PSX:JLICL Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	39,403	34,146	32,515	27,437	21,289	17,390
Investments in Equity & Preferred Securities	2,053	1,331	536.91	388.74	954.4	1,579
Other Investments	588.46	2,083	78.81	264.08	155.46	1,744
Total Investments	240,080	219,569	187,618	165,462	156,845	162,874
Cash & Equivalents	3,283	3,936	6,025	12,069	24,430	17,843
Reinsurance Recoverable	-	490.77	224.77	564.98	580.36	1,098
Other Receivables	10,712	7,101	6,514	3,518	2,576	2,650
Property, Plant & Equipment	4,485	4,301	4,230	4,520	4,608	4,408
Other Intangible Assets	160.46	86.85	73.52	134.66	182.5	258.05
Other Current Assets	1,947	1,193	733.9	1,002	830.85	779.85
Other Long-Term Assets	26.32	86.41	71.35	581.62	499	510.89
Total Assets	260,694	236,764	205,490	187,853	190,552	190,422
Accounts Payable	-	85.23	58.37	104.79	39.94	53.16
Accrued Expenses	-	7,650	5,280	2,724	2,519	2,583
Insurance & Annuity Liabilities	8,172	5,559	4,132	2,961	2,199	2,160
Unpaid Claims	15,937	12,588	12,548	10,910	8,833	7,031
Unearned Premiums	1,854	2,033	1,757	1,553	1,092	1,272
Reinsurance Payable	524.19	338.32	332.34	31.22	2.15	15.24
Current Portion of Long-Term Debt	-	125	250	250	250	250
Current Portion of Leases	189.7	178.65	238.62	56.3	199.93	231.81
Long-Term Debt	-	-	125	375	625	875
Long-Term Leases	657.49	815.78	730.43	979.24	841.96	751.25
Long-Term Deferred Tax Liabilities	2,905	2,368	2,002	1,646	1,362	1,440
Separate Account Liability	202,877	186,941	161,387	149,838	157,730	159,422
Other Current Liabilities	9,635	748.45	1,297	2,482	1,779	112.74
Other Long-Term Liabilities	-	-	-	-	-	1,353
Total Liabilities	242,750	219,430	190,137	173,911	177,483	177,550
Common Stock	1,004	1,004	1,004	872.64	872.64	872.64
Retained Earnings	16,122	15,570	14,206	13,145	12,278	11,922
Comprehensive Income & Other	818.63	759.97	143.68	-76.55	-81.71	77.88
Shareholders' Equity	17,944	17,334	15,353	13,941	13,069	12,872
Total Liabilities & Equity	260,694	236,764	205,490	187,853	190,552	190,422
Filing Date Shares Outstanding	100.43	100.35	100.35	100.35	100.35	100.35
Total Common Shares Outstanding	100.43	100.35	100.35	100.35	100.35	100.35
Total Debt	847.19	1,119	1,344	1,661	1,917	2,108
Net Cash (Debt)	2,436	2,817	4,681	10,409	22,513	15,735
Net Cash Growth	135.91%	-39.82%	-55.03%	-53.76%	43.07%	56.46%
Net Cash Per Share	24.27	28.07	46.65	103.72	224.34	156.80
Book Value Per Share	178.67	172.73	152.99	138.92	130.23	128.27
Tangible Book Value	17,783	17,247	15,280	13,807	12,886	12,614
Tangible Book Value Per Share	177.07	171.86	152.26	137.58	128.41	125.70
Machinery	-	2,571	2,387	2,402	2,262	1,939
Construction In Progress	-	2,684	2,712	2,707	2,688	2,686
Leasehold Improvements	-	522.13	503.95	514.83	490.17	439.12

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.