MCB Bank Limited (PSX:MCB)
Pakistan · Delayed Price · Currency is PKR 399.22
+9.90 (2.54%)
At close: Oct 29, 2026
MCB Bank Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 58,234 | 58,415 | 63,225 | 65,105 | 34,365 | 31,180 |
Depreciation & Amortization | 8,967 | 8,018 | 6,892 | 5,571 | 4,640 | 4,333 |
Other Amortization | 665.27 | 665.27 | 766.22 | 560.04 | 566.63 | 480.83 |
Gain (Loss) on Sale of Assets | -228.18 | -312.85 | -225.86 | -157.04 | -145.19 | -679.23 |
Gain (Loss) on Sale of Investments | 2.57 | -692.36 | -2,335 | 797.7 | -619.19 | -763.33 |
Total Asset Writedown | -72.48 | -72.48 | 122.26 | 28.1 | 108.13 | 31.09 |
Provision for Credit Losses | 340.67 | -4,897 | 5,049 | 223.5 | -2,120 | -4,737 |
Change in Trading Asset Securities | -1,595 | -1,981 | 3,720 | -2,495 | - | 1,316 |
Change in Other Net Operating Assets | -302,819 | 433,569 | -305,854 | -56,183 | -79,234 | -58,978 |
Other Operating Activities | -3,726 | -60,735 | 29,124 | -45,053 | 13,272 | 605.92 |
Operating Cash Flow | -243,058 | 429,150 | -201,957 | -32,951 | -29,852 | -28,155 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -10,328 | -13,459 | -11,908 | -8,117 | -4,930 | -3,205 |
Sale of Property, Plant and Equipment | 619.38 | 2,059 | 361.18 | 1,926 | 405.75 | 405.77 |
Cash Acquisitions | - | - | - | -649.93 | - | - |
Investment in Securities | -232,857 | -734,542 | 121,194 | -317,049 | -3,344 | -46,887 |
Income (Loss) Equity Investments | -2,827 | -2,827 | -2,441 | -1,349 | -685.89 | -943.59 |
Purchase / Sale of Intangibles | -1,051 | -1,470 | -1,555 | -729.43 | -416.5 | -451.09 |
Other Investing Activities | 3,440 | 4,650 | 3,869 | 7,244 | 3,360 | 5,113 |
Investing Cash Flow | -240,177 | -742,762 | 111,961 | -317,376 | -4,925 | -45,024 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | -4,157 | -3,458 | -3,022 | -2,584 | -2,359 |
Lease Payments | -4,829 | -4,157 | -3,458 | -3,022 | -2,584 | -2,359 |
Net Debt Issued (Repaid) | -4,829 | -4,157 | -3,458 | -3,022 | -2,584 | -2,359 |
Common Dividends Paid | -42,323 | -42,300 | -42,335 | -32,308 | -21,807 | -34,036 |
Net Increase (Decrease) in Deposit Accounts | 578,578 | 398,978 | 120,697 | 477,133 | -1,891 | 145,849 |
Other Financing Activities | -93.65 | -93.65 | -80.27 | -73.59 | -105.13 | -175.22 |
Financing Cash Flow | 531,333 | 352,427 | 74,823 | 441,729 | -26,387 | 109,278 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -1,497 | 498.73 | -403.23 | 10,533 | 9,600 | 5,342 |
Net Cash Flow | 46,359 | 38,691 | -16,148 | 101,935 | -51,563 | 41,440 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -253,386 | 415,690 | -213,865 | -41,068 | -34,782 | -31,360 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -119.12% | 200.25% | -104.72% | -20.57% | -27.95% | -33.24% |
Free Cash Flow Per Share | -213.79 | 350.78 | -180.47 | -34.66 | -29.35 | -26.46 |
Free Cash Flow After Leases | -258,215 | 411,533 | -217,322 | -44,090 | -37,366 | -33,720 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 168,174 | 200,739 | 211,787 | 226,459 | - | - |
Cash Income Tax Paid | 70,171 | 77,935 | 83,897 | 66,205 | 28,409 | 21,722 |