IGI Life Insurance Limited (PSX:IGIL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
19.70
-0.29 (-1.45%)
At close: Jul 30, 2026

IGI Life Insurance Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
15,78817,42617,73010,7657,4968,158
Revenue Growth
-13.89%-1.71%64.70%43.62%-8.13%3.52%
Operating Income
599.52583.55399.61214.6651.69-471.14
Net Income
432.88423.37278.9142.742.03-349.16
Earnings Per Share
2.542.481.640.840.25-2.05
EPS Growth
41.32%51.80%95.45%239.52%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Investment Linked
5,6846,8216,8523,8291,6002,171
Accident & Health - Group
2,5682,4271,7651,139978.651,117
Individual Accidental and Health
3.262.411.411.193.357.83
Life (Non-Participating) - Individual
2,2572,9874,7251,9061,196947.12
Accident & Health - Individual
12.8712.078.378.6211.3117.26
Group Health
540.2545.33352.4126.2260.3695.27
Pension Business Fund
155.41154.64131.996.22100.5695.09
Individual Family
3,7004,2004,5353,7182,2522,743
Life (Non-Participating) - Group
1,1571,134699.68638.84600.67420.16
Life (Participating)
278.6318.99564.24447.18236.66171.33
Group Family
27.6462.1162.9239.5961.0139.69
Total
16,38418,66419,69911,9507,1007,824

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
793.961,526898.1342.47218.12903.12
Total Debt
18.3318.9630.5530.3976.36145.29
Net Cash (Debt)
775.631,507867.55312.08141.76757.83
Net Cash Growth
22.24%73.74%177.99%120.15%-81.29%-42.96%
Net Cash Per Share
4.558.845.091.830.834.44

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,039-653.124,946708.56-2,113-887.03
Capital Expenditures
-209.3-190.27-222.05-130.34-32.8-138.7
Free Cash Flow
-3,249-843.394,724578.22-2,145-1,026
Free Cash Flow Growth
--716.90%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
3.80%3.35%2.25%1.99%0.69%-5.78%
Pretax Margin
3.85%3.41%2.27%2.09%0.80%-6.03%
Profit Margin
2.74%2.43%1.57%1.33%0.56%-4.28%
FCF Margin
-20.58%-4.84%26.64%5.37%-28.62%-12.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.768.839.7214.9438.55-
P/FCF Ratio
--0.573.69--
PS Ratio
0.210.210.150.200.220.80