IGI Life Insurance Limited (PSX:IGIL)

IGI Life Insurance Statistics

Total Valuation

PSX:IGIL has a market cap or net worth of PKR 3.25 billion. The enterprise value is 1.74 billion.

Market Cap	3.25B
Enterprise Value	1.74B

Important Dates

The next confirmed earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:IGIL has 170.57 million shares outstanding. The number of shares has increased by 0.09% in one year.

Current Share Class	170.57M
Shares Outstanding	170.57M
Shares Change (YoY)	+0.09%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	0.86%
Owned by Institutions (%)	n/a
Float	28.05M

Valuation Ratios

The trailing PE ratio is 7.67.

PE Ratio	7.67
Forward PE	n/a
PS Ratio	0.19
PB Ratio	1.20
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.42, with an EV/FCF ratio of -2.06.

EV / Earnings	4.11
EV / Sales	0.10
EV / EBITDA	2.42
EV / EBIT	2.91
EV / FCF	-2.06

Financial Position

The company has a current ratio of 3.75, with a Debt / Equity ratio of 0.01.

Current Ratio	3.75
Quick Ratio	3.56
Debt / Equity	0.01
Debt / EBITDA	0.03
Debt / FCF	-0.02
Interest Coverage	126.34

Financial Efficiency

Return on equity (ROE) is 17.01% and return on invested capital (ROIC) is 16.15%.

Return on Equity (ROE)	17.01%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	16.15%
Return on Capital Employed (ROCE)	1.40%
Weighted Average Cost of Capital (WACC)	9.48%
Revenue Per Employee	105.07M
Profits Per Employee	2.55M
Employee Count	166
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:IGIL has paid 170.00 million in taxes.

Income Tax	170.00M
Effective Tax Rate	28.65%

Stock Price Statistics

The stock price has increased by +16.62% in the last 52 weeks. The beta is 0.94, so PSX:IGIL's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+16.62%
50-Day Moving Average	21.54
200-Day Moving Average	21.24
Relative Strength Index (RSI)	42.91
Average Volume (20 Days)	5,072

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:IGIL had revenue of PKR 17.44 billion and earned 423.37 million in profits. Earnings per share was 2.48.

Revenue	17.44B
Gross Profit	1.88B
Operating Income	598.11M
Pretax Income	593.38M
Net Income	423.37M
EBITDA	717.68M
EBIT	598.11M
Earnings Per Share (EPS)	2.48

Balance Sheet

The company has 1.53 billion in cash and 18.96 million in debt, with a net cash position of 1.51 billion or 8.84 per share.

Cash & Cash Equivalents	1.53B
Total Debt	18.96M
Net Cash	1.51B
Net Cash Per Share	8.84
Equity (Book Value)	2.70B
Book Value Per Share	15.82
Working Capital	2.64B

Cash Flow

In the last 12 months, operating cash flow was -653.12 million and capital expenditures -190.27 million, giving a free cash flow of -843.39 million.

Operating Cash Flow	-653.12M
Capital Expenditures	-190.27M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-843.39M
FCF Per Share	-4.94

Margins

Gross margin is 10.80%, with operating and profit margins of 3.43% and 2.43%.

Gross Margin	10.80%
Operating Margin	3.43%
Pretax Margin	3.40%
Profit Margin	2.43%
EBITDA Margin	4.11%
EBIT Margin	3.43%
FCF Margin	n/a

Dividends & Yields

PSX:IGIL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.09%
Shareholder Yield	-0.09%
Earnings Yield	13.04%
FCF Yield	-25.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 29, 2017. It was a forward split with a ratio of 1.08.

Last Split Date	Nov 29, 2017
Split Type	Forward
Split Ratio	1.08

Scores

Altman Z-Score	n/a
Piotroski F-Score	3