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MCB Bank Limited (PSX:MCB)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
402.68
-0.31 (-0.08%)
At close: Aug 28, 2026

MCB Bank Balance Sheet

Millions PKR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
249,52897,84157,570117,05967,78088,155
Investment Securities
2,249,6412,122,8651,329,7551,391,3511,067,5691,076,504
Trading Asset Securities
-1,0523,8435,1622,4185,896
Total Investments
2,249,6412,123,9181,333,5971,396,5131,069,9871,082,400
Gross Loans
1,032,269968,7971,283,181787,614921,392759,022
Allowance for Loan Losses
--49,469-56,449-45,852-44,761-46,052
Other Adjustments to Gross Loans
--3,575-3,161-2,874-1,739-859.82
Net Loans
1,032,269915,7531,223,570738,887874,892712,110
Property, Plant & Equipment
116,471114,12696,47288,73985,02162,352
Goodwill
-82.1382.1382.1382.1382.13
Other Intangible Assets
3,3693,3712,5681,7771,6011,756
Accrued Interest Receivable
-71,58861,04072,05746,38624,630
Other Receivables
---67,321133.81763.9
Restricted Cash
-136,390134,766110,99368,658110,027
Other Current Assets
-59,78345,94547,98032,53527,684
Long-Term Deferred Tax Assets
----5,439-
Other Real Estate Owned & Foreclosed
-1,5471,9022,1572,8052,786
Other Long-Term Assets
178,62946,54545,18736,51919,0149,377
Total Assets
3,829,9063,578,7423,009,7222,680,0852,274,3332,122,121

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
-37,85132,66036,04722,32722,287
Interest Bearing Deposits
2,935,9421,281,0191,164,8861,133,061848,896963,003
Non-Interest Bearing Deposits
-1,248,485965,639876,768683,800571,583
Total Deposits
2,935,9422,529,5032,130,5252,009,8291,532,6961,534,587
Short-Term Borrowings
-424,896228,716161,239279,886218,865
Current Portion of Long-Term Debt
---24,59923,21619,875
Current Portion of Leases
-2,3331,8011,4851,3261,088
Current Income Taxes Payable
-2,67012,57121,09918,1558,627
Accrued Interest Payable
-3,96541,4287,61135,0446,279
Other Current Liabilities
22,45976,01792,13072,24873,56253,957
Long-Term Debt
376,25552,46292,70551,10354,74048,858
Long-Term Leases
15,85313,17210,8639,9449,2358,971
Long-Term Unearned Revenue
-3,4722,8012,1191,314862.17
Pension & Post-Retirement Benefits
-2,3852,3122,2622,3852,180
Long-Term Deferred Tax Liabilities
39,57149,34120,8243,552-1,579
Other Long-Term Liabilities
104,65543,49653,13735,19725,97116,537
Total Liabilities
3,494,7363,241,5632,722,4752,438,3342,079,8551,944,553

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
11,85111,85111,85111,85111,85111,851
Additional Paid-In Capital
23,97323,97323,97323,97323,97323,973
Retained Earnings
223,277215,460194,443169,596132,709121,027
Comprehensive Income & Other
75,22485,12656,47935,99025,21219,967
Total Common Equity
334,324336,410286,746241,410193,745176,817
Minority Interest
845.42768.23501.53341.19732.49751.42
Shareholders' Equity
335,170337,179287,247241,751194,478177,569
Total Liabilities & Equity
3,829,9063,578,7423,009,7222,680,0852,274,3332,122,121

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
392,108492,863334,085248,370368,403297,658
Net Cash (Debt)
-142,581-370,150-249,474-104,649-271,525-188,712
Net Cash Growth
------
Net Cash Per Share
-121.16-312.35-210.52-88.31-229.12-159.24
Filing Date Shares Outstanding
1,2881,1851,1851,1851,1851,185
Total Common Shares Outstanding
1,2881,1851,1851,1851,1851,185
Book Value Per Share
259.54283.88241.97203.71163.49149.21
Tangible Book Value
330,955332,957284,095239,551192,063174,979
Tangible Book Value Per Share
256.92280.96239.73202.14162.07147.65