Jubilee Life Insurance Company Limited (PSX: JLICL)

JLICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 10, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	12,973	13,655	12,130	18,849	34,739	31,732
Market Cap Growth	11.45%	12.58%	-35.65%	-45.74%	9.47%	-19.71%
Enterprise Value	9,849	11,354	3,597	1,081	32,610	19,453
PE Ratio	4.71	5.32	4.75	7.88	8.61	9.69
PS Ratio	0.15	0.17	0.24	0.36	0.61	0.46
PB Ratio	0.83	0.89	0.87	1.44	2.70	2.78
P/FCF Ratio	-0.61	-0.99	-1.83	-9.61	5.53	2.58
P/OCF Ratio	-0.62	-1.01	-1.95	-14.25	5.10	2.44
EV/Sales Ratio	0.11	0.15	0.07	0.02	0.57	0.28
EV/EBITDA Ratio	1.84	2.35	0.95	0.36	7.01	5.05
EV/EBIT Ratio	2.04	2.54	1.07	0.41	7.55	5.47
EV/FCF Ratio	-0.48	-0.82	-0.54	-0.55	5.19	1.58
Debt / Equity Ratio	0.08	0.09	0.12	0.15	0.16	0.21
Debt / EBITDA Ratio	0.23	0.27	0.42	0.59	0.43	0.58
Debt / FCF Ratio	-0.06	-0.10	-0.25	-0.98	0.34	0.19
Quick Ratio	0.86	0.87	0.89	0.92	0.94	0.92
Current Ratio	0.86	0.90	0.91	0.93	0.96	0.94
Asset Turnover	0.44	0.40	0.27	0.27	0.31	0.44
Return on Equity (ROE)	18.73%	15.75%	15.34%	13.82%	23.76%	20.46%
Return on Assets (ROA)	1.49%	1.42%	1.12%	0.87%	1.48%	1.42%
Return on Capital (ROIC)	18.64%	17.28%	13.80%	11.04%	18.77%	17.33%
Earnings Yield	21.22%	16.89%	17.08%	9.51%	8.30%	7.01%
FCF Yield	-159.38%	-101.17%	-54.78%	-10.41%	18.10%	38.82%
Dividend Yield	10.06%	10.63%	11.53%	8.95%	5.80%	6.07%
Payout Ratio	62.98%	47.55%	36.15%	71.58%	45.51%	62.08%
Buyback Yield / Dilution	-	0.00%	-	-	0.00%
Total Shareholder Return	10.06%	10.63%	11.53%	8.95%	5.80%	6.07%

Source: S&P Capital IQ. Insurance template. Financial Sources.