PSX:JLICL Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	23,021	17,383	13,655	12,130	18,849	34,739
Market Cap Growth	29.49%	27.30%	12.58%	-35.65%	-45.74%	9.47%
Enterprise Value	20,585	16,351	11,354	3,597	1,081	32,610
PE Ratio	8.55	6.75	5.92	5.85	10.51	12.04
PS Ratio	0.22	0.17	0.18	0.24	0.36	0.61
PB Ratio	1.28	1.00	0.89	0.87	1.44	2.70
P/FCF Ratio	-	-	-	-	-	5.53
P/OCF Ratio	-	-	-	-	-	5.10
EV/Sales Ratio	0.20	0.16	0.14	0.07	0.02	0.57
EV/EBITDA Ratio	4.09	3.42	2.35	0.95	0.36	7.01
EV/EBIT Ratio	4.62	3.67	2.54	1.07	0.41	7.55
EV/FCF Ratio	-1.55	-	-	-	-	5.19
Debt / Equity Ratio	0.05	0.07	0.09	0.12	0.15	0.16
Debt / EBITDA Ratio	0.17	0.22	0.27	0.42	0.59	0.43
Debt / FCF Ratio	-	-	-	-	-	0.34
Quick Ratio	0.86	0.88	0.87	0.89	0.92	0.95
Current Ratio	0.87	0.90	0.90	0.91	0.94	0.96
Asset Turnover	0.43	0.46	0.40	0.27	0.27	0.31
Return on Equity (ROE)	15.86%	15.75%	15.75%	15.34%	13.83%	23.76%
Return on Assets (ROA)	1.14%	1.26%	1.42%	1.11%	0.87%	1.49%
Return on Invested Capital (ROIC)	14.73%	15.08%	14.65%	13.86%	12.46%	21.29%
Earnings Yield	11.69%	14.81%	16.89%	17.08%	9.51%	8.30%
FCF Yield	-57.87%	-130.12%	-101.17%	-54.78%	-10.41%	18.09%
Dividend Yield	5.67%	8.12%	11.50%	12.47%	9.68%	6.27%
Payout Ratio	80.65%	73.46%	47.55%	36.15%	71.58%	45.51%
Buyback Yield / Dilution	-	-	-	0.00%	-	-
Total Shareholder Return	5.67%	8.12%	11.50%	12.47%	9.68%	6.27%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.