Jubilee Life Insurance Company Limited (PSX:JLICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
176.36
0.00 (0.00%)
At close: Jul 30, 2026

PSX:JLICL Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
89,20996,869100,79278,19050,24851,762
Revenue Growth
-10.73%-3.89%28.91%55.61%-2.93%-9.39%
Operating Income
4,0064,1354,4524,4653,3772,646
Net Income
2,4132,4962,5742,3062,0721,793
Earnings Per Share
24.0524.8725.6522.9820.6517.87
EPS Growth
-0.22%-3.04%11.60%11.30%15.56%-37.83%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accident & Health Business
14,16213,60011,8769,2807,4326,526
Individual Family Takaful
18,15419,99821,87916,02511,27611,948
Accident & Health Family Takaful
4,2023,8192,5951,7191,1831,163
Individual Life Unit Linked
44,48852,10358,05246,00026,64129,916
Group Family Takaful
402.64393.37424.79293.87212.13181.61
Conventional Business
6,2196,1785,2743,9733,2742,427
Overseas Group Life & Health Business
-0.145.3927.1613.19-7.35
Total
87,62796,090100,14677,31950,03252,155

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,3684,8193,9366,02512,06924,430
Total Debt
861.22896.31,1191,3441,6611,917
Net Cash (Debt)
4,5073,9232,8174,68110,40922,513
Net Cash Growth
129.24%39.26%-39.82%-55.03%-53.76%43.07%
Net Cash Per Share
44.9139.0928.0746.65103.72224.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-8,610-10,384-22,150-13,499-6,227-1,323
Capital Expenditures
-1,429-1,042-468.94-315.38-417.66-639.63
Free Cash Flow
-10,039-11,426-22,619-13,815-6,644-1,962
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
4.49%4.27%4.42%5.71%6.72%5.11%
Pretax Margin
4.56%4.32%4.29%5.57%6.57%4.91%
Profit Margin
2.71%2.58%2.55%2.95%4.12%3.46%
FCF Margin
-11.25%-11.79%-22.44%-17.67%-13.22%-3.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
13.00013.00013.00013.00011.30412.609
Dividend Per Share Growth
0%0%0%15.00%-10.35%-12.12%
Dividend Yield
7.37%8.18%8.63%12.22%13.25%10.29%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.336.806.755.925.8510.51
PS Ratio
0.200.180.170.180.240.36