MCB Bank Limited (PSX:MCB)
355.70
-0.04 (-0.01%)
At close: Aug 22, 2025
MCB Bank Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Cash & Equivalents | 97,543 | 80,768 | 117,059 | 67,780 | 88,155 | 84,488 | Upgrade |
Investment Securities | 2,242,260 | 1,127,401 | 1,391,351 | 1,067,569 | 1,076,504 | 1,039,776 | Upgrade |
Trading Asset Securities | 15,120 | 3,843 | 5,162 | 2,418 | 5,896 | 7,943 | Upgrade |
Total Investments | 2,257,380 | 1,131,243 | 1,396,513 | 1,069,987 | 1,082,400 | 1,047,719 | Upgrade |
Gross Loans | 936,740 | 1,283,181 | 787,614 | 921,392 | 759,022 | 611,025 | Upgrade |
Allowance for Loan Losses | -51,347 | -56,449 | -45,852 | -44,761 | -46,052 | -50,680 | Upgrade |
Other Adjustments to Gross Loans | - | -3,161 | -2,874 | -1,739 | -859.82 | -828.46 | Upgrade |
Net Loans | 885,394 | 1,223,570 | 738,887 | 874,892 | 712,110 | 559,517 | Upgrade |
Property, Plant & Equipment | 102,744 | 96,472 | 88,739 | 85,021 | 62,352 | 63,679 | Upgrade |
Goodwill | 82.13 | 82.13 | 82.13 | 82.13 | 82.13 | 82.13 | Upgrade |
Other Intangible Assets | 2,896 | 2,568 | 1,777 | 1,601 | 1,756 | 1,785 | Upgrade |
Accrued Interest Receivable | 66,986 | 61,040 | 72,057 | 46,386 | 24,630 | 19,763 | Upgrade |
Other Receivables | 20,833 | 133.81 | 67,321 | 133.81 | 763.9 | 742.34 | Upgrade |
Restricted Cash | 136,510 | 134,766 | 110,993 | 68,658 | 110,027 | 76,577 | Upgrade |
Other Current Assets | 55,590 | 45,945 | 47,980 | 32,535 | 27,684 | 25,272 | Upgrade |
Long-Term Deferred Tax Assets | - | - | - | 5,439 | - | - | Upgrade |
Other Real Estate Owned & Foreclosed | 1,743 | 1,902 | 2,157 | 2,805 | 2,786 | 4,037 | Upgrade |
Other Long-Term Assets | 56,824 | 224,208 | 36,519 | 19,014 | 9,377 | 7,615 | Upgrade |
Total Assets | 3,692,357 | 3,009,722 | 2,680,085 | 2,274,333 | 2,122,121 | 1,891,276 | Upgrade |
Accrued Expenses | 32,366 | 32,660 | 36,047 | 22,327 | 22,287 | 18,513 | Upgrade |
Interest Bearing Deposits | 1,309,772 | 1,164,886 | 1,133,061 | 848,896 | 963,003 | 895,285 | Upgrade |
Non-Interest Bearing Deposits | 1,180,770 | 965,639 | 876,768 | 683,800 | 571,583 | 493,453 | Upgrade |
Total Deposits | 2,490,542 | 2,130,525 | 2,009,829 | 1,532,696 | 1,534,587 | 1,388,738 | Upgrade |
Short-Term Borrowings | 620,070 | 228,716 | 161,239 | 279,886 | 218,865 | 135,890 | Upgrade |
Current Portion of Long-Term Debt | - | 58,046 | 24,599 | 23,216 | 19,875 | 22,901 | Upgrade |
Current Portion of Leases | - | 1,801 | 1,485 | 1,326 | 1,088 | - | Upgrade |
Current Income Taxes Payable | 6,855 | 12,571 | 21,099 | 18,155 | 8,627 | 10,130 | Upgrade |
Accrued Interest Payable | 4,867 | 41,428 | 7,611 | 35,044 | 6,279 | 3,139 | Upgrade |
Other Current Liabilities | 60,034 | 92,130 | 72,248 | 73,562 | 53,957 | 50,917 | Upgrade |
Long-Term Debt | 59,046 | 34,659 | 51,103 | 54,740 | 48,858 | 30,918 | Upgrade |
Long-Term Leases | 13,739 | 10,863 | 9,944 | 9,235 | 8,971 | 11,269 | Upgrade |
Long-Term Unearned Revenue | 3,112 | 2,801 | 2,119 | 1,314 | 862.17 | 252.31 | Upgrade |
Pension & Post-Retirement Benefits | 2,408 | 2,312 | 2,262 | 2,385 | 2,180 | 2,226 | Upgrade |
Long-Term Deferred Tax Liabilities | 31,617 | 20,824 | 3,552 | - | 1,579 | 7,491 | Upgrade |
Other Long-Term Liabilities | 60,901 | 53,137 | 35,197 | 25,971 | 16,537 | 15,901 | Upgrade |
Total Liabilities | 3,385,558 | 2,722,475 | 2,438,334 | 2,079,855 | 1,944,553 | 1,698,285 | Upgrade |
Common Stock | 11,851 | 11,851 | 11,851 | 11,851 | 11,851 | 11,851 | Upgrade |
Additional Paid-In Capital | 23,973 | 23,973 | 23,973 | 23,973 | 23,973 | 23,973 | Upgrade |
Retained Earnings | 203,386 | 194,443 | 169,596 | 132,709 | 121,027 | 123,727 | Upgrade |
Comprehensive Income & Other | 66,979 | 56,479 | 35,990 | 25,212 | 19,967 | 32,662 | Upgrade |
Total Common Equity | 306,189 | 286,746 | 241,410 | 193,745 | 176,817 | 192,213 | Upgrade |
Minority Interest | 610.49 | 501.53 | 341.19 | 732.49 | 751.42 | 778.56 | Upgrade |
Shareholders' Equity | 306,799 | 287,247 | 241,751 | 194,478 | 177,569 | 192,991 | Upgrade |
Total Liabilities & Equity | 3,692,357 | 3,009,722 | 2,680,085 | 2,274,333 | 2,122,121 | 1,891,276 | Upgrade |
Total Debt | 692,855 | 334,085 | 248,370 | 368,403 | 297,658 | 200,977 | Upgrade |
Net Cash (Debt) | -543,322 | -249,474 | -104,649 | -271,525 | -188,712 | -102,409 | Upgrade |
Net Cash Per Share | -458.48 | -210.52 | -88.31 | -229.12 | -159.24 | -86.42 | Upgrade |
Filing Date Shares Outstanding | 1,280 | 1,185 | 1,185 | 1,185 | 1,185 | 1,185 | Upgrade |
Total Common Shares Outstanding | 1,280 | 1,185 | 1,185 | 1,185 | 1,185 | 1,185 | Upgrade |
Book Value Per Share | 239.15 | 241.97 | 203.71 | 163.49 | 149.21 | 162.20 | Upgrade |
Tangible Book Value | 303,210 | 284,095 | 239,551 | 192,063 | 174,979 | 190,346 | Upgrade |
Tangible Book Value Per Share | 236.83 | 239.73 | 202.14 | 162.07 | 147.65 | 160.62 | Upgrade |
Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.