Jubilee Life Insurance Company Limited (PSX:JLICL)

Pakistan · Delayed Price · Currency is PKR

176.83

+0.47 (0.27%)

At close: Jul 31, 2026

PSX:JLICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	17,698	16,958	17,383	13,655	12,130	18,849
Market Cap Growth	0.43%	-2.45%	27.30%	12.58%	-35.65%	-45.74%
Enterprise Value	13,192	14,522	16,351	11,354	3,597	1,081

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.33	6.80	6.75	5.92	5.85	10.51
PS Ratio	0.20	0.18	0.17	0.18	0.24	0.36
PB Ratio	1.02	0.90	1.00	0.89	0.87	1.44

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.15	0.15	0.16	0.14	0.07	0.02
EV/EBITDA Ratio	2.81	3.23	3.42	2.35	0.95	0.36
EV/EBIT Ratio	3.24	3.51	3.67	2.54	1.07	0.41

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.05	0.05	0.07	0.09	0.12	0.15
Debt / EBITDA Ratio	0.19	0.19	0.22	0.27	0.42	0.59
Net Debt / Equity Ratio	-0.26	-0.21	-0.16	-0.30	-0.75	-1.72
Net Debt / EBITDA Ratio	-1.03	-0.87	-0.59	-0.97	-2.75	-7.44
Net Debt / FCF Ratio	0.45	0.34	0.13	0.34	1.57	11.47
Quick Ratio	0.85	0.87	0.87	0.87	0.89	0.92
Current Ratio	0.86	0.89	0.90	0.90	0.91	0.94
Asset Turnover	0.36	0.39	0.46	0.40	0.27	0.27
Return on Equity (ROE)	13.85%	13.80%	15.75%	15.75%	15.34%	13.83%
Return on Assets (ROA)	1.01%	1.03%	1.26%	1.42%	1.11%	0.87%
Return on Invested Capital (ROIC)	12.55%	12.92%	15.08%	14.65%	13.86%	12.46%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	13.63%	14.72%	14.81%	16.89%	17.08%	9.51%
FCF Yield	-56.73%	-67.38%	-130.12%	-101.17%	-54.78%	-10.41%
Dividend Yield	7.37%	8.18%	8.63%	12.22%	13.25%	10.29%
Payout Ratio	54.09%	58.61%	73.46%	47.55%	36.15%	71.58%
Buyback Yield / Dilution	-	-	-0.00%	-	0.00%	-
Total Shareholder Return	7.37%	8.18%	8.63%	12.22%	13.25%	10.29%