Jubilee Life Insurance Company Limited (PSX:JLICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
172.00
+4.18 (2.49%)
At close: Nov 28, 2025

PSX:JLICL Statistics

Total Valuation

PSX:JLICL has a market cap or net worth of PKR 17.26 billion. The enterprise value is 14.82 billion.

Market Cap17.26B
Enterprise Value 14.82B

Important Dates

The next estimated earnings date is Wednesday, February 25, 2026.

Earnings Date Feb 25, 2026
Ex-Dividend Date Aug 25, 2025

Share Statistics

PSX:JLICL has 100.35 million shares outstanding.

Current Share Class 100.35M
Shares Outstanding 100.35M
Shares Change (YoY) n/a
Shares Change (QoQ) +0.13%
Owned by Insiders (%) 0.23%
Owned by Institutions (%) 8.78%
Float 17.01M

Valuation Ratios

The trailing PE ratio is 6.41.

PE Ratio 6.41
Forward PE n/a
PS Ratio 0.17
PB Ratio 0.96
P/TBV Ratio 0.97
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.95, with an EV/FCF ratio of -1.11.

EV / Earnings 5.51
EV / Sales 0.14
EV / EBITDA 2.95
EV / EBIT 3.33
EV / FCF -1.11

Financial Position

The company has a current ratio of 0.87, with a Debt / Equity ratio of 0.05.

Current Ratio 0.87
Quick Ratio 0.86
Debt / Equity 0.05
Debt / EBITDA 0.17
Debt / FCF -0.06
Interest Coverage 28.86

Financial Efficiency

Return on equity (ROE) is 15.86% and return on invested capital (ROIC) is 15.28%.

Return on Equity (ROE) 15.86%
Return on Assets (ROA) 1.14%
Return on Invested Capital (ROIC) 15.28%
Return on Capital Employed (ROCE) 20.52%
Revenue Per Employee 64.78M
Profits Per Employee 1.67M
Employee Count1,609
Asset Turnover 0.43
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JLICL has paid 1.66 billion in taxes.

Income Tax 1.66B
Effective Tax Rate 38.10%

Stock Price Statistics

The stock price has increased by +21.99% in the last 52 weeks. The beta is 0.55, so PSX:JLICL's price volatility has been lower than the market average.

Beta (5Y) 0.55
52-Week Price Change +21.99%
50-Day Moving Average 168.40
200-Day Moving Average 160.54
Relative Strength Index (RSI) 54.36
Average Volume (20 Days) 4,999

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JLICL had revenue of PKR 104.23 billion and earned 2.69 billion in profits. Earnings per share was 26.82.

Revenue104.23B
Gross Profit 11.55B
Operating Income 4.41B
Pretax Income 4.35B
Net Income 2.69B
EBITDA 4.76B
EBIT 4.41B
Earnings Per Share (EPS) 26.82
Full Income Statement

Balance Sheet

The company has 201.32 billion in cash and 847.19 million in debt, giving a net cash position of 2.44 billion or 24.27 per share.

Cash & Cash Equivalents 201.32B
Total Debt 847.19M
Net Cash 2.44B
Net Cash Per Share 24.27
Equity (Book Value) 17.94B
Book Value Per Share 178.67
Working Capital -31.05B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -12.27 billion and capital expenditures -1.05 billion, giving a free cash flow of -13.32 billion.

Operating Cash Flow -12.27B
Capital Expenditures -1.05B
Free Cash Flow -13.32B
FCF Per Share -132.76
Full Cash Flow Statement

Margins

Gross margin is 11.08%, with operating and profit margins of 4.23% and 2.58%.

Gross Margin 11.08%
Operating Margin 4.23%
Pretax Margin 4.17%
Profit Margin 2.58%
EBITDA Margin 4.57%
EBIT Margin 4.23%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 13.00, which amounts to a dividend yield of 7.56%.

Dividend Per Share 13.00
Dividend Yield 7.56%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 48.47%
Buyback Yield n/a
Shareholder Yield 7.56%
Earnings Yield 15.59%
FCF Yield -77.19%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2023. It was a forward split with a ratio of 1.15.

Last Split Date Mar 21, 2023
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 3