MCB Bank Limited (PSX:MCB)
Pakistan · Delayed Price · Currency is PKR 419.92
-3.42 (-0.81%)
At close: Aug 7, 2026
MCB Bank Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 208,533 | 207,591 | 204,223 | 199,674 | 124,445 | 94,356 |
Revenue Growth | 2.02% | 1.65% | 2.28% | 60.45% | 31.89% | 7.55% |
Net Income Net Income Growth | 57,159 | 58,415 | 63,225 | 65,105 | 34,365 | 31,180 |
Earnings Per Share EPS Growth | 48.23 | 49.29 | 53.35 | 54.94 | 29.00 | 26.31 |
EPS Growth | -1.21% | -7.61% | -2.89% | 89.45% | 10.22% | 6.02% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 115,564 | 144,297 | 153,377 | 86,150 | 45,622 |
Consumer Banking Consumer Banking Growth | 5,934 | 4,918 | 4,926 | 4,462 | 4,471 |
Corporate Banking Excl. International Banking Corporate Banking Excl. International Banking Growth | 16,608 | 17,814 | 21,965 | 12,207 | 8,500 |
Treasury Treasury Growth | 22,968 | -8,576 | -25,557 | -5,798 | 14,787 |
International Banking International Banking Growth | 10,093 | 10,088 | 8,246 | 3,994 | 1,759 |
Others Others Growth | 17,729 | 15,642 | 18,082 | 14,068 | 14,593 |
Islamic Banking Islamic Banking Growth | 17,235 | 19,368 | 18,217 | 9,249 | 5,029 |
Asset Management Asset Management Growth | 4,368 | 3,201 | 1,837 | 861.88 | 687.84 |
Total Total Growth | 210,499 | 206,750 | 201,093 | 125,193 | 95,449 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 249,528 | 122,713 | 84,611 | 143,721 | 96,877 | 108,947 |
Total Debt Total Debt Growth | 392,108 | 492,863 | 334,085 | 248,370 | 368,403 | 297,658 |
Net Cash (Debt) Net Cash Growth | -142,581 | -370,150 | -249,474 | -104,649 | -271,525 | -188,712 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -120.32 | -312.35 | -210.52 | -88.31 | -229.12 | -159.24 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -407,172 | 429,150 | -201,957 | -32,951 | -29,852 | -28,155 |
Capital Expenditures CapEx Growth | -10,495 | -13,459 | -11,908 | -8,117 | -4,930 | -3,205 |
Free Cash Flow Free Cash Flow Growth | -417,667 | 415,690 | -213,865 | -41,068 | -34,782 | -31,360 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 27.41% | 28.14% | 30.96% | 32.61% | 27.62% | 33.05% |
FCF Margin | -200.29% | 200.25% | -104.72% | -20.57% | -27.95% | -33.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 36.000 | 36.000 | 36.000 | 30.000 | 20.000 | 19.000 |
Dividend Per Share Growth | 0% | 0% | 20.00% | 50.00% | 5.26% | -5.00% |
Dividend Yield | 8.57% | 9.96% | 15.04% | 24.10% | 29.28% | 24.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.78 | 7.70 | 5.27 | 3.14 | 4.01 | 5.83 |
Forward PE | 8.55 | 7.77 | 5.36 | 3.32 | 3.63 | 5.78 |
P/FCF Ratio | - | 1.08 | - | - | - | - |
PS Ratio | 2.41 | 2.17 | 1.63 | 1.02 | 1.11 | 1.93 |