
64.29%73.74%177.99%120.15%-81.29%-42.96%
Net Cash Per Share
6.608.845.091.830.834.44

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-5,019-653.124,946708.56-2,113-887.03
Capital Expenditures
-137.11-190.27-222.05-130.34-32.8-138.7
Free Cash Flow
-5,156-843.394,724578.22-2,145-1,026
Free Cash Flow Growth
--716.90%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.73%3.35%2.25%1.99%0.69%-5.78%
Pretax Margin
3.80%3.41%2.27%2.09%0.80%-6.03%
Profit Margin
2.75%2.43%1.57%1.33%0.56%-4.28%
FCF Margin
-34.44%-4.84%26.64%5.37%-28.62%-12.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.848.839.7214.9438.55-
P/FCF Ratio
--0.573.69--
PS Ratio
0.220.210.150.200.220.80