Jubilee Life Insurance Company Limited (PSX:JLICL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
166.23
-3.36 (-1.98%)
At close: Sep 2, 2025

PSX:JLICL Statistics

Total Valuation

PSX:JLICL has a market cap or net worth of PKR 16.68 billion. The enterprise value is 12.90 billion.

Market Cap16.68B
Enterprise Value 12.90B

Important Dates

The last earnings date was Monday, August 25, 2025.

Earnings Date Aug 25, 2025
Ex-Dividend Date Aug 25, 2025

Share Statistics

PSX:JLICL has 100.35 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class 100.35M
Shares Outstanding 100.35M
Shares Change (YoY) -0.03%
Shares Change (QoQ) -0.05%
Owned by Insiders (%) 0.23%
Owned by Institutions (%) 9.05%
Float 17.01M

Valuation Ratios

The trailing PE ratio is 6.35.

PE Ratio 6.35
Forward PE n/a
PS Ratio 0.17
PB Ratio 0.96
P/TBV Ratio 0.97
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.63, with an EV/FCF ratio of -0.70.

EV / Earnings 4.91
EV / Sales 0.13
EV / EBITDA 2.63
EV / EBIT 2.97
EV / FCF -0.70

Financial Position

The company has a current ratio of 0.90, with a Debt / Equity ratio of 0.06.

Current Ratio 0.90
Quick Ratio 0.75
Debt / Equity 0.06
Debt / EBITDA 0.20
Debt / FCF -0.05
Interest Coverage 26.02

Financial Efficiency

Return on equity (ROE) is 15.95% and return on invested capital (ROIC) is 15.34%.

Return on Equity (ROE) 15.95%
Return on Assets (ROA) 1.19%
Return on Invested Capital (ROIC) 15.34%
Return on Capital Employed (ROCE) 1.87%
Revenue Per Employee 62.75M
Profits Per Employee 1.63M
Employee Count1,609
Asset Turnover 0.45
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:JLICL has paid 1.60 billion in taxes.

Income Tax 1.60B
Effective Tax Rate 37.89%

Stock Price Statistics

The stock price has increased by +38.09% in the last 52 weeks. The beta is 0.45, so PSX:JLICL's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +38.09%
50-Day Moving Average 170.59
200-Day Moving Average 159.47
Relative Strength Index (RSI) 47.40
Average Volume (20 Days) 11,438

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:JLICL had revenue of PKR 100.97 billion and earned 2.63 billion in profits. Earnings per share was 26.17.

Revenue100.97B
Gross Profit 11.42B
Operating Income 4.31B
Pretax Income 4.23B
Net Income 2.63B
EBITDA 4.66B
EBIT 4.31B
Earnings Per Share (EPS) 26.17
Full Income Statement

Balance Sheet

The company has 4.75 billion in cash and 960.63 million in debt, giving a net cash position of 3.79 billion or 37.72 per share.

Cash & Cash Equivalents 4.75B
Total Debt 960.63M
Net Cash 3.79B
Net Cash Per Share 37.72
Equity (Book Value) 17.34B
Book Value Per Share 172.85
Working Capital -1.09B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -17.72 billion and capital expenditures -804.29 million, giving a free cash flow of -18.52 billion.

Operating Cash Flow -17.72B
Capital Expenditures -804.29M
Free Cash Flow -18.52B
FCF Per Share -184.55
Full Cash Flow Statement

Margins

Gross margin is 11.31%, with operating and profit margins of 4.27% and 2.60%.

Gross Margin 11.31%
Operating Margin 4.27%
Pretax Margin 4.19%
Profit Margin 2.60%
EBITDA Margin 4.61%
EBIT Margin 4.27%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 13.00, which amounts to a dividend yield of 7.67%.

Dividend Per Share 13.00
Dividend Yield 7.67%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 75.52%
Buyback Yield 0.03%
Shareholder Yield 7.69%
Earnings Yield 15.74%
FCF Yield -111.02%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2023. It was a forward split with a ratio of 1.15.

Last Split Date Mar 21, 2023
Split Type Forward
Split Ratio 1.15

Scores

Altman Z-Score n/a
Piotroski F-Score 4