PSX:JLICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	17,070	16,958	17,383	13,655	12,130	18,849
Market Cap Growth	23.66%	-2.45%	27.30%	12.58%	-35.65%	-45.74%
Enterprise Value	12,563	14,522	16,351	11,354	3,597	1,081
PE Ratio	7.07	6.80	6.75	5.92	5.85	10.51
PS Ratio	0.19	0.18	0.17	0.18	0.24	0.36
PB Ratio	0.99	0.90	1.00	0.89	0.87	1.44
EV/Sales Ratio	0.14	0.15	0.16	0.14	0.07	0.02
EV/EBITDA Ratio	2.67	3.23	3.42	2.35	0.95	0.36
EV/EBIT Ratio	3.08	3.51	3.67	2.54	1.07	0.41
Debt / Equity Ratio	0.05	0.05	0.07	0.09	0.12	0.15
Debt / EBITDA Ratio	0.19	0.19	0.22	0.27	0.42	0.59
Net Debt / Equity Ratio	-0.26	-0.21	-0.16	-0.30	-0.75	-1.72
Net Debt / EBITDA Ratio	-1.03	-0.87	-0.59	-0.97	-2.75	-7.44
Net Debt / FCF Ratio	0.45	0.34	0.13	0.34	1.57	11.47
Quick Ratio	0.70	0.87	0.87	0.87	0.89	0.92
Current Ratio	0.80	0.89	0.90	0.90	0.91	0.94
Asset Turnover	0.36	0.39	0.46	0.40	0.27	0.27
Return on Equity (ROE)	13.85%	13.80%	15.75%	15.75%	15.34%	13.83%
Return on Assets (ROA)	1.01%	1.03%	1.26%	1.42%	1.11%	0.87%
Return on Invested Capital (ROIC)	12.55%	12.92%	15.08%	14.65%	13.86%	12.46%
Earnings Yield	14.14%	14.72%	14.81%	16.89%	17.08%	9.51%
FCF Yield	-58.81%	-67.38%	-130.12%	-101.17%	-54.78%	-10.41%
Dividend Yield	7.65%	8.18%	8.63%	12.22%	13.25%	10.29%
Payout Ratio	54.09%	58.61%	73.46%	47.55%	36.15%	71.58%
Buyback Yield / Dilution	0.01%	-	-0.00%	-	0.00%	-
Total Shareholder Return	7.66%	8.18%	8.63%	12.22%	13.25%	10.29%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.