Jubilee Life Insurance Company Limited (PSX:JLICL)
Pakistan · Delayed Price · Currency is PKR 101.59
+0.12 (0.12%)
At close: Nov 2, 2026
PSX:JLICL Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 81,057 | 96,869 | 100,792 | 78,190 | 50,248 | 51,762 |
Revenue Growth | -22.23% | -3.89% | 28.91% | 55.61% | -2.93% | -9.39% |
Operating Income Operating Income Growth | 3,560 | 4,135 | 4,452 | 4,465 | 3,377 | 2,646 |
Net Income Net Income Growth | 2,316 | 2,496 | 2,574 | 2,306 | 2,072 | 1,793 |
Earnings Per Share EPS Growth | 15.38 | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 |
EPS Growth | -13.98% | -3.04% | 11.60% | 11.30% | 15.56% | -37.83% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accident & Health Business Accident & Health Business Growth | 13,600 | 11,876 | 9,280 | 7,432 | 6,526 |
Individual Family Takaful Individual Family Takaful Growth | 19,998 | 21,879 | 16,025 | 11,276 | 11,948 |
Accident & Health Family Takaful Accident & Health Family Takaful Growth | 3,819 | 2,595 | 1,719 | 1,183 | 1,163 |
Individual Life Unit Linked Individual Life Unit Linked Growth | 52,103 | 58,052 | 46,000 | 26,641 | 29,916 |
Group Family Takaful Group Family Takaful Growth | 393.37 | 424.79 | 293.87 | 212.13 | 181.61 |
Conventional Business Conventional Business Growth | 6,178 | 5,274 | 3,973 | 3,274 | 2,427 |
Overseas Group Life & Health Business Overseas Group Life & Health Business Growth | 0.1 | 45.39 | 27.16 | 13.19 | -7.35 |
Total Total Growth | 96,090 | 100,146 | 77,319 | 50,032 | 52,155 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 4,398 | 4,819 | 3,936 | 6,025 | 12,069 | 24,430 |
Total Debt Total Debt Growth | 750.02 | 896.3 | 1,119 | 1,344 | 1,661 | 1,917 |
Net Cash (Debt) Net Cash Growth | 3,648 | 3,923 | 2,817 | 4,681 | 10,409 | 22,513 |
Net Cash Growth | 49.76% | 39.26% | -39.82% | -55.03% | -53.76% | 43.07% |
Net Cash Per Share Net Cash Per Share Growth | 24.22 | 26.06 | 18.71 | 31.10 | 69.15 | 149.56 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -16,851 | -10,384 | -22,150 | -13,499 | -6,227 | -1,323 |
Capital Expenditures CapEx Growth | -878.82 | -1,042 | -468.94 | -315.38 | -417.66 | -639.63 |
Free Cash Flow Free Cash Flow Growth | -17,730 | -11,426 | -22,619 | -13,815 | -6,644 | -1,962 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 4.39% | 4.27% | 4.42% | 5.71% | 6.72% | 5.11% |
Pretax Margin | 4.44% | 4.32% | 4.29% | 5.57% | 6.57% | 4.91% |
Profit Margin | 2.86% | 2.58% | 2.55% | 2.95% | 4.12% | 3.46% |
FCF Margin | -21.87% | -11.79% | -22.44% | -17.67% | -13.22% | -3.79% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 8.667 | 8.667 | 8.667 | 8.667 | 7.536 | 8.406 |
Dividend Per Share Growth | 11.54% | 0% | 0% | 15.00% | -10.34% | -12.12% |
Dividend Yield | 8.53% | 7.69% | 7.51% | 9.55% | 9.35% | 6.71% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.61 | 6.80 | 6.75 | 5.92 | 5.85 | 10.51 |
PS Ratio | 0.19 | 0.18 | 0.17 | 0.18 | 0.24 | 0.36 |