Jubilee Life Insurance Company Limited (PSX:JLICL)

PSX:JLICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	19,272	16,958	17,383	13,655	12,130	18,849
Market Cap Growth	9.40%	-2.45%	27.30%	12.58%	-35.65%	-45.74%
Enterprise Value	14,731	14,522	16,351	11,354	3,597	1,081

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	8.83	6.80	6.75	5.92	5.85	10.51
PS Ratio	0.21	0.18	0.17	0.18	0.24	0.36
PB Ratio	1.04	0.90	1.00	0.89	0.87	1.44

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
EV/Sales Ratio	0.16	0.15	0.16	0.14	0.07	0.02
EV/EBITDA Ratio	3.65	3.23	3.42	2.35	0.95	0.36
EV/EBIT Ratio	4.21	3.51	3.67	2.54	1.07	0.41

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.05	0.05	0.07	0.09	0.12	0.15
Debt / EBITDA Ratio	0.22	0.19	0.22	0.27	0.42	0.59
Net Debt / Equity Ratio	-0.24	-0.21	-0.16	-0.30	-0.75	-1.72
Net Debt / EBITDA Ratio	-1.18	-0.87	-0.59	-0.97	-2.75	-7.44
Net Debt / FCF Ratio	0.35	0.34	0.13	0.34	1.57	11.47
Quick Ratio	4.38	0.87	0.87	0.87	0.89	0.92
Current Ratio	4.97	0.89	0.90	0.90	0.91	0.94
Asset Turnover	0.37	0.39	0.46	0.40	0.27	0.27
Return on Equity (ROE)	12.17%	13.80%	15.75%	15.75%	15.34%	13.83%
Return on Assets (ROA)	0.85%	1.03%	1.26%	1.42%	1.11%	0.87%
Return on Invested Capital (ROIC)	11.49%	12.92%	15.08%	14.65%	13.86%	12.46%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	11.32%	14.72%	14.81%	16.89%	17.08%	9.51%
FCF Yield	-66.93%	-67.38%	-130.12%	-101.17%	-54.78%	-10.41%
Dividend Yield	6.23%	8.18%	8.63%	12.22%	13.25%	10.29%
Payout Ratio	59.92%	58.61%	73.46%	47.55%	36.15%	71.58%
Buyback Yield / Dilution	-0.00%	-	-0.00%	-	0.00%	-
Total Shareholder Return	6.23%	8.18%	8.63%	12.22%	13.25%	10.29%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

Data Sources Report a data error